Best Cheap Auto Insurance in Peru, KS (2021)

The average Peru, KS auto insurance rates are $282 per month. The minimum auto insurance in Peru is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Peru, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Peru for teen drivers is Liberty Mutual
  • The average commute length in Peru is 15.5 minutes
  • The minimum auto insurance required in Peru, Kansas is 25/50/25

Peru, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Peru can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Peru, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Peru to other Kansas cities, including Shawnee auto insurance rates, Topeka auto insurance rates, and Salina auto insurance rates to see how Peru, Kansas auto insurance rates stack up.

Before you buy Peru, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Peru, Kansas auto insurance quotes.

Minimum Auto Insurance in Peru, Kansas

Peru, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Peru, Kansas.

Minimum Required Auto Insurance Coverage in Peru, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Peru, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Peru, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Peru, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,825 $1,825 $1,646 $1,646 $3,478 $4,166 $1,825 $2,044
Farmers $2,527 $2,507 $2,261 $2,359 $6,661 $6,886 $2,838 $2,986
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,723 $1,777 $1,535 $1,654 $3,569 $4,377 $2,008 $2,138
Progressive $2,421 $2,310 $1,952 $2,035 $8,848 $9,990 $2,861 $3,067
State Farm $1,730 $1,730 $1,520 $1,520 $4,654 $5,931 $1,946 $2,197
Travelers $2,056 $2,094 $1,998 $2,024 $8,235 $12,853 $2,103 $2,492
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Peru, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Peru, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Peru, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Peru, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,478 $4,166
Farmers $6,661 $6,886
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,569 $4,377
Progressive $8,848 $9,990
State Farm $4,654 $5,931
Travelers $8,235 $12,853
USAA $4,807 $5,062

Cheap Peru, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Peru, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Peru, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,646 $1,646
Farmers $2,261 $2,359
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,535 $1,654
Progressive $1,952 $2,035
State Farm $1,520 $1,520
Travelers $1,998 $2,024
USAA $1,313 $1,333

Cheap Peru, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Peru, Kansas compared to the annual auto insurance rates with a clean record in Peru, Kansas.

Annual Peru, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,269 $2,419 $2,269 $2,269
Farmers $3,063 $3,929 $3,831 $3,690
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,769 $2,032 $3,568 $2,021
Progressive $3,868 $4,521 $4,038 $4,315
State Farm $2,459 $2,848 $2,653 $2,653
Travelers $3,092 $4,024 $5,539 $4,272
USAA $1,765 $2,373 $3,494 $2,020

Cheap Peru, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Peru, Kansas is not easy. Compare the annual rates for DUI auto insurance in Peru, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Peru, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,269
Farmers $3,831
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,568
Progressive $4,038
State Farm $2,653
Travelers $5,539
USAA $3,494

Cheap Peru, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Peru, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Peru, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $3,011 $2,134 $1,775
Farmers $4,287 $3,395 $3,203
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,602 $2,298 $2,142
Progressive $4,805 $4,031 $3,721
State Farm $3,863 $2,309 $1,788
Travelers $4,895 $3,979 $3,821
USAA $3,299 $2,163 $1,778

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Peru, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Peru, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Peru, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Peru, Kansas

ZIP Code Average Annual Rates
67360 $3,566

Cheap Peru, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Peru, Kansas auto insurance. Find the cheapest annual Peru, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Peru, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,277 $2,337
Farmers $3,628 $3,628
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,348 $2,348
Progressive $4,185 $4,185
State Farm $2,587 $2,720
Travelers $4,232 $4,232
USAA $2,341 $2,485

Cheap Peru, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Peru, Kansas? Check out the comparison of annual Peru, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Peru, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,334 $2,423 $2,163
Farmers $3,487 $3,610 $3,788
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,468 $2,321 $2,254
Progressive $3,961 $4,154 $4,442
State Farm $2,553 $2,661 $2,747
Travelers $4,019 $4,237 $4,439
USAA $2,328 $2,406 $2,504

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Peru, Kansas

Compare the cheapest auto insurance companies in Peru, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Peru, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Peru, Kansas Auto Insurance Companies

What auto insurance companies in Peru, Kansas are the cheapest? Compare the top Peru, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Peru, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,307
Farmers $3,628
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,348
Progressive $4,185
State Farm $2,653
Travelers $4,232
USAA $2,413

What affects auto insurance rates in Peru, Kansas?

There are a lot of reasons why auto insurance rates in Peru, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Peru, Kansas. Many local factors may affect your Peru auto insurance rates.

Peru Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Peru, Kansas commute length is 15.5 minutes according to City-Data.

Peru Traffic

How does Peru, Kansas rank for traffic? According to Inrix Peru, Kansas is the 567th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Peru, Kansas Auto Insurance Quotes

Before you buy Peru, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Peru, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption