Best Cheap Auto Insurance in Phillips, WI (2021)

The average Phillips, WI auto insurance rates are $252 per month. The minimum auto insurance in Phillips is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Phillips, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Phillips, Wisconsin is 25/50/10
  • The average commute length in Phillips is 15.2 minutes
  • Average auto insurance rates in Phillips, WI for senior drivers are $1,719 per year

Phillips, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Phillips can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Phillips, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Phillips to other Wisconsin cities, including Appleton auto insurance rates, Racine auto insurance rates, and Janesville auto insurance rates to see how Phillips, Wisconsin auto insurance rates stack up.

Before you buy Phillips, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Phillips, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Phillips, Wisconsin

Phillips, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Phillips, Wisconsin.

Minimum Required Auto Insurance Coverage in Phillips, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Phillips, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Phillips, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Phillips, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,308 $2,439 $2,124 $2,351 $7,292 $9,350 $2,354 $2,562
American Family $991 $1,040 $921 $934 $2,654 $2,939 $1,160 $1,237
Farmers $1,909 $1,915 $1,699 $1,788 $8,604 $8,928 $2,167 $2,289
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,661 $1,604 $1,359 $1,404 $5,926 $6,716 $2,002 $2,175
State Farm $1,408 $1,408 $1,232 $1,232 $3,743 $4,758 $1,581 $1,795
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

Cheap Phillips, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Phillips, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Phillips, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Phillips, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,292 $9,350
American Family $2,654 $2,939
Farmers $8,604 $8,928
GEICO $4,697 $5,064
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $5,926 $6,716
State Farm $3,743 $4,758
USAA $3,456 $4,029

Cheap Phillips, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Phillips, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Phillips, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,124 $2,351
American Family $921 $934
Farmers $1,699 $1,788
GEICO $1,472 $1,670
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,359 $1,404
State Farm $1,232 $1,232
USAA $1,252 $1,283

Cheap Phillips, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Phillips, Wisconsin compared to the annual auto insurance rates with a clean record in Phillips, Wisconsin.

Annual Phillips, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,155 $4,321 $4,025 $3,889
American Family $1,420 $1,506 $1,506 $1,506
Farmers $3,198 $4,017 $3,809 $3,626
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,624 $3,147 $2,714 $2,939
State Farm $1,990 $2,299 $2,145 $2,145
USAA $1,633 $2,047 $2,771 $1,860

Cheap Phillips, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Phillips, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Phillips, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Phillips, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,025
American Family $1,506
Farmers $3,809
GEICO $2,949
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,714
State Farm $2,145
USAA $2,771

Cheap Phillips, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Phillips, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Phillips, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,056 $3,476 $3,010
American Family $1,986 $1,310 $1,157
Farmers $4,154 $3,492 $3,342
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,278 $2,748 $2,542
State Farm $3,199 $1,836 $1,398
USAA $3,216 $1,680 $1,337

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Cheap Phillips, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Phillips, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Phillips, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Phillips, Wisconsin

ZIP Code Average Annual Rates
54555 $2,919

Cheap Phillips, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Phillips, Wisconsin auto insurance. Find the cheapest annual Phillips, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Phillips, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,755 $3,940
American Family $1,460 $1,509
Farmers $3,663 $3,663
GEICO $2,281 $2,384
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $2,856 $2,856
State Farm $2,093 $2,197
USAA $2,050 $2,105

Cheap Phillips, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Phillips, Wisconsin? Check out the comparison of annual Phillips, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Phillips, Wisconsin

Insurance Company Low Medium High
Allstate $3,686 $3,838 $4,018
American Family $1,471 $1,497 $1,485
Farmers $3,418 $3,636 $3,933
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,733 $2,873 $2,962
State Farm $2,048 $2,149 $2,237
USAA $2,009 $2,079 $2,145

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Best By Category: Cheapest Auto Insurance in Phillips, Wisconsin

Compare the cheapest auto insurance companies in Phillips, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Phillips, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Phillips, Wisconsin Auto Insurance Companies

What auto insurance companies in Phillips, Wisconsin are the cheapest? Compare the top Phillips, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Phillips, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,848
American Family $1,484
Farmers $3,663
GEICO $2,333
Liberty Mutual $3,022
Nationwide $5,798
Progressive $2,856
State Farm $2,145
USAA $2,078

What affects auto insurance rates in Phillips, Wisconsin?

There are a lot of reasons why auto insurance rates in Phillips, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Phillips, Wisconsin. Many local factors may affect your Phillips auto insurance rates.

Phillips Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Phillips, Wisconsin auto theft statistics, there have been 1 auto thefts in the city.

Phillips Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Phillips, Wisconsin commute length is 15.2 minutes according to City-Data.

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Compare Phillips, Wisconsin Auto Insurance Quotes

Before you buy Phillips, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Phillips, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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