Best Cheap Auto Insurance in Penhook, VA (2021)

The average Penhook, VA auto insurance rates are $196 per month. The minimum auto insurance in Penhook is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Penhook, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Penhook is 31.6 minutes
  • The cheapest auto insurance company in Penhook is USAA
  • The most expensive auto insurance company in Penhook for teen drivers is Progressive

Penhook, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Penhook can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Penhook, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Penhook to other Virginia cities, including Hampton auto insurance rates, Virginia Beach auto insurance rates, and Richmond auto insurance rates to see how Penhook, Virginia auto insurance rates stack up.

Before you buy Penhook, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Penhook, Virginia auto insurance quotes.

Minimum Auto Insurance in Penhook, Virginia

Penhook, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Penhook, Virginia.

Minimum Required Auto Insurance Coverage in Penhook, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Penhook, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Penhook, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Penhook, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,903 $1,798 $1,894 $1,894 $5,933 $6,835 $2,479 $2,487
GEICO $1,520 $1,522 $1,442 $1,442 $3,174 $4,258 $1,766 $1,753
Nationwide $1,436 $1,450 $1,272 $1,313 $3,354 $4,351 $1,581 $1,731
Progressive $1,427 $1,362 $1,277 $1,287 $6,375 $7,176 $1,734 $1,777
State Farm $1,383 $1,383 $1,233 $1,233 $3,964 $4,996 $1,559 $1,786
USAA $1,060 $1,043 $987 $994 $3,281 $3,920 $1,365 $1,500

Cheap Penhook, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Penhook, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Penhook, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Penhook, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,933 $6,835
GEICO $3,174 $4,258
Nationwide $3,354 $4,351
Progressive $6,375 $7,176
State Farm $3,964 $4,996
USAA $3,281 $3,920

Cheap Penhook, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Penhook, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Penhook, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,894 $1,894
GEICO $1,442 $1,442
Nationwide $1,272 $1,313
Progressive $1,277 $1,287
State Farm $1,233 $1,233
USAA $987 $994

Cheap Penhook, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Penhook, Virginia compared to the annual auto insurance rates with a clean record in Penhook, Virginia.

Annual Penhook, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,369 $3,755 $3,445 $3,043
GEICO $1,597 $2,080 $3,165 $1,597
Nationwide $1,788 $1,788 $2,634 $2,033
Progressive $2,404 $3,156 $2,853 $2,795
State Farm $2,014 $2,370 $2,192 $2,192
USAA $1,370 $1,776 $2,357 $1,573

Cheap Penhook, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Penhook, Virginia is not easy. Compare the annual rates for DUI auto insurance in Penhook, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Penhook, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,445
GEICO $3,165
Nationwide $2,634
Progressive $2,853
State Farm $2,192
USAA $2,357

Cheap Penhook, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Penhook, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Penhook, Virginia

Insurance Company Poor Fair Good
Allstate $3,846 $3,076 $2,537
GEICO $2,344 $1,992 $1,992
Nationwide $2,449 $1,959 $1,775
Progressive $3,142 $2,726 $2,538
State Farm $3,117 $1,933 $1,527
USAA $2,369 $1,610 $1,328

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Cheap Penhook, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Penhook, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Penhook, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Penhook, Virginia

ZIP Code Average Annual Rates
24137 $2,041

Cheap Penhook, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Penhook, Virginia auto insurance. Find the cheapest annual Penhook, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Penhook, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,058 $3,248
GEICO $2,070 $2,149
Nationwide $2,061 $2,061
Progressive $2,802 $2,802
State Farm $2,139 $2,245
USAA $1,704 $1,834

Cheap Penhook, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Penhook, Virginia? Check out the comparison of annual Penhook, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Penhook, Virginia

Insurance Company Low Medium High
Allstate $3,064 $3,154 $3,241
GEICO $2,028 $2,107 $2,194
Nationwide $2,168 $2,039 $1,975
Progressive $2,681 $2,771 $2,954
State Farm $2,077 $2,188 $2,312
USAA $1,706 $1,772 $1,829

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Best By Category: Cheapest Auto Insurance in Penhook, Virginia

Compare the cheapest auto insurance companies in Penhook, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Penhook, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Penhook, Virginia Auto Insurance Companies

What auto insurance companies in Penhook, Virginia are the cheapest? Compare the top Penhook, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Penhook, Virginia

Insurance Company Average Annual Rates
Allstate $3,153
GEICO $2,110
Nationwide $2,061
Progressive $2,802
State Farm $2,192
USAA $1,769

What affects auto insurance rates in Penhook, Virginia?

There are a lot of reasons why auto insurance rates in Penhook, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Penhook, Virginia. Many local factors may affect your Penhook auto insurance rates.

Penhook Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Penhook, Virginia commute length is 31.6 minutes according to City-Data.

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Compare Penhook, Virginia Auto Insurance Quotes

Before you buy Penhook, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Penhook, Virginia auto insurance quotes.

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