Best Cheap Auto Insurance in Pendleton, KY (2021)

The average Pendleton, KY auto insurance rates are $376 per month. The minimum auto insurance in Pendleton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Pendleton, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Pendleton, Kentucky is 25/50/25
  • The most expensive auto insurance company in Pendleton for teen drivers is Travelers
  • The cheapest auto insurance company in Pendleton is USAA

Pendleton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Pendleton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pendleton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Pendleton to other Kentucky cities, including Florence auto insurance rates, Bowling Green auto insurance rates, and Independence auto insurance rates to see how Pendleton, Kentucky auto insurance rates stack up.

Before you buy Pendleton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pendleton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Pendleton, Kentucky

Pendleton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pendleton, Kentucky.

Minimum Required Auto Insurance Coverage in Pendleton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Pendleton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pendleton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pendleton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,326 $3,288 $3,011 $3,210 $12,454 $14,029 $3,674 $3,877
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,779 $3,011 $2,340 $2,614 $12,010 $13,308 $2,923 $3,068
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,253 $2,148 $2,016 $2,028 $10,886 $12,322 $2,796 $2,865
State Farm $2,054 $2,054 $1,828 $1,828 $5,779 $7,218 $2,295 $2,526
Travelers $2,251 $2,291 $2,213 $2,215 $10,779 $17,238 $2,355 $2,721
USAA $1,849 $1,850 $1,670 $1,696 $4,960 $5,220 $2,333 $2,552

Cheap Pendleton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pendleton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Pendleton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Pendleton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,454 $14,029
GEICO $7,170 $8,568
Liberty Mutual $12,010 $13,308
Nationwide $7,450 $9,339
Progressive $10,886 $12,322
State Farm $5,779 $7,218
Travelers $10,779 $17,238
USAA $4,960 $5,220

Cheap Pendleton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Pendleton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pendleton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,011 $3,210
GEICO $3,742 $3,389
Liberty Mutual $2,340 $2,614
Nationwide $2,972 $3,117
Progressive $2,016 $2,028
State Farm $1,828 $1,828
Travelers $2,213 $2,215
USAA $1,670 $1,696

Cheap Pendleton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pendleton, Kentucky compared to the annual auto insurance rates with a clean record in Pendleton, Kentucky.

Annual Pendleton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,852 $6,337 $6,767 $5,478
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,377 $6,747 $5,246 $4,655
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,859 $5,704 $4,403 $4,691
State Farm $2,929 $3,466 $3,198 $3,198
Travelers $4,582 $4,714 $6,818 $4,917
USAA $2,084 $2,947 $3,525 $2,510

Cheap Pendleton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pendleton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Pendleton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Pendleton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,767
GEICO $7,199
Liberty Mutual $5,246
Nationwide $6,064
Progressive $4,403
State Farm $3,198
Travelers $6,818
USAA $3,525

Cheap Pendleton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pendleton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pendleton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,752 $5,360 $4,464
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,521 $4,614 $3,634
Nationwide $5,647 $4,437 $3,858
Progressive $5,215 $4,544 $4,234
State Farm $4,633 $2,789 $2,171
Travelers $5,866 $4,963 $4,944
USAA $4,110 $2,308 $1,882

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Pendleton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pendleton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Pendleton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pendleton, Kentucky

ZIP Code Average Annual Rates
40055 $4,047

Cheap Pendleton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Pendleton, Kentucky auto insurance. Find the cheapest annual Pendleton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pendleton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,859 $5,859
GEICO $4,371 $4,456
Liberty Mutual $5,257 $5,257
Nationwide $4,647 $4,647
Progressive $4,664 $4,664
State Farm $3,114 $3,281
Travelers $5,258 $5,258
USAA $2,664 $2,869

Cheap Pendleton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pendleton, Kentucky? Check out the comparison of annual Pendleton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pendleton, Kentucky

Insurance Company Low Medium High
Allstate $5,466 $5,837 $6,274
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,032 $5,228 $5,510
Nationwide $4,735 $4,596 $4,611
Progressive $4,322 $4,611 $5,060
State Farm $3,028 $3,197 $3,367
Travelers $5,005 $5,284 $5,485
USAA $2,639 $2,760 $2,900

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Pendleton, Kentucky

Compare the cheapest auto insurance companies in Pendleton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pendleton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Pendleton, Kentucky Auto Insurance Companies

What auto insurance companies in Pendleton, Kentucky are the cheapest? Compare the top Pendleton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pendleton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,859
GEICO $4,413
Liberty Mutual $5,257
Nationwide $4,647
Progressive $4,664
State Farm $3,198
Travelers $5,258
USAA $2,766

Compare Pendleton, Kentucky Auto Insurance Quotes

Before you buy Pendleton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pendleton, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption