Best Cheap Auto Insurance in Pembroke Pines, FL (2021)

The average Pembroke Pines, FL auto insurance rates are $470 per month. The minimum auto insurance in Pembroke Pines is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Pembroke Pines, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Pembroke Pines for teen drivers is Allstate
  • The cheapest auto insurance company in Pembroke Pines is USAA
  • Average auto insurance rates in Pembroke Pines, FL for senior drivers are $3,401 per year

Pembroke Pines, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Pembroke Pines can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pembroke Pines, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Pembroke Pines to other Florida cities, including Tallahassee auto insurance rates, Port St. Lucie auto insurance rates, and Jacksonville auto insurance rates to see how Pembroke Pines, Florida auto insurance rates stack up.

Before you buy Pembroke Pines, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pembroke Pines, Florida auto insurance quotes.

Minimum Auto Insurance in Pembroke Pines, Florida

Pembroke Pines, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pembroke Pines, Florida.

Minimum Required Auto Insurance Coverage in Pembroke Pines, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Pembroke Pines, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pembroke Pines, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pembroke Pines, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,987 $4,801 $4,367 $4,460 $17,979 $19,692 $5,006 $5,095
GEICO $3,827 $3,842 $3,575 $3,575 $6,887 $8,612 $4,221 $4,270
Liberty Mutual $4,669 $4,669 $4,274 $4,274 $9,910 $15,291 $4,669 $6,346
Nationwide $3,983 $3,917 $3,545 $3,668 $9,612 $11,793 $4,381 $4,539
Progressive $4,301 $4,084 $3,679 $3,941 $12,378 $13,553 $5,270 $5,076
State Farm $2,590 $2,590 $2,347 $2,347 $7,189 $9,177 $2,880 $3,053
USAA $1,908 $1,875 $1,787 $1,770 $6,624 $7,679 $2,389 $2,579

Cheap Pembroke Pines, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pembroke Pines, Florida is a challenge. Take a look at the annual teen auto insurance rates in Pembroke Pines, Florida.

Annual Auto Insurance Rates for Teen Drivers in Pembroke Pines, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,979 $19,692
GEICO $6,887 $8,612
Liberty Mutual $9,910 $15,291
Nationwide $9,612 $11,793
Progressive $12,378 $13,553
State Farm $7,189 $9,177
USAA $6,624 $7,679

Cheap Pembroke Pines, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Pembroke Pines, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pembroke Pines, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,367 $4,460
GEICO $3,575 $3,575
Liberty Mutual $4,274 $4,274
Nationwide $3,545 $3,668
Progressive $3,679 $3,941
State Farm $2,347 $2,347
USAA $1,787 $1,770

Cheap Pembroke Pines, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pembroke Pines, Florida compared to the annual auto insurance rates with a clean record in Pembroke Pines, Florida.

Annual Pembroke Pines, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,115 $8,555 $9,585 $7,938
GEICO $3,343 $4,306 $6,467 $5,288
Liberty Mutual $4,858 $6,328 $9,209 $6,657
Nationwide $4,831 $5,318 $7,193 $5,377
Progressive $5,118 $7,664 $6,420 $6,939
State Farm $3,672 $4,371 $4,022 $4,022
USAA $2,597 $3,214 $4,769 $2,725

Cheap Pembroke Pines, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pembroke Pines, Florida is not easy. Compare the annual rates for DUI auto insurance in Pembroke Pines, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Pembroke Pines, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,585
GEICO $6,467
Liberty Mutual $9,209
Nationwide $7,193
Progressive $6,420
State Farm $4,022
USAA $4,769

Cheap Pembroke Pines, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pembroke Pines, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pembroke Pines, Florida

Insurance Company Poor Fair Good
Allstate $11,553 $7,358 $5,984
GEICO $7,114 $4,264 $3,176
Liberty Mutual $8,724 $6,392 $5,173
Nationwide $7,167 $5,199 $4,674
Progressive $8,491 $6,060 $5,054
State Farm $5,519 $3,601 $2,944
USAA $5,398 $2,652 $1,929

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Cheap Pembroke Pines, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pembroke Pines, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Pembroke Pines, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pembroke Pines, Florida

ZIP Code Average Annual Rates
33026 $4,450
33027 $4,410
33028 $4,352
33029 $4,376
33332 $4,386

Cheap Pembroke Pines, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Pembroke Pines, Florida auto insurance. Find the cheapest annual Pembroke Pines, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pembroke Pines, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,060 $8,537
GEICO $4,827 $4,875
Liberty Mutual $6,543 $6,983
Nationwide $5,680 $5,680
Progressive $6,535 $6,535
State Farm $3,878 $4,166
USAA $3,289 $3,364

Cheap Pembroke Pines, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pembroke Pines, Florida? Check out the comparison of annual Pembroke Pines, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pembroke Pines, Florida

Insurance Company Low Medium High
Allstate $6,347 $8,741 $9,807
GEICO $4,034 $5,011 $5,508
Liberty Mutual $6,118 $6,871 $7,300
Nationwide $4,472 $5,907 $6,660
Progressive $5,598 $6,672 $7,336
State Farm $3,431 $4,118 $4,516
USAA $2,824 $3,458 $3,697

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Best By Category: Cheapest Auto Insurance in Pembroke Pines, Florida

Compare the cheapest auto insurance companies in Pembroke Pines, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pembroke Pines, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Pembroke Pines, Florida Auto Insurance Companies

What auto insurance companies in Pembroke Pines, Florida are the cheapest? Compare the top Pembroke Pines, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pembroke Pines, Florida

Insurance Company Average Annual Rates
Allstate $8,298
GEICO $4,851
Liberty Mutual $6,763
Nationwide $5,680
Progressive $6,535
State Farm $4,022
USAA $3,326

What affects auto insurance rates in Pembroke Pines, Florida?

There are a lot of reasons why auto insurance rates in Pembroke Pines, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pembroke Pines, Florida. Many local factors may affect your Pembroke Pines auto insurance rates.

Pembroke Pines Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pembroke Pines, Florida auto theft statistics, there have been 240 auto thefts in the city.

Pembroke Pines Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pembroke Pines, Florida commute length is 31.9 minutes according to City-Data.

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Compare Pembroke Pines, Florida Auto Insurance Quotes

Before you buy Pembroke Pines, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pembroke Pines, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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