Best Cheap Auto Insurance in Penitas, TX (2021)

The average Penitas, TX auto insurance rates are $381 per month. The minimum auto insurance in Penitas is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Penitas, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Penitas is State Farm
  • The most expensive auto insurance company in Penitas for teen drivers is Progressive
  • The minimum auto insurance required in Penitas, Texas is 30/60/25

Penitas, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Penitas can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Penitas, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Penitas to other Texas cities, including Austin auto insurance rates, Corpus Christi auto insurance rates, and Plano auto insurance rates to see how Penitas, Texas auto insurance rates stack up.

Before you buy Penitas, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Penitas, Texas auto insurance quotes.

Minimum Auto Insurance in Penitas, Texas

Penitas, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Penitas, Texas.

Minimum Required Auto Insurance Coverage in Penitas, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Penitas, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Penitas, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Penitas, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,209 $4,268 $4,161 $4,161 $10,570 $12,825 $5,200 $5,449
American Family $3,057 $3,401 $2,796 $3,206 $7,775 $10,118 $4,340 $4,921
GEICO $2,826 $3,086 $2,814 $3,285 $6,055 $6,145 $3,027 $2,914
Nationwide $3,473 $3,548 $3,055 $3,258 $9,516 $12,342 $4,048 $4,406
Progressive $2,881 $2,715 $2,539 $2,601 $11,480 $12,774 $3,370 $3,370
State Farm $2,192 $2,192 $1,940 $1,940 $5,103 $6,467 $2,373 $2,439
USAA $2,052 $2,085 $1,968 $1,984 $5,562 $6,095 $2,755 $2,987

Cheap Penitas, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Penitas, Texas is a challenge. Take a look at the annual teen auto insurance rates in Penitas, Texas.

Annual Auto Insurance Rates for Teen Drivers in Penitas, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,570 $12,825
American Family $7,775 $10,118
GEICO $6,055 $6,145
Nationwide $9,516 $12,342
Progressive $11,480 $12,774
State Farm $5,103 $6,467
USAA $5,562 $6,095

Cheap Penitas, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Penitas, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Penitas, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,161 $4,161
American Family $2,796 $3,206
GEICO $2,814 $3,285
Nationwide $3,055 $3,258
Progressive $2,539 $2,601
State Farm $1,940 $1,940
USAA $1,968 $1,984

Cheap Penitas, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Penitas, Texas compared to the annual auto insurance rates with a clean record in Penitas, Texas.

Annual Penitas, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,035 $7,550 $7,803 $5,035
American Family $4,533 $5,711 $5,029 $4,533
GEICO $3,193 $4,211 $3,518 $4,154
Nationwide $4,708 $4,708 $7,064 $5,344
Progressive $4,543 $5,864 $5,334 $5,124
State Farm $2,750 $3,137 $3,687 $2,750
USAA $2,379 $3,515 $4,114 $2,735

Cheap Penitas, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Penitas, Texas is not easy. Compare the annual rates for DUI auto insurance in Penitas, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Penitas, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,803
American Family $5,029
GEICO $3,518
Nationwide $7,064
Progressive $5,334
State Farm $3,687
USAA $4,114

Cheap Penitas, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Penitas, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Penitas, Texas

Insurance Company Poor Fair Good
Allstate $8,119 $5,906 $5,042
American Family $6,802 $4,305 $3,747
GEICO $5,835 $3,289 $2,183
Nationwide $6,602 $5,228 $4,537
Progressive $5,926 $5,059 $4,664
State Farm $4,370 $2,714 $2,159
USAA $4,666 $2,708 $2,184

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Cheap Penitas, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Penitas, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Penitas, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Penitas, Texas

ZIP Code Average Annual Rates
78576 $6,672

Cheap Penitas, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Penitas, Texas auto insurance. Find the cheapest annual Penitas, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Penitas, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,206 $6,505
American Family $4,952 $4,952
GEICO $3,689 $3,849
Nationwide $5,456 $5,456
Progressive $5,216 $5,216
State Farm $3,081 $3,081
USAA $3,144 $3,228

Cheap Penitas, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Penitas, Texas? Check out the comparison of annual Penitas, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Penitas, Texas

Insurance Company Low Medium High
Allstate $6,202 $6,298 $6,566
American Family $4,551 $4,732 $5,572
GEICO $3,434 $3,661 $4,212
Nationwide $5,806 $5,206 $5,356
Progressive $4,829 $5,178 $5,642
State Farm $2,890 $3,058 $3,295
USAA $3,048 $3,166 $3,344

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Best By Category: Cheapest Auto Insurance in Penitas, Texas

Compare the cheapest auto insurance companies in Penitas, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Penitas, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Penitas, Texas Auto Insurance Companies

What auto insurance companies in Penitas, Texas are the cheapest? Compare the top Penitas, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Penitas, Texas

Insurance Company Average Annual Rates
Allstate $6,355
American Family $4,952
GEICO $3,769
Nationwide $5,456
Progressive $5,216
State Farm $3,081
USAA $3,186

What affects auto insurance rates in Penitas, Texas?

There are a lot of reasons why auto insurance rates in Penitas, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Penitas, Texas. Many local factors may affect your Penitas auto insurance rates.

Penitas Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Penitas, Texas auto theft statistics, there have been 4 auto thefts in the city.

Penitas Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Penitas, Texas commute length is 18.9 minutes according to City-Data.

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Compare Penitas, Texas Auto Insurance Quotes

Before you buy Penitas, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Penitas, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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