Best Cheap Auto Insurance in Perdido Beach, AL (2021)

The average Perdido Beach, AL auto insurance rates are $294 per month. The minimum auto insurance in Perdido Beach is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Perdido Beach, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Perdido Beach is 30.1 minutes
  • Average auto insurance rates in Perdido Beach, AL for senior drivers are $1,852 per year
  • The minimum auto insurance required in Perdido Beach, Alabama is 25/50/25

Perdido Beach, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Perdido Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Perdido Beach, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Perdido Beach to other Alabama cities, including Birmingham auto insurance rates, Madison auto insurance rates, and Huntsville auto insurance rates to see how Perdido Beach, Alabama auto insurance rates stack up.

Before you buy Perdido Beach, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Perdido Beach, Alabama auto insurance quotes.

Minimum Auto Insurance in Perdido Beach, Alabama

Perdido Beach, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Perdido Beach, Alabama.

Minimum Required Auto Insurance Coverage in Perdido Beach, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Perdido Beach, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Perdido Beach, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Perdido Beach, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,233 $2,217 $1,995 $2,124 $8,751 $9,001 $2,534 $2,626
GEICO $1,875 $1,861 $1,795 $1,862 $4,934 $4,812 $1,980 $1,824
Liberty Mutual $3,035 $3,278 $2,489 $2,786 $11,147 $12,398 $3,228 $3,433
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,279 $2,128 $1,872 $2,011 $9,191 $10,215 $2,642 $2,755
State Farm $2,552 $2,552 $2,321 $2,321 $7,827 $9,807 $2,886 $3,317
Travelers $1,681 $1,707 $1,579 $1,574 $9,217 $14,549 $1,588 $1,818
USAA $1,187 $1,204 $1,113 $1,093 $3,510 $3,888 $1,540 $1,662

Cheap Perdido Beach, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Perdido Beach, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Perdido Beach, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Perdido Beach, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $8,751 $9,001
GEICO $4,934 $4,812
Liberty Mutual $11,147 $12,398
Nationwide $4,274 $5,478
Progressive $9,191 $10,215
State Farm $7,827 $9,807
Travelers $9,217 $14,549
USAA $3,510 $3,888

Cheap Perdido Beach, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Perdido Beach, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Perdido Beach, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $1,995 $2,124
GEICO $1,795 $1,862
Liberty Mutual $2,489 $2,786
Nationwide $1,486 $1,534
Progressive $1,872 $2,011
State Farm $2,321 $2,321
Travelers $1,579 $1,574
USAA $1,113 $1,093

Cheap Perdido Beach, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Perdido Beach, Alabama compared to the annual auto insurance rates with a clean record in Perdido Beach, Alabama.

Annual Perdido Beach, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,310 $4,287 $4,183 $3,961
GEICO $1,764 $2,840 $3,520 $2,347
Liberty Mutual $4,098 $5,705 $5,576 $5,517
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,726 $4,683 $4,043 $4,094
State Farm $3,782 $4,707 $4,152 $4,152
Travelers $3,506 $3,679 $5,400 $4,271
USAA $1,464 $1,837 $2,714 $1,584

Cheap Perdido Beach, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Perdido Beach, Alabama is not easy. Compare the annual rates for DUI auto insurance in Perdido Beach, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Perdido Beach, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,671
Farmers $4,183
GEICO $3,520
Liberty Mutual $5,576
Nationwide $3,145
Progressive $4,043
State Farm $4,152
Travelers $5,400
USAA $2,714

Cheap Perdido Beach, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Perdido Beach, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Perdido Beach, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,412 $3,797 $3,597
GEICO $3,328 $2,376 $2,150
Liberty Mutual $7,474 $4,593 $3,606
Nationwide $2,987 $2,338 $2,118
Progressive $4,673 $4,003 $3,733
State Farm $6,803 $3,447 $2,344
Travelers $4,593 $3,986 $4,064
USAA $2,541 $1,666 $1,491

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Cheap Perdido Beach, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Perdido Beach, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Perdido Beach, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Perdido Beach, Alabama

ZIP Code Average Annual Rates
36530 $3,656

Cheap Perdido Beach, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Perdido Beach, Alabama auto insurance. Find the cheapest annual Perdido Beach, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Perdido Beach, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,086 $3,086
Farmers $3,935 $3,935
GEICO $2,571 $2,665
Liberty Mutual $5,224 $5,224
Nationwide $2,481 $2,481
Progressive $4,136 $4,136
State Farm $4,094 $4,302
Travelers $4,214 $4,214
USAA $1,813 $1,986

Cheap Perdido Beach, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Perdido Beach, Alabama? Check out the comparison of annual Perdido Beach, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Perdido Beach, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,698 $3,879 $4,228
GEICO $2,395 $2,606 $2,853
Liberty Mutual $4,977 $5,199 $5,496
Nationwide $2,452 $2,462 $2,528
Progressive $3,638 $4,107 $4,664
State Farm $3,945 $4,193 $4,456
Travelers $4,004 $4,298 $4,341
USAA $1,824 $1,888 $1,987

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Best By Category: Cheapest Auto Insurance in Perdido Beach, Alabama

Compare the cheapest auto insurance companies in Perdido Beach, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Perdido Beach, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Perdido Beach, Alabama Auto Insurance Companies

What auto insurance companies in Perdido Beach, Alabama are the cheapest? Compare the top Perdido Beach, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Perdido Beach, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $3,935
GEICO $2,618
Liberty Mutual $5,224
Nationwide $2,481
Progressive $4,136
State Farm $4,198
Travelers $4,214
USAA $1,900

What affects auto insurance rates in Perdido Beach, Alabama?

There are a lot of reasons why auto insurance rates in Perdido Beach, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Perdido Beach, Alabama. Many local factors may affect your Perdido Beach auto insurance rates.

Perdido Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Perdido Beach, Alabama commute length is 30.1 minutes according to City-Data.

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Compare Perdido Beach, Alabama Auto Insurance Quotes

Before you buy Perdido Beach, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Perdido Beach, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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