Best Cheap Auto Insurance in Perks, IL (2021)

The average Perks, IL auto insurance rates are $299 per month. The minimum auto insurance in Perks is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Perks, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Perks is Liberty Mutual
  • Average auto insurance rates in Perks, IL for senior drivers are $2,070 per year
  • The minimum auto insurance required in Perks, Illinois is 25/50/20

Perks, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Perks can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Perks, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Perks to other Illinois cities, including Chicago auto insurance rates, Naperville auto insurance rates, and Waukegan auto insurance rates to see how Perks, Illinois auto insurance rates stack up.

Before you buy Perks, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Perks, Illinois auto insurance quotes.

Minimum Auto Insurance in Perks, Illinois

Perks, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Perks, Illinois.

Minimum Required Auto Insurance Coverage in Perks, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Perks, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Perks, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Perks, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,615 $3,738 $3,738 $9,095 $11,864 $4,326 $4,675
American Family $2,469 $2,469 $2,252 $2,252 $6,830 $9,541 $2,469 $3,178
Farmers $2,556 $2,566 $2,275 $2,392 $10,367 $10,828 $2,903 $3,052
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,381 $1,494 $1,149 $1,285 $4,282 $4,768 $1,447 $1,533
Nationwide $2,672 $2,723 $2,362 $2,514 $7,470 $9,649 $3,123 $3,399
Progressive $1,750 $1,653 $1,440 $1,510 $6,392 $7,176 $2,083 $2,261
State Farm $1,505 $1,505 $1,337 $1,337 $4,130 $5,264 $1,696 $1,928
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

Cheap Perks, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Perks, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Perks, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Perks, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,095 $11,864
American Family $6,830 $9,541
Farmers $10,367 $10,828
GEICO $5,690 $6,014
Liberty Mutual $4,282 $4,768
Nationwide $7,470 $9,649
Progressive $6,392 $7,176
State Farm $4,130 $5,264
Travelers $7,852 $9,892
USAA $5,467 $6,018

Cheap Perks, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Perks, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Perks, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,738 $3,738
American Family $2,252 $2,252
Farmers $2,275 $2,392
GEICO $1,757 $2,095
Liberty Mutual $1,149 $1,285
Nationwide $2,362 $2,514
Progressive $1,440 $1,510
State Farm $1,337 $1,337
Travelers $2,366 $2,530
USAA $1,551 $1,522

Cheap Perks, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Perks, Illinois compared to the annual auto insurance rates with a clean record in Perks, Illinois.

Annual Perks, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,081 $6,735 $6,243 $5,265
American Family $2,890 $4,100 $5,460 $3,281
Farmers $3,914 $5,013 $4,889 $4,653
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,815 $2,549 $2,253 $2,052
Nationwide $3,385 $4,427 $5,233 $3,910
Progressive $2,501 $3,708 $2,768 $3,156
State Farm $2,148 $2,527 $2,338 $2,338
Travelers $3,325 $4,400 $4,927 $4,206
USAA $2,000 $2,887 $3,954 $2,415

Cheap Perks, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Perks, Illinois is not easy. Compare the annual rates for DUI auto insurance in Perks, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Perks, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,243
American Family $5,460
Farmers $4,889
GEICO $4,060
Liberty Mutual $2,253
Nationwide $5,233
Progressive $2,768
State Farm $2,338
Travelers $4,927
USAA $3,954

Cheap Perks, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Perks, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Perks, Illinois

Insurance Company Poor Fair Good
Allstate $7,156 $5,118 $4,469
American Family $5,252 $3,551 $2,995
Farmers $5,263 $4,399 $4,190
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,070 $1,908 $1,524
Nationwide $5,077 $4,077 $3,564
Progressive $3,458 $2,933 $2,709
State Farm $3,393 $2,037 $1,583
Travelers $5,140 $4,145 $3,357
USAA $3,742 $2,576 $2,125

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Cheap Perks, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Perks, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Perks, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Perks, Illinois

ZIP Code Average Annual Rates
62973 $3,525

Cheap Perks, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Perks, Illinois auto insurance. Find the cheapest annual Perks, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Perks, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,581 $5,581
American Family $3,881 $3,984
Farmers $4,617 $4,617
GEICO $2,920 $3,043
Liberty Mutual $2,167 $2,167
Nationwide $4,239 $4,239
Progressive $3,033 $3,033
State Farm $2,278 $2,398
Travelers $4,044 $4,385
USAA $2,735 $2,893

Cheap Perks, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Perks, Illinois? Check out the comparison of annual Perks, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Perks, Illinois

Insurance Company Low Medium High
Allstate $5,423 $5,576 $5,744
American Family $3,810 $4,076 $3,912
Farmers $4,412 $4,517 $4,923
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,050 $2,163 $2,289
Nationwide $4,215 $4,278 $4,224
Progressive $2,775 $3,024 $3,300
State Farm $2,203 $2,340 $2,470
Travelers $3,940 $4,209 $4,494
USAA $2,621 $2,812 $3,010

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Best By Category: Cheapest Auto Insurance in Perks, Illinois

Compare the cheapest auto insurance companies in Perks, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Perks, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Perks, Illinois Auto Insurance Companies

What auto insurance companies in Perks, Illinois are the cheapest? Compare the top Perks, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Perks, Illinois

Insurance Company Average Annual Rates
Allstate $5,581
American Family $3,933
Farmers $4,617
GEICO $2,982
Liberty Mutual $2,167
Nationwide $4,239
Progressive $3,033
State Farm $2,338
Travelers $4,214
USAA $2,814

Compare Perks, Illinois Auto Insurance Quotes

Before you buy Perks, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Perks, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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