Best Cheap Auto Insurance in Phillipsburg, GA (2021)

The average Phillipsburg, GA auto insurance rates are $361 per month. The minimum auto insurance in Phillipsburg is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Phillipsburg, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Phillipsburg is GEICO
  • Average auto insurance rates in Phillipsburg, GA for senior drivers are $2,419 per year
  • The most expensive auto insurance company in Phillipsburg for teen drivers is Liberty Mutual

Phillipsburg, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Phillipsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Phillipsburg, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Phillipsburg to other Georgia cities, including Albany auto insurance rates, Roswell auto insurance rates, and Atlanta auto insurance rates to see how Phillipsburg, Georgia auto insurance rates stack up.

Before you buy Phillipsburg, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Phillipsburg, Georgia auto insurance quotes.

Minimum Auto Insurance in Phillipsburg, Georgia

Phillipsburg, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Phillipsburg, Georgia.

Minimum Required Auto Insurance Coverage in Phillipsburg, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Phillipsburg, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Phillipsburg, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Phillipsburg, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,664 $1,635 $1,604 $1,604 $4,814 $5,757 $2,110 $2,354
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $2,848 $2,945 $2,816 $3,092 $8,605 $11,065 $3,448 $3,736
Progressive $2,510 $2,334 $2,155 $2,256 $7,769 $8,617 $2,923 $3,087
State Farm $1,817 $1,817 $1,633 $1,633 $4,850 $6,360 $1,994 $2,157
USAA $1,638 $1,638 $1,516 $1,526 $5,808 $6,883 $2,038 $2,254

Cheap Phillipsburg, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Phillipsburg, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Phillipsburg, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Phillipsburg, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $4,814 $5,757
Liberty Mutual $20,620 $23,033
Nationwide $8,605 $11,065
Progressive $7,769 $8,617
State Farm $4,850 $6,360
USAA $5,808 $6,883

Cheap Phillipsburg, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Phillipsburg, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Phillipsburg, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,604 $1,604
Liberty Mutual $4,088 $4,641
Nationwide $2,816 $3,092
Progressive $2,155 $2,256
State Farm $1,633 $1,633
USAA $1,516 $1,526

Cheap Phillipsburg, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Phillipsburg, Georgia compared to the annual auto insurance rates with a clean record in Phillipsburg, Georgia.

Annual Phillipsburg, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,805 $2,271 $4,673 $2,023
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $3,728 $4,364 $6,681 $4,505
Progressive $3,122 $5,432 $3,641 $3,630
State Farm $2,536 $3,030 $2,783 $2,783
USAA $2,233 $2,820 $4,110 $2,487

Cheap Phillipsburg, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Phillipsburg, Georgia is not easy. Compare the annual rates for DUI auto insurance in Phillipsburg, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Phillipsburg, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,103
GEICO $4,673
Liberty Mutual $10,982
Nationwide $6,681
Progressive $3,641
State Farm $2,783
USAA $4,110

Cheap Phillipsburg, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Phillipsburg, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Phillipsburg, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,387 $2,380 $2,312
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $5,716 $4,653 $4,089
Progressive $4,472 $3,842 $3,555
State Farm $3,940 $2,458 $1,950
USAA $3,797 $2,666 $2,275

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Cheap Phillipsburg, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Phillipsburg, Georgia auto insurance. Find the cheapest annual Phillipsburg, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Phillipsburg, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,646 $2,740
Liberty Mutual $9,217 $9,217
Nationwide $4,819 $4,819
Progressive $3,956 $3,956
State Farm $2,783 $2,783
USAA $2,780 $3,045

Cheap Phillipsburg, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Phillipsburg, Georgia? Check out the comparison of annual Phillipsburg, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Phillipsburg, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,515 $2,704 $2,858
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $4,641 $4,904 $4,914
Progressive $3,691 $3,905 $4,272
State Farm $2,605 $2,784 $2,959
USAA $2,779 $2,897 $3,062

Best By Category: Cheapest Auto Insurance in Phillipsburg, Georgia

Compare the cheapest auto insurance companies in Phillipsburg, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Phillipsburg, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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The Cheapest Phillipsburg, Georgia Auto Insurance Companies

What auto insurance companies in Phillipsburg, Georgia are the cheapest? Compare the top Phillipsburg, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Phillipsburg, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,693
Liberty Mutual $9,217
Nationwide $4,819
Progressive $3,956
State Farm $2,783
USAA $2,913

What affects auto insurance rates in Phillipsburg, Georgia?

There are a lot of reasons why auto insurance rates in Phillipsburg, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Phillipsburg, Georgia. Many local factors may affect your Phillipsburg auto insurance rates.

Phillipsburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Phillipsburg, Georgia commute length is 16.7 minutes according to City-Data.

Compare Phillipsburg, Georgia Auto Insurance Quotes

Before you buy Phillipsburg, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Phillipsburg, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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