Best Cheap Auto Insurance in Perryton, TX (2021)

The average Perryton, TX auto insurance rates are $322 per month. The minimum auto insurance in Perryton is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Perryton, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Perryton, Texas is 30/60/25
  • The most expensive auto insurance company in Perryton for teen drivers is Allstate
  • The cheapest auto insurance company in Perryton is State Farm

Perryton, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Perryton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Perryton, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Perryton to other Texas cities, including Austin auto insurance rates, Laredo auto insurance rates, and Fort Worth auto insurance rates to see how Perryton, Texas auto insurance rates stack up.

Before you buy Perryton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Perryton, Texas auto insurance quotes.

Minimum Auto Insurance in Perryton, Texas

Perryton, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Perryton, Texas.

Minimum Required Auto Insurance Coverage in Perryton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Perryton, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Perryton, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Perryton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,669 $3,570 $3,570 $9,262 $11,278 $4,500 $4,732
American Family $3,453 $3,778 $2,974 $3,355 $7,596 $10,124 $4,676 $5,328
GEICO $2,406 $2,529 $2,193 $2,379 $4,937 $5,209 $2,605 $2,669
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,298 $2,188 $2,048 $2,086 $9,596 $10,711 $2,724 $2,767
State Farm $1,624 $1,624 $1,438 $1,438 $3,745 $4,748 $1,755 $1,814
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Cheap Perryton, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Perryton, Texas is a challenge. Take a look at the annual teen auto insurance rates in Perryton, Texas.

Annual Auto Insurance Rates for Teen Drivers in Perryton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,278
American Family $7,596 $10,124
GEICO $4,937 $5,209
Nationwide $7,453 $9,632
Progressive $9,596 $10,711
State Farm $3,745 $4,748
USAA $4,047 $4,518

Cheap Perryton, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Perryton, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Perryton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $2,974 $3,355
GEICO $2,193 $2,379
Nationwide $2,351 $2,503
Progressive $2,048 $2,086
State Farm $1,438 $1,438
USAA $1,497 $1,531

Cheap Perryton, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Perryton, Texas compared to the annual auto insurance rates with a clean record in Perryton, Texas.

Annual Perryton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,367 $6,556 $6,805 $4,367
American Family $4,741 $5,939 $5,220 $4,741
GEICO $2,646 $3,395 $2,988 $3,435
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $3,753 $4,850 $4,381 $4,224
State Farm $2,035 $2,314 $2,708 $2,035
USAA $1,833 $2,638 $3,094 $2,103

Cheap Perryton, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Perryton, Texas is not easy. Compare the annual rates for DUI auto insurance in Perryton, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Perryton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,805
American Family $5,220
GEICO $2,988
Nationwide $5,466
Progressive $4,381
State Farm $2,708
USAA $3,094

Cheap Perryton, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Perryton, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Perryton, Texas

Insurance Company Poor Fair Good
Allstate $7,047 $5,140 $4,386
American Family $7,336 $4,356 $3,788
GEICO $4,803 $2,724 $1,820
Nationwide $5,100 $4,065 $3,531
Progressive $4,842 $4,185 $3,879
State Farm $3,218 $2,004 $1,597
USAA $3,624 $2,022 $1,606

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Cheap Perryton, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Perryton, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Perryton, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Perryton, Texas

ZIP Code Average Annual Rates
79070 $5,568

Cheap Perryton, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Perryton, Texas auto insurance. Find the cheapest annual Perryton, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Perryton, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,399 $5,649
American Family $5,160 $5,160
GEICO $3,047 $3,185
Nationwide $4,232 $4,232
Progressive $4,302 $4,302
State Farm $2,273 $2,273
USAA $2,385 $2,449

Cheap Perryton, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Perryton, Texas? Check out the comparison of annual Perryton, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Perryton, Texas

Insurance Company Low Medium High
Allstate $5,431 $5,489 $5,652
American Family $4,923 $5,038 $5,520
GEICO $3,022 $3,096 $3,230
Nationwide $4,596 $4,046 $4,054
Progressive $4,093 $4,283 $4,530
State Farm $2,166 $2,266 $2,387
USAA $2,364 $2,412 $2,475

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Best By Category: Cheapest Auto Insurance in Perryton, Texas

Compare the cheapest auto insurance companies in Perryton, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Perryton, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Perryton, Texas Auto Insurance Companies

What auto insurance companies in Perryton, Texas are the cheapest? Compare the top Perryton, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Perryton, Texas

Insurance Company Average Annual Rates
Allstate $5,524
American Family $5,160
GEICO $3,116
Nationwide $4,232
Progressive $4,302
State Farm $2,273
USAA $2,417

What affects auto insurance rates in Perryton, Texas?

There are a lot of reasons why auto insurance rates in Perryton, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Perryton, Texas. Many local factors may affect your Perryton auto insurance rates.

Perryton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Perryton, Texas auto theft statistics, there have been 8 auto thefts in the city.

Perryton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Perryton, Texas commute length is 16.4 minutes according to City-Data.

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Compare Perryton, Texas Auto Insurance Quotes

Before you buy Perryton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Perryton, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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