Best Cheap Auto Insurance in Pep, TX (2021)

The average Pep, TX auto insurance rates are $316 per month. The minimum auto insurance in Pep is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Pep, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Pep for teen drivers is Progressive
  • Average auto insurance rates in Pep, TX for senior drivers are $2,309 per year
  • The minimum auto insurance required in Pep, Texas is 30/60/25

Pep, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Pep can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pep, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Pep to other Texas cities, including Fort Worth auto insurance rates, San Antonio auto insurance rates, and Dallas auto insurance rates to see how Pep, Texas auto insurance rates stack up.

Before you buy Pep, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pep, Texas auto insurance quotes.

Minimum Auto Insurance in Pep, Texas

Pep, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pep, Texas.

Minimum Required Auto Insurance Coverage in Pep, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pep, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pep, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pep, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,608 $3,665 $3,567 $3,567 $9,080 $11,034 $4,469 $4,697
American Family $2,649 $2,923 $2,390 $2,716 $6,401 $8,401 $3,687 $4,188
GEICO $2,142 $2,286 $2,030 $2,255 $4,531 $4,757 $2,313 $2,337
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,734 $2,590 $2,427 $2,480 $11,390 $12,662 $3,228 $3,250
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Pep, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pep, Texas is a challenge. Take a look at the annual teen auto insurance rates in Pep, Texas.

Annual Auto Insurance Rates for Teen Drivers in Pep, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,080 $11,034
American Family $6,401 $8,401
GEICO $4,531 $4,757
Nationwide $7,378 $9,563
Progressive $11,390 $12,662
State Farm $4,064 $5,155
USAA $3,909 $4,372

Cheap Pep, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Pep, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pep, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,567 $3,567
American Family $2,390 $2,716
GEICO $2,030 $2,255
Nationwide $2,331 $2,486
Progressive $2,427 $2,480
State Farm $1,556 $1,556
USAA $1,464 $1,501

Cheap Pep, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pep, Texas compared to the annual auto insurance rates with a clean record in Pep, Texas.

Annual Pep, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,343 $6,455 $6,703 $4,343
American Family $3,817 $4,813 $4,231 $3,817
GEICO $2,408 $3,142 $2,676 $3,099
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $4,439 $5,747 $5,189 $5,006
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Cheap Pep, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pep, Texas is not easy. Compare the annual rates for DUI auto insurance in Pep, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Pep, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,703
American Family $4,231
GEICO $2,676
Nationwide $5,439
Progressive $5,189
State Farm $2,937
USAA $3,006

Cheap Pep, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pep, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pep, Texas

Insurance Company Poor Fair Good
Allstate $6,962 $5,082 $4,338
American Family $5,806 $3,583 $3,120
GEICO $4,354 $2,478 $1,663
Nationwide $5,059 $4,032 $3,507
Progressive $5,743 $4,955 $4,588
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

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Cheap Pep, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pep, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Pep, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pep, Texas

ZIP Code Average Annual Rates
79353 $5,639

Cheap Pep, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Pep, Texas auto insurance. Find the cheapest annual Pep, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pep, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,340 $5,582
American Family $4,170 $4,170
GEICO $2,777 $2,886
Nationwide $4,199 $4,199
Progressive $5,095 $5,095
State Farm $2,464 $2,464
USAA $2,322 $2,384

Cheap Pep, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pep, Texas? Check out the comparison of annual Pep, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pep, Texas

Insurance Company Low Medium High
Allstate $5,346 $5,418 $5,619
American Family $3,920 $4,039 $4,550
GEICO $2,712 $2,803 $2,979
Nationwide $4,557 $4,013 $4,028
Progressive $4,811 $5,067 $5,407
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Pep, Texas

Compare the cheapest auto insurance companies in Pep, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pep, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Pep, Texas Auto Insurance Companies

What auto insurance companies in Pep, Texas are the cheapest? Compare the top Pep, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pep, Texas

Insurance Company Average Annual Rates
Allstate $5,461
American Family $4,170
GEICO $2,831
Nationwide $4,199
Progressive $5,095
State Farm $2,464
USAA $2,353

Compare Pep, Texas Auto Insurance Quotes

Before you buy Pep, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pep, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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