Best Cheap Auto Insurance in Penrose, NC (2021)

The average Penrose, NC auto insurance rates are $245 per month. The minimum auto insurance in Penrose is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Penrose, North Carolina, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Penrose, North Carolina is 30/60/25
  • The cheapest auto insurance company in Penrose is Liberty Mutual
  • Average auto insurance rates in Penrose, NC for senior drivers are $2,197 per year

Penrose, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Penrose can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Penrose, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Penrose to other North Carolina cities, including Durham auto insurance rates, Cary auto insurance rates, and Greensboro auto insurance rates to see how Penrose, North Carolina auto insurance rates stack up.

Before you buy Penrose, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Penrose, North Carolina auto insurance quotes.

Minimum Auto Insurance in Penrose, North Carolina

Penrose, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Penrose, North Carolina.

Minimum Required Auto Insurance Coverage in Penrose, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Penrose, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Penrose, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Penrose, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,968 $4,968 $4,074 $4,074 $12,070 $12,070 $5,066 $5,066
GEICO $2,276 $2,231 $2,238 $2,195 $4,261 $4,222 $1,983 $1,971
Liberty Mutual $1,552 $1,552 $1,606 $1,606 $2,754 $2,754 $1,552 $1,552
Nationwide $2,080 $2,080 $2,080 $2,080 $3,544 $3,544 $2,080 $2,080
Progressive $1,508 $1,508 $1,379 $1,379 $3,545 $3,545 $1,681 $1,681
State Farm $2,043 $2,043 $1,767 $1,767 $3,009 $3,009 $2,523 $2,523
Travelers $2,272 $2,272 $2,253 $2,253 $3,870 $3,870 $2,332 $2,332

Cheap Penrose, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Penrose, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Penrose, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Penrose, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,070 $12,070
GEICO $4,261 $4,222
Liberty Mutual $2,754 $2,754
Nationwide $3,544 $3,544
Progressive $3,545 $3,545
State Farm $3,009 $3,009
Travelers $3,870 $3,870

Cheap Penrose, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Penrose, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Penrose, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,074 $4,074
GEICO $2,238 $2,195
Liberty Mutual $1,606 $1,606
Nationwide $2,080 $2,080
Progressive $1,379 $1,379
State Farm $1,767 $1,767
Travelers $2,253 $2,253

Cheap Penrose, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Penrose, North Carolina compared to the annual auto insurance rates with a clean record in Penrose, North Carolina.

Annual Penrose, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,557 $6,219 $11,600 $4,804
GEICO $1,492 $2,169 $5,019 $2,008
Liberty Mutual $1,114 $1,428 $3,492 $1,428
Nationwide $1,442 $1,862 $4,616 $1,862
Progressive $962 $1,404 $4,392 $1,356
State Farm $1,244 $1,800 $4,496 $1,800
Travelers $1,568 $2,106 $5,000 $2,053

Cheap Penrose, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Penrose, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Penrose, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Penrose, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,600
GEICO $5,019
Liberty Mutual $3,492
Nationwide $4,616
Progressive $4,392
State Farm $4,496
Travelers $5,000

Cheap Penrose, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Penrose, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Penrose, North Carolina

Insurance Company Poor Fair Good
Allstate $8,861 $5,754 $5,019
GEICO $2,901 $2,658 $2,457
Liberty Mutual $1,866 $1,866 $1,866
Nationwide $2,446 $2,446 $2,446
Progressive $2,276 $1,982 $1,828
State Farm $3,278 $2,097 $1,630
Travelers $2,879 $2,606 $2,561

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Penrose, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Penrose, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Penrose, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Penrose, North Carolina

ZIP Code Average Annual Rates
28766 $2,665

Cheap Penrose, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Penrose, North Carolina auto insurance. Find the cheapest annual Penrose, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Penrose, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,545 $6,545
GEICO $2,672 $2,672
Liberty Mutual $1,866 $1,866
Nationwide $2,446 $2,446
Progressive $2,028 $2,028
State Farm $2,328 $2,343
Travelers $2,682 $2,682

Cheap Penrose, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Penrose, North Carolina? Check out the comparison of annual Penrose, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Penrose, North Carolina

Insurance Company Low Medium High
Allstate $6,349 $6,524 $6,761
GEICO $2,559 $2,663 $2,794
Liberty Mutual $1,783 $1,854 $1,960
Nationwide $2,355 $2,434 $2,548
Progressive $1,936 $2,016 $2,133
State Farm $2,254 $2,323 $2,429
Travelers $2,579 $2,668 $2,798

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Penrose, North Carolina

Compare the cheapest auto insurance companies in Penrose, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Penrose, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Penrose, North Carolina Auto Insurance Companies

What auto insurance companies in Penrose, North Carolina are the cheapest? Compare the top Penrose, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Penrose, North Carolina

Insurance Company Average Annual Rates
Allstate $6,545
GEICO $2,672
Liberty Mutual $1,866
Nationwide $2,446
Progressive $2,028
State Farm $2,335
Travelers $2,682

Compare Penrose, North Carolina Auto Insurance Quotes

Before you buy Penrose, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Penrose, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption