Best Cheap Auto Insurance in Penwell, TX (2021)

The average Penwell, TX auto insurance rates are $310 per month. The minimum auto insurance in Penwell is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Penwell, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Penwell is USAA
  • Average auto insurance rates in Penwell, TX for senior drivers are $2,249 per year
  • The minimum auto insurance required in Penwell, Texas is 30/60/25

Penwell, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Penwell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Penwell, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Penwell to other Texas cities, including San Antonio auto insurance rates, Plano auto insurance rates, and Arlington auto insurance rates to see how Penwell, Texas auto insurance rates stack up.

Before you buy Penwell, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Penwell, Texas auto insurance quotes.

Minimum Auto Insurance in Penwell, Texas

Penwell, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Penwell, Texas.

Minimum Required Auto Insurance Coverage in Penwell, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Penwell, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Penwell, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Penwell, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,406 $3,450 $3,365 $3,365 $8,936 $10,845 $4,240 $4,443
American Family $2,794 $3,098 $2,600 $2,966 $7,386 $9,809 $4,006 $4,602
GEICO $2,145 $2,282 $2,010 $2,224 $4,510 $4,742 $2,321 $2,355
Nationwide $2,082 $2,123 $1,838 $1,952 $5,788 $7,460 $2,433 $2,638
Progressive $2,293 $2,206 $2,035 $2,075 $9,371 $10,493 $2,740 $2,812
State Farm $2,051 $2,051 $1,828 $1,828 $4,979 $6,357 $2,234 $2,302
USAA $1,787 $1,815 $1,695 $1,704 $4,830 $5,314 $2,392 $2,604

Cheap Penwell, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Penwell, Texas is a challenge. Take a look at the annual teen auto insurance rates in Penwell, Texas.

Annual Auto Insurance Rates for Teen Drivers in Penwell, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,936 $10,845
American Family $7,386 $9,809
GEICO $4,510 $4,742
Nationwide $5,788 $7,460
Progressive $9,371 $10,493
State Farm $4,979 $6,357
USAA $4,830 $5,314

Cheap Penwell, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Penwell, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Penwell, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,365 $3,365
American Family $2,600 $2,966
GEICO $2,010 $2,224
Nationwide $1,838 $1,952
Progressive $2,035 $2,075
State Farm $1,828 $1,828
USAA $1,695 $1,704

Cheap Penwell, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Penwell, Texas compared to the annual auto insurance rates with a clean record in Penwell, Texas.

Annual Penwell, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,113 $6,269 $6,530 $4,113
American Family $4,244 $5,408 $4,734 $4,244
GEICO $2,402 $3,118 $2,678 $3,097
Nationwide $2,849 $2,849 $4,235 $3,222
Progressive $3,713 $4,773 $4,340 $4,186
State Farm $2,618 $3,011 $3,568 $2,618
USAA $2,075 $3,036 $3,576 $2,383

Cheap Penwell, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Penwell, Texas is not easy. Compare the annual rates for DUI auto insurance in Penwell, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Penwell, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,530
American Family $4,734
GEICO $2,678
Nationwide $4,235
Progressive $4,340
State Farm $3,568
USAA $3,576

Cheap Penwell, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Penwell, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Penwell, Texas

Insurance Company Poor Fair Good
Allstate $6,692 $4,894 $4,183
American Family $6,462 $3,996 $3,515
GEICO $4,341 $2,471 $1,658
Nationwide $3,943 $3,165 $2,759
Progressive $4,804 $4,133 $3,823
State Farm $4,183 $2,604 $2,075
USAA $4,105 $2,333 $1,865

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Cheap Penwell, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Penwell, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Penwell, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Penwell, Texas

ZIP Code Average Annual Rates
79776 $5,448

Cheap Penwell, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Penwell, Texas auto insurance. Find the cheapest annual Penwell, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Penwell, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,134 $5,378
American Family $4,658 $4,658
GEICO $2,766 $2,881
Nationwide $3,289 $3,289
Progressive $4,253 $4,253
State Farm $2,954 $2,954
USAA $2,732 $2,803

Cheap Penwell, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Penwell, Texas? Check out the comparison of annual Penwell, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Penwell, Texas

Insurance Company Low Medium High
Allstate $5,163 $5,221 $5,384
American Family $4,393 $4,524 $5,056
GEICO $2,711 $2,796 $2,963
Nationwide $3,565 $3,147 $3,155
Progressive $4,084 $4,239 $4,437
State Farm $2,801 $2,947 $3,113
USAA $2,686 $2,758 $2,858

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Best By Category: Cheapest Auto Insurance in Penwell, Texas

Compare the cheapest auto insurance companies in Penwell, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Penwell, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Penwell, Texas Auto Insurance Companies

What auto insurance companies in Penwell, Texas are the cheapest? Compare the top Penwell, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Penwell, Texas

Insurance Company Average Annual Rates
Allstate $5,256
American Family $4,658
GEICO $2,824
Nationwide $3,289
Progressive $4,253
State Farm $2,954
USAA $2,768

Compare Penwell, Texas Auto Insurance Quotes

Before you buy Penwell, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Penwell, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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