Best Cheap Auto Insurance in Perry, FL (2021)

The average Perry, FL auto insurance rates are $309 per month. The minimum auto insurance in Perry is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Perry, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Perry for teen drivers is Allstate
  • The average commute length in Perry is 21.9 minutes
  • Average auto insurance rates in Perry, FL for senior drivers are $2,256 per year

Perry, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Perry can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Perry, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Perry to other Florida cities, including Jacksonville auto insurance rates, Port St. Lucie auto insurance rates, and Tallahassee auto insurance rates to see how Perry, Florida auto insurance rates stack up.

Before you buy Perry, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Perry, Florida auto insurance quotes.

Minimum Auto Insurance in Perry, Florida

Perry, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Perry, Florida.

Minimum Required Auto Insurance Coverage in Perry, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Perry, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Perry, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Perry, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,467 $3,342 $3,017 $3,079 $11,709 $12,685 $3,542 $3,626
GEICO $2,517 $2,541 $2,350 $2,350 $4,405 $5,588 $2,777 $2,854
Liberty Mutual $2,948 $2,948 $2,707 $2,707 $6,143 $9,420 $2,948 $3,966
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $3,093 $2,943 $2,665 $2,858 $8,493 $9,366 $3,749 $3,660
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Cheap Perry, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Perry, Florida is a challenge. Take a look at the annual teen auto insurance rates in Perry, Florida.

Annual Auto Insurance Rates for Teen Drivers in Perry, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,709 $12,685
GEICO $4,405 $5,588
Liberty Mutual $6,143 $9,420
Nationwide $5,480 $6,791
Progressive $8,493 $9,366
State Farm $4,900 $6,272
USAA $4,617 $5,403

Cheap Perry, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Perry, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Perry, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,017 $3,079
GEICO $2,350 $2,350
Liberty Mutual $2,707 $2,707
Nationwide $2,057 $2,134
Progressive $2,665 $2,858
State Farm $1,546 $1,546
USAA $1,282 $1,281

Cheap Perry, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Perry, Florida compared to the annual auto insurance rates with a clean record in Perry, Florida.

Annual Perry, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,816 $5,723 $6,362 $5,332
GEICO $2,272 $2,847 $4,139 $3,434
Liberty Mutual $3,089 $3,966 $5,677 $4,161
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,663 $5,356 $4,520 $4,873
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Cheap Perry, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Perry, Florida is not easy. Compare the annual rates for DUI auto insurance in Perry, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Perry, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,362
GEICO $4,139
Liberty Mutual $5,677
Nationwide $4,094
Progressive $4,520
State Farm $2,707
USAA $3,354

Cheap Perry, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Perry, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Perry, Florida

Insurance Company Poor Fair Good
Allstate $7,742 $4,918 $4,015
GEICO $4,533 $2,820 $2,166
Liberty Mutual $5,420 $3,996 $3,254
Nationwide $4,095 $3,013 $2,729
Progressive $6,021 $4,252 $3,536
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Cheap Perry, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Perry, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Perry, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Perry, Florida

ZIP Code Average Annual Rates
32347 $2,863
32348 $2,863

Cheap Perry, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Perry, Florida auto insurance. Find the cheapest annual Perry, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Perry, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,398 $5,719
GEICO $3,157 $3,189
Liberty Mutual $4,089 $4,357
Nationwide $3,279 $3,279
Progressive $4,603 $4,603
State Farm $2,617 $2,797
USAA $2,344 $2,398

Cheap Perry, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Perry, Florida? Check out the comparison of annual Perry, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Perry, Florida

Insurance Company Low Medium High
Allstate $4,446 $5,810 $6,420
GEICO $2,674 $3,268 $3,577
Liberty Mutual $3,914 $4,282 $4,474
Nationwide $2,669 $3,395 $3,774
Progressive $4,000 $4,689 $5,120
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

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Best By Category: Cheapest Auto Insurance in Perry, Florida

Compare the cheapest auto insurance companies in Perry, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Perry, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Perry, Florida Auto Insurance Companies

What auto insurance companies in Perry, Florida are the cheapest? Compare the top Perry, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Perry, Florida

Insurance Company Average Annual Rates
Allstate $5,558
GEICO $3,173
Liberty Mutual $4,223
Nationwide $3,279
Progressive $4,603
State Farm $2,707
USAA $2,371

What affects auto insurance rates in Perry, Florida?

There are a lot of reasons why auto insurance rates in Perry, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Perry, Florida. Many local factors may affect your Perry auto insurance rates.

Perry Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Perry, Florida auto theft statistics, there have been 12 auto thefts in the city.

Perry Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Perry, Florida commute length is 21.9 minutes according to City-Data.

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Compare Perry, Florida Auto Insurance Quotes

Before you buy Perry, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Perry, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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