Best Cheap Auto Insurance in Pepin, WI (2021)

The average Pepin, WI auto insurance rates are $261 per month. The minimum auto insurance in Pepin is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Pepin, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Pepin for teen drivers is Nationwide
  • The average commute length in Pepin is 26.2 minutes
  • The cheapest auto insurance company in Pepin is American Family

Pepin, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Pepin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pepin, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Pepin to other Wisconsin cities, including Oshkosh auto insurance rates, Janesville auto insurance rates, and Waukesha auto insurance rates to see how Pepin, Wisconsin auto insurance rates stack up.

Before you buy Pepin, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pepin, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Pepin, Wisconsin

Pepin, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pepin, Wisconsin.

Minimum Required Auto Insurance Coverage in Pepin, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Pepin, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pepin, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pepin, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,392 $2,096 $2,314 $7,380 $9,435 $2,309 $2,513
American Family $1,086 $1,140 $1,014 $1,025 $3,113 $3,450 $1,286 $1,375
Farmers $1,926 $1,937 $1,711 $1,805 $8,841 $9,196 $2,176 $2,287
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $4,003 $4,220 $3,301 $3,484 $8,037 $12,281 $4,858 $5,803
Progressive $2,012 $1,941 $1,646 $1,702 $7,205 $8,166 $2,425 $2,633
State Farm $1,449 $1,449 $1,273 $1,273 $3,900 $4,961 $1,628 $1,844
USAA $1,373 $1,376 $1,238 $1,268 $3,424 $3,987 $1,790 $1,974

Cheap Pepin, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pepin, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Pepin, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Pepin, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,380 $9,435
American Family $3,113 $3,450
Farmers $8,841 $9,196
GEICO $4,458 $4,809
Liberty Mutual $6,027 $6,784
Nationwide $8,037 $12,281
Progressive $7,205 $8,166
State Farm $3,900 $4,961
USAA $3,424 $3,987

Cheap Pepin, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Pepin, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pepin, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $1,014 $1,025
Farmers $1,711 $1,805
GEICO $1,400 $1,575
Liberty Mutual $1,700 $1,944
Nationwide $3,301 $3,484
Progressive $1,646 $1,702
State Farm $1,273 $1,273
USAA $1,238 $1,268

Cheap Pepin, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pepin, Wisconsin compared to the annual auto insurance rates with a clean record in Pepin, Wisconsin.

Annual Pepin, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,309 $4,028 $3,890
American Family $1,611 $1,711 $1,711 $1,711
Farmers $3,254 $4,093 $3,899 $3,693
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,860 $5,622 $6,891 $5,622
Progressive $3,183 $3,823 $3,293 $3,566
State Farm $2,058 $2,385 $2,222 $2,222
USAA $1,613 $2,024 $2,739 $1,838

Cheap Pepin, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pepin, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Pepin, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Pepin, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,028
American Family $1,711
Farmers $3,899
GEICO $2,789
Liberty Mutual $3,602
Nationwide $6,891
Progressive $3,293
State Farm $2,222
USAA $2,739

Cheap Pepin, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pepin, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pepin, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,042 $3,469 $3,004
American Family $2,253 $1,489 $1,316
Farmers $4,229 $3,564 $3,411
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,463 $5,391 $5,391
Progressive $3,977 $3,335 $3,086
State Farm $3,315 $1,902 $1,448
USAA $3,174 $1,663 $1,325

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Cheap Pepin, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pepin, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Pepin, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pepin, Wisconsin

ZIP Code Average Annual Rates
54759 $3,028

Cheap Pepin, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Pepin, Wisconsin auto insurance. Find the cheapest annual Pepin, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pepin, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,746 $3,931
American Family $1,657 $1,715
Farmers $3,735 $3,735
GEICO $2,171 $2,267
Liberty Mutual $3,189 $3,189
Nationwide $5,748 $5,748
Progressive $3,466 $3,466
State Farm $2,167 $2,277
USAA $2,027 $2,081

Cheap Pepin, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pepin, Wisconsin? Check out the comparison of annual Pepin, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pepin, Wisconsin

Insurance Company Low Medium High
Allstate $3,678 $3,830 $4,008
American Family $1,668 $1,701 $1,689
Farmers $3,449 $3,703 $4,052
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,591 $5,745 $5,909
Progressive $3,310 $3,488 $3,601
State Farm $2,109 $2,228 $2,329
USAA $1,983 $2,055 $2,123

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Best By Category: Cheapest Auto Insurance in Pepin, Wisconsin

Compare the cheapest auto insurance companies in Pepin, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pepin, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Pepin, Wisconsin Auto Insurance Companies

What auto insurance companies in Pepin, Wisconsin are the cheapest? Compare the top Pepin, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pepin, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,839
American Family $1,686
Farmers $3,735
GEICO $2,219
Liberty Mutual $3,189
Nationwide $5,748
Progressive $3,466
State Farm $2,222
USAA $2,054

What affects auto insurance rates in Pepin, Wisconsin?

There are a lot of reasons why auto insurance rates in Pepin, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pepin, Wisconsin. Many local factors may affect your Pepin auto insurance rates.

Pepin Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pepin, Wisconsin auto theft statistics, there have been 2 auto thefts in the city.

Pepin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pepin, Wisconsin commute length is 26.2 minutes according to City-Data.

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Compare Pepin, Wisconsin Auto Insurance Quotes

Before you buy Pepin, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pepin, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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