Best Cheap Auto Insurance in Perryville, KY (2021)

The average Perryville, KY auto insurance rates are $354 per month. The minimum auto insurance in Perryville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Perryville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Perryville for teen drivers is Travelers
  • The minimum auto insurance required in Perryville, Kentucky is 25/50/25
  • The cheapest auto insurance company in Perryville is State Farm

Perryville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Perryville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Perryville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Perryville to other Kentucky cities, including Independence auto insurance rates, Nicholasville auto insurance rates, and Hopkinsville auto insurance rates to see how Perryville, Kentucky auto insurance rates stack up.

Before you buy Perryville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Perryville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Perryville, Kentucky

Perryville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Perryville, Kentucky.

Minimum Required Auto Insurance Coverage in Perryville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Perryville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Perryville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Perryville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,128 $3,087 $2,834 $3,021 $11,798 $13,248 $3,448 $3,637
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,598 $2,808 $2,215 $2,470 $11,150 $12,317 $2,704 $2,794
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,271 $2,141 $2,054 $2,051 $11,528 $13,070 $2,818 $2,873
State Farm $1,730 $1,730 $1,545 $1,545 $4,946 $6,289 $1,926 $2,127
Travelers $1,991 $2,023 $1,970 $1,971 $9,728 $15,627 $2,087 $2,376
USAA $1,882 $1,882 $1,701 $1,725 $5,037 $5,301 $2,370 $2,588

Cheap Perryville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Perryville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Perryville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Perryville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,798 $13,248
GEICO $6,749 $7,991
Liberty Mutual $11,150 $12,317
Nationwide $7,042 $8,761
Progressive $11,528 $13,070
State Farm $4,946 $6,289
Travelers $9,728 $15,627
USAA $5,037 $5,301

Cheap Perryville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Perryville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Perryville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $3,021
GEICO $3,436 $3,112
Liberty Mutual $2,215 $2,470
Nationwide $2,775 $2,893
Progressive $2,054 $2,051
State Farm $1,545 $1,545
Travelers $1,970 $1,971
USAA $1,701 $1,725

Cheap Perryville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Perryville, Kentucky compared to the annual auto insurance rates with a clean record in Perryville, Kentucky.

Annual Perryville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,565 $5,979 $6,394 $5,163
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,064 $6,268 $4,870 $4,325
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $4,005 $5,963 $4,570 $4,865
State Farm $2,507 $2,952 $2,730 $2,730
Travelers $4,118 $4,232 $6,127 $4,410
USAA $2,120 $2,994 $3,577 $2,553

Cheap Perryville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Perryville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Perryville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Perryville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,394
GEICO $6,581
Liberty Mutual $4,870
Nationwide $5,633
Progressive $4,570
State Farm $2,730
Travelers $6,127
USAA $3,577

Cheap Perryville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Perryville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Perryville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,309 $5,057 $4,210
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,963 $4,297 $3,386
Nationwide $5,260 $4,162 $3,616
Progressive $5,394 $4,735 $4,423
State Farm $3,931 $2,388 $1,870
Travelers $5,254 $4,463 $4,448
USAA $4,181 $2,343 $1,909

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Cheap Perryville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Perryville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Perryville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Perryville, Kentucky

ZIP Code Average Annual Rates
40468 $3,828

Cheap Perryville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Perryville, Kentucky auto insurance. Find the cheapest annual Perryville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Perryville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,525 $5,525
GEICO $4,038 $4,114
Liberty Mutual $4,882 $4,882
Nationwide $4,346 $4,346
Progressive $4,851 $4,851
State Farm $2,661 $2,799
Travelers $4,722 $4,722
USAA $2,707 $2,914

Cheap Perryville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Perryville, Kentucky? Check out the comparison of annual Perryville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Perryville, Kentucky

Insurance Company Low Medium High
Allstate $5,132 $5,503 $5,940
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,636 $4,849 $5,160
Nationwide $4,367 $4,301 $4,370
Progressive $4,473 $4,786 $5,293
State Farm $2,540 $2,725 $2,924
Travelers $4,461 $4,744 $4,960
USAA $2,683 $2,804 $2,946

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Best By Category: Cheapest Auto Insurance in Perryville, Kentucky

Compare the cheapest auto insurance companies in Perryville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Perryville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Perryville, Kentucky Auto Insurance Companies

What auto insurance companies in Perryville, Kentucky are the cheapest? Compare the top Perryville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Perryville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,525
GEICO $4,076
Liberty Mutual $4,882
Nationwide $4,346
Progressive $4,851
State Farm $2,730
Travelers $4,722
USAA $2,811

What affects auto insurance rates in Perryville, Kentucky?

There are a lot of reasons why auto insurance rates in Perryville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Perryville, Kentucky. Many local factors may affect your Perryville auto insurance rates.

Perryville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Perryville, Kentucky commute length is 22.6 minutes according to City-Data.

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Compare Perryville, Kentucky Auto Insurance Quotes

Before you buy Perryville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Perryville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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