Best Cheap Auto Insurance in Perrin, TX (2021)

The average Perrin, TX auto insurance rates are $311 per month. The minimum auto insurance in Perrin is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Perrin, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Perrin is USAA
  • Average auto insurance rates in Perrin, TX for senior drivers are $2,255 per year
  • The average commute length in Perrin is 23.2 minutes

Perrin, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Perrin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Perrin, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Perrin to other Texas cities, including Plano auto insurance rates, Corpus Christi auto insurance rates, and Arlington auto insurance rates to see how Perrin, Texas auto insurance rates stack up.

Before you buy Perrin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Perrin, Texas auto insurance quotes.

Minimum Auto Insurance in Perrin, Texas

Perrin, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Perrin, Texas.

Minimum Required Auto Insurance Coverage in Perrin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Perrin, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Perrin, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Perrin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,389 $3,418 $3,349 $3,349 $8,932 $10,779 $4,188 $4,358
American Family $2,487 $2,748 $2,271 $2,582 $6,157 $8,089 $3,486 $3,966
GEICO $2,313 $2,485 $2,211 $2,489 $5,009 $5,222 $2,503 $2,511
Nationwide $2,475 $2,522 $2,181 $2,316 $7,023 $9,050 $2,907 $3,153
Progressive $2,677 $2,530 $2,388 $2,431 $11,366 $12,667 $3,161 $3,181
State Farm $1,864 $1,864 $1,653 $1,653 $4,367 $5,552 $2,020 $2,088
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

Cheap Perrin, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Perrin, Texas is a challenge. Take a look at the annual teen auto insurance rates in Perrin, Texas.

Annual Auto Insurance Rates for Teen Drivers in Perrin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,932 $10,779
American Family $6,157 $8,089
GEICO $5,009 $5,222
Nationwide $7,023 $9,050
Progressive $11,366 $12,667
State Farm $4,367 $5,552
USAA $3,911 $4,274

Cheap Perrin, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Perrin, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Perrin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,349 $3,349
American Family $2,271 $2,582
GEICO $2,211 $2,489
Nationwide $2,181 $2,316
Progressive $2,388 $2,431
State Farm $1,653 $1,653
USAA $1,350 $1,345

Cheap Perrin, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Perrin, Texas compared to the annual auto insurance rates with a clean record in Perrin, Texas.

Annual Perrin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,051 $6,264 $6,515 $4,051
American Family $3,637 $4,586 $4,033 $3,637
GEICO $2,627 $3,454 $2,908 $3,383
Nationwide $3,421 $3,421 $5,100 $3,872
Progressive $4,397 $5,715 $5,138 $4,951
State Farm $2,351 $2,682 $3,148 $2,351
USAA $1,651 $2,423 $2,856 $1,894

Cheap Perrin, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Perrin, Texas is not easy. Compare the annual rates for DUI auto insurance in Perrin, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Perrin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,515
American Family $4,033
GEICO $2,908
Nationwide $5,100
Progressive $5,138
State Farm $3,148
USAA $2,856

Cheap Perrin, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Perrin, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Perrin, Texas

Insurance Company Poor Fair Good
Allstate $6,652 $4,856 $4,153
American Family $5,519 $3,415 $2,985
GEICO $4,767 $2,704 $1,808
Nationwide $4,749 $3,805 $3,307
Progressive $5,678 $4,915 $4,557
State Farm $3,730 $2,320 $1,848
USAA $3,249 $1,868 $1,500

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Cheap Perrin, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Perrin, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Perrin, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Perrin, Texas

ZIP Code Average Annual Rates
76486 $5,605

Cheap Perrin, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Perrin, Texas auto insurance. Find the cheapest annual Perrin, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Perrin, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,095 $5,346
American Family $3,973 $3,973
GEICO $3,034 $3,152
Nationwide $3,953 $3,953
Progressive $5,050 $5,050
State Farm $2,633 $2,633
USAA $2,178 $2,234

Cheap Perrin, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Perrin, Texas? Check out the comparison of annual Perrin, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Perrin, Texas

Insurance Company Low Medium High
Allstate $5,085 $5,170 $5,406
American Family $3,722 $3,840 $4,358
GEICO $2,943 $3,058 $3,278
Nationwide $4,283 $3,782 $3,795
Progressive $4,745 $5,024 $5,382
State Farm $2,513 $2,626 $2,759
USAA $2,138 $2,198 $2,281

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Best By Category: Cheapest Auto Insurance in Perrin, Texas

Compare the cheapest auto insurance companies in Perrin, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Perrin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Perrin, Texas Auto Insurance Companies

What auto insurance companies in Perrin, Texas are the cheapest? Compare the top Perrin, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Perrin, Texas

Insurance Company Average Annual Rates
Allstate $5,220
American Family $3,973
GEICO $3,093
Nationwide $3,953
Progressive $5,050
State Farm $2,633
USAA $2,206

What affects auto insurance rates in Perrin, Texas?

There are a lot of reasons why auto insurance rates in Perrin, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Perrin, Texas. Many local factors may affect your Perrin auto insurance rates.

Perrin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Perrin, Texas commute length is 23.2 minutes according to City-Data.

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Compare Perrin, Texas Auto Insurance Quotes

Before you buy Perrin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Perrin, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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