Best Cheap Auto Insurance in Pep, NM (2021)

The average Pep, NM auto insurance rates are $285 per month. The minimum auto insurance in Pep is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Pep, New Mexico, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Pep for teen drivers is Farmers
  • Average auto insurance rates in Pep, NM for senior drivers are $1,961 per year
  • The minimum auto insurance required in Pep, New Mexico is 25/50/10

Pep, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Pep can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pep, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Pep to other New Mexico cities, including Santa Fe auto insurance rates, Farmington auto insurance rates, and Clovis auto insurance rates to see how Pep, New Mexico auto insurance rates stack up.

Before you buy Pep, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pep, New Mexico auto insurance quotes.

Minimum Auto Insurance in Pep, New Mexico

Pep, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pep, New Mexico.

Minimum Required Auto Insurance Coverage in Pep, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Pep, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pep, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pep, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,648 $2,339 $2,472 $8,033 $9,185 $2,954 $3,149
Farmers $2,438 $2,430 $2,185 $2,319 $9,637 $9,918 $2,747 $2,854
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,429 $2,477 $2,200 $2,318 $5,797 $7,350 $2,731 $2,935
Progressive $1,620 $1,574 $1,456 $1,466 $6,514 $7,347 $1,968 $2,048
State Farm $1,552 $1,552 $1,404 $1,404 $4,197 $5,284 $1,738 $1,919
USAA $1,513 $1,509 $1,436 $1,438 $3,880 $4,393 $1,869 $2,009

Cheap Pep, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pep, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Pep, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Pep, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,033 $9,185
Farmers $9,637 $9,918
GEICO $7,583 $10,447
Nationwide $5,797 $7,350
Progressive $6,514 $7,347
State Farm $4,197 $5,284
USAA $3,880 $4,393

Cheap Pep, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Pep, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pep, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,339 $2,472
Farmers $2,185 $2,319
GEICO $2,511 $2,511
Nationwide $2,200 $2,318
Progressive $1,456 $1,466
State Farm $1,404 $1,404
USAA $1,436 $1,438

Cheap Pep, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pep, New Mexico compared to the annual auto insurance rates with a clean record in Pep, New Mexico.

Annual Pep, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,532 $4,763 $3,892
Farmers $3,650 $4,688 $4,577 $4,349
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,620 $3,705 $4,814 $2,979
Progressive $2,597 $3,534 $2,797 $3,069
State Farm $2,237 $2,429 $2,429 $2,429
USAA $1,680 $2,330 $3,058 $1,956

Cheap Pep, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pep, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Pep, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Pep, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,763
Farmers $4,577
GEICO $8,009
Nationwide $4,814
Progressive $2,797
State Farm $2,429
USAA $3,058

Cheap Pep, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pep, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pep, New Mexico

Insurance Company Poor Fair Good
Allstate $4,865 $3,995 $3,660
Farmers $4,956 $4,096 $3,896
GEICO $4,787 $4,162 $3,849
Nationwide $4,328 $3,350 $2,912
Progressive $3,297 $2,932 $2,769
State Farm $3,406 $2,089 $1,648
USAA $2,829 $2,111 $1,827

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Cheap Pep, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pep, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Pep, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pep, New Mexico

ZIP Code Average Annual Rates
88126 $3,591

Cheap Pep, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Pep, New Mexico auto insurance. Find the cheapest annual Pep, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pep, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,173 $4,173
Farmers $4,316 $4,316
GEICO $4,201 $4,331
Nationwide $3,530 $3,530
Progressive $2,999 $2,999
State Farm $2,321 $2,441
USAA $2,188 $2,323

Cheap Pep, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pep, New Mexico? Check out the comparison of annual Pep, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pep, New Mexico

Insurance Company Low Medium High
Allstate $4,014 $4,166 $4,339
Farmers $3,974 $4,281 $4,693
GEICO $3,990 $4,256 $4,552
Nationwide $3,514 $3,491 $3,584
Progressive $2,896 $2,999 $3,103
State Farm $2,180 $2,389 $2,574
USAA $2,106 $2,265 $2,397

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Best By Category: Cheapest Auto Insurance in Pep, New Mexico

Compare the cheapest auto insurance companies in Pep, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pep, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Pep, New Mexico Auto Insurance Companies

What auto insurance companies in Pep, New Mexico are the cheapest? Compare the top Pep, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pep, New Mexico

Insurance Company Average Annual Rates
Allstate $4,173
Farmers $4,316
GEICO $4,266
Nationwide $3,530
Progressive $2,999
State Farm $2,381
USAA $2,256

Compare Pep, New Mexico Auto Insurance Quotes

Before you buy Pep, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pep, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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