Best Cheap Auto Insurance in Peralta, NM (2021)

The average Peralta, NM auto insurance rates are $327 per month. The minimum auto insurance in Peralta is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Peralta, New Mexico, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Peralta, NM for senior drivers are $2,214 per year
  • The average commute length in Peralta is 29.2 minutes
  • The most expensive auto insurance company in Peralta for teen drivers is Farmers

Peralta, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Peralta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Peralta, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Peralta to other New Mexico cities, including Roswell auto insurance rates, Albuquerque auto insurance rates, and Santa Fe auto insurance rates to see how Peralta, New Mexico auto insurance rates stack up.

Before you buy Peralta, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Peralta, New Mexico auto insurance quotes.

Minimum Auto Insurance in Peralta, New Mexico

Peralta, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Peralta, New Mexico.

Minimum Required Auto Insurance Coverage in Peralta, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Peralta, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Peralta, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Peralta, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,668 $2,429 $2,557 $8,949 $10,360 $2,950 $3,126
Farmers $2,856 $2,853 $2,554 $2,725 $11,643 $11,999 $3,200 $3,299
GEICO $3,195 $3,283 $3,007 $3,007 $9,224 $12,627 $3,363 $3,383
Nationwide $2,782 $2,828 $2,525 $2,649 $6,843 $8,630 $3,151 $3,376
Progressive $1,832 $1,763 $1,670 $1,670 $7,821 $8,814 $2,217 $2,283
State Farm $1,710 $1,710 $1,553 $1,553 $4,608 $5,790 $1,912 $2,109
USAA $1,626 $1,610 $1,554 $1,544 $4,345 $4,908 $2,015 $2,154

Cheap Peralta, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Peralta, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Peralta, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Peralta, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,949 $10,360
Farmers $11,643 $11,999
GEICO $9,224 $12,627
Nationwide $6,843 $8,630
Progressive $7,821 $8,814
State Farm $4,608 $5,790
USAA $4,345 $4,908

Cheap Peralta, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Peralta, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Peralta, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,429 $2,557
Farmers $2,554 $2,725
GEICO $3,007 $3,007
Nationwide $2,525 $2,649
Progressive $1,670 $1,670
State Farm $1,553 $1,553
USAA $1,554 $1,544

Cheap Peralta, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Peralta, New Mexico compared to the annual auto insurance rates with a clean record in Peralta, New Mexico.

Annual Peralta, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,673 $4,848 $5,188 $4,139
Farmers $4,351 $5,595 $5,464 $5,155
GEICO $3,031 $4,859 $9,625 $3,031
Nationwide $3,055 $4,302 $5,568 $3,466
Progressive $3,027 $4,170 $3,261 $3,577
State Farm $2,460 $2,671 $2,671 $2,671
USAA $1,830 $2,555 $3,359 $2,134

Cheap Peralta, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Peralta, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Peralta, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Peralta, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,188
Farmers $5,464
GEICO $9,625
Nationwide $5,568
Progressive $3,261
State Farm $2,671
USAA $3,359

Cheap Peralta, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Peralta, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Peralta, New Mexico

Insurance Company Poor Fair Good
Allstate $5,191 $4,281 $3,914
Farmers $5,897 $4,882 $4,644
GEICO $5,759 $5,013 $4,638
Nationwide $5,014 $3,900 $3,380
Progressive $3,834 $3,435 $3,257
State Farm $3,731 $2,301 $1,822
USAA $3,089 $2,314 $2,006

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Peralta, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Peralta, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Peralta, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Peralta, New Mexico

ZIP Code Average Annual Rates
87042 $4,130

Cheap Peralta, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Peralta, New Mexico auto insurance. Find the cheapest annual Peralta, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Peralta, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,462 $4,462
Farmers $5,141 $5,141
GEICO $5,057 $5,215
Nationwide $4,098 $4,098
Progressive $3,509 $3,509
State Farm $2,553 $2,683
USAA $2,396 $2,543

Cheap Peralta, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Peralta, New Mexico? Check out the comparison of annual Peralta, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Peralta, New Mexico

Insurance Company Low Medium High
Allstate $4,273 $4,454 $4,659
Farmers $4,661 $5,087 $5,675
GEICO $4,774 $5,124 $5,512
Nationwide $4,029 $4,063 $4,202
Progressive $3,325 $3,511 $3,691
State Farm $2,385 $2,626 $2,844
USAA $2,293 $2,482 $2,633

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Peralta, New Mexico

Compare the cheapest auto insurance companies in Peralta, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Peralta, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Peralta, New Mexico Auto Insurance Companies

What auto insurance companies in Peralta, New Mexico are the cheapest? Compare the top Peralta, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Peralta, New Mexico

Insurance Company Average Annual Rates
Allstate $4,462
Farmers $5,141
GEICO $5,136
Nationwide $4,098
Progressive $3,509
State Farm $2,618
USAA $2,469

What affects auto insurance rates in Peralta, New Mexico?

There are a lot of reasons why auto insurance rates in Peralta, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Peralta, New Mexico. Many local factors may affect your Peralta auto insurance rates.

Peralta Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Peralta, New Mexico auto theft statistics, there have been 8 auto thefts in the city.

Peralta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Peralta, New Mexico commute length is 29.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Peralta, New Mexico Auto Insurance Quotes

Before you buy Peralta, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Peralta, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption