Best Cheap Auto Insurance in Phippsburg, CO (2021)

The average Phippsburg, CO auto insurance rates are $316 per month. The minimum auto insurance in Phippsburg is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Phippsburg, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Phippsburg is 29.3 minutes
  • Average auto insurance rates in Phippsburg, CO for senior drivers are $2,232 per year
  • The cheapest auto insurance company in Phippsburg is Liberty Mutual

Phippsburg, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Phippsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Phippsburg, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Phippsburg to other Colorado cities, including Pueblo auto insurance rates, Westminster auto insurance rates, and Fort Collins auto insurance rates to see how Phippsburg, Colorado auto insurance rates stack up.

Before you buy Phippsburg, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Phippsburg, Colorado auto insurance quotes.

Minimum Auto Insurance in Phippsburg, Colorado

Phippsburg, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Phippsburg, Colorado.

Minimum Required Auto Insurance Coverage in Phippsburg, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Phippsburg, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Phippsburg, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Phippsburg, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,809 $2,784 $2,545 $2,731 $10,344 $10,434 $3,088 $3,136
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,828 $1,814 $1,534 $1,680 $5,076 $5,548 $1,854 $1,907
Nationwide $2,289 $2,336 $2,045 $2,165 $5,796 $7,423 $2,632 $2,845
Progressive $2,446 $2,284 $2,112 $2,107 $8,382 $9,391 $2,768 $2,697
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,156 $2,164 $2,044 $2,059 $5,334 $6,117 $2,774 $3,030

Cheap Phippsburg, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Phippsburg, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Phippsburg, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Phippsburg, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,230 $8,345
Farmers $10,344 $10,434
GEICO $6,178 $6,577
Liberty Mutual $5,076 $5,548
Nationwide $5,796 $7,423
Progressive $8,382 $9,391
State Farm $5,882 $7,421
USAA $5,334 $6,117

Cheap Phippsburg, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Phippsburg, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Phippsburg, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,316 $2,316
Farmers $2,545 $2,731
GEICO $2,090 $2,332
Liberty Mutual $1,534 $1,680
Nationwide $2,045 $2,165
Progressive $2,112 $2,107
State Farm $1,816 $1,816
USAA $2,044 $2,059

Cheap Phippsburg, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Phippsburg, Colorado compared to the annual auto insurance rates with a clean record in Phippsburg, Colorado.

Annual Phippsburg, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,006 $5,134 $5,060 $4,737
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,315 $2,715 $2,844 $2,748
Nationwide $2,645 $3,616 $4,592 $2,912
Progressive $3,491 $4,850 $3,684 $4,069
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,347 $2,853 $4,994 $2,646

Cheap Phippsburg, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Phippsburg, Colorado is not easy. Compare the annual rates for DUI auto insurance in Phippsburg, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Phippsburg, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,083
American Family $5,160
Farmers $5,060
GEICO $3,949
Liberty Mutual $2,844
Nationwide $4,592
Progressive $3,684
State Farm $3,246
USAA $4,994

Cheap Phippsburg, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Phippsburg, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Phippsburg, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,893 $3,473 $2,906
Farmers $5,491 $4,465 $4,246
GEICO $3,780 $3,143 $2,506
Liberty Mutual $3,811 $2,310 $1,846
Nationwide $4,162 $3,293 $2,869
Progressive $4,569 $3,906 $3,595
State Farm $4,512 $2,895 $2,331
USAA $4,763 $2,704 $2,163

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Cheap Phippsburg, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Phippsburg, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Phippsburg, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Phippsburg, Colorado

ZIP Code Average Annual Rates
80469 $3,492

Cheap Phippsburg, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Phippsburg, Colorado auto insurance. Find the cheapest annual Phippsburg, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Phippsburg, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,678 $3,837
Farmers $4,734 $4,734
GEICO $3,075 $3,212
Liberty Mutual $2,655 $2,655
Nationwide $3,441 $3,441
Progressive $4,023 $4,023
State Farm $3,169 $3,323
USAA $3,119 $3,301

Cheap Phippsburg, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Phippsburg, Colorado? Check out the comparison of annual Phippsburg, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Phippsburg, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,605 $3,834 $3,832
Farmers $4,218 $4,677 $5,307
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,536 $2,647 $2,783
Nationwide $3,492 $3,440 $3,392
Progressive $3,773 $4,034 $4,263
State Farm $3,060 $3,247 $3,430
USAA $3,081 $3,209 $3,339

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Best By Category: Cheapest Auto Insurance in Phippsburg, Colorado

Compare the cheapest auto insurance companies in Phippsburg, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Phippsburg, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Phippsburg, Colorado Auto Insurance Companies

What auto insurance companies in Phippsburg, Colorado are the cheapest? Compare the top Phippsburg, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Phippsburg, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,757
Farmers $4,734
GEICO $3,143
Liberty Mutual $2,655
Nationwide $3,441
Progressive $4,023
State Farm $3,246
USAA $3,210

What affects auto insurance rates in Phippsburg, Colorado?

There are a lot of reasons why auto insurance rates in Phippsburg, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Phippsburg, Colorado. Many local factors may affect your Phippsburg auto insurance rates.

Phippsburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Phippsburg, Colorado commute length is 29.3 minutes according to City-Data.

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Compare Phippsburg, Colorado Auto Insurance Quotes

Before you buy Phippsburg, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Phippsburg, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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