Best Cheap Auto Insurance in Pellston, MI (2021)

The average Pellston, MI auto insurance rates are $788 per month. The minimum auto insurance in Pellston is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Pellston, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Pellston is USAA
  • The average commute length in Pellston is 22.0 minutes
  • The most expensive auto insurance company in Pellston for teen drivers is Allstate

Pellston, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Pellston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pellston, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Pellston to other Michigan cities, including Grand Rapids auto insurance rates, Flint auto insurance rates, and Sterling Heights auto insurance rates to see how Pellston, Michigan auto insurance rates stack up.

Before you buy Pellston, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pellston, Michigan auto insurance quotes.

Minimum Auto Insurance in Pellston, Michigan

Pellston, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pellston, Michigan.

Minimum Required Auto Insurance Coverage in Pellston, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Pellston, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pellston, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pellston, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,269 $18,269 $17,084 $17,084 $43,218 $43,218 $19,206 $19,206
Farmers $3,347 $3,347 $3,128 $3,128 $7,615 $7,615 $3,759 $3,759
GEICO $3,676 $3,676 $3,749 $3,749 $10,369 $10,369 $3,517 $3,517
Liberty Mutual $13,423 $13,423 $13,290 $13,290 $31,542 $31,542 $13,423 $13,423
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,888 $2,696 $2,555 $2,836 $10,639 $11,391 $3,365 $3,139
State Farm $6,297 $6,297 $5,807 $5,807 $21,842 $21,842 $7,397 $7,397
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,348 $2,243 $2,206 $2,098 $5,718 $5,482 $2,872 $2,782

Cheap Pellston, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pellston, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Pellston, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Pellston, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,218 $43,218
Farmers $7,615 $7,615
GEICO $10,369 $10,369
Liberty Mutual $31,542 $31,542
Nationwide $12,064 $12,064
Progressive $10,639 $11,391
State Farm $21,842 $21,842
Travelers $16,137 $16,137
USAA $5,718 $5,482

Cheap Pellston, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Pellston, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pellston, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,084 $17,084
Farmers $3,128 $3,128
GEICO $3,749 $3,749
Liberty Mutual $13,290 $13,290
Nationwide $4,166 $4,166
Progressive $2,555 $2,836
State Farm $5,807 $5,807
Travelers $4,589 $4,589
USAA $2,206 $2,098

Cheap Pellston, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pellston, Michigan compared to the annual auto insurance rates with a clean record in Pellston, Michigan.

Annual Pellston, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,886 $15,983 $53,293 $16,615
Farmers $3,753 $4,780 $4,715 $4,601
GEICO $1,879 $3,970 $11,993 $3,468
Liberty Mutual $12,457 $15,103 $28,109 $16,009
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,199 $5,494 $4,938 $5,124
State Farm $6,606 $7,904 $16,984 $9,849
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,596 $3,224 $4,227 $2,828

Cheap Pellston, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pellston, Michigan is not easy. Compare the annual rates for DUI auto insurance in Pellston, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Pellston, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,293
Farmers $4,715
GEICO $11,993
Liberty Mutual $28,109
Nationwide $6,765
Progressive $4,938
State Farm $16,984
Travelers $12,382
USAA $4,227

Cheap Pellston, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pellston, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pellston, Michigan

Insurance Company Poor Fair Good
Allstate $37,430 $20,552 $15,349
Farmers $5,835 $3,922 $3,630
GEICO $6,846 $5,037 $4,101
Liberty Mutual $28,338 $16,372 $9,047
Nationwide $8,198 $6,128 $5,194
Progressive $5,684 $4,797 $4,335
State Farm $16,748 $8,487 $5,772
Travelers $8,169 $7,922 $7,822
USAA $4,801 $2,747 $2,108

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Cheap Pellston, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pellston, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Pellston, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pellston, Michigan

ZIP Code Average Annual Rates
49769 $6,637

Cheap Pellston, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Pellston, Michigan auto insurance. Find the cheapest annual Pellston, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pellston, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,444 $24,444
Farmers $4,462 $4,462
GEICO $5,207 $5,448
Liberty Mutual $17,304 $18,535
Nationwide $6,507 $6,507
Progressive $4,939 $4,939
State Farm $10,071 $10,601
Travelers $7,926 $8,017
USAA $3,182 $3,255

Cheap Pellston, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pellston, Michigan? Check out the comparison of annual Pellston, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pellston, Michigan

Insurance Company Low Medium High
Allstate $23,889 $24,493 $24,949
Farmers $4,336 $4,452 $4,599
GEICO $4,992 $5,282 $5,709
Liberty Mutual $17,501 $17,878 $18,379
Nationwide $6,846 $6,388 $6,286
Progressive $4,796 $4,945 $5,076
State Farm $9,892 $10,390 $10,725
Travelers $7,889 $7,978 $8,047
USAA $3,124 $3,226 $3,306

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Best By Category: Cheapest Auto Insurance in Pellston, Michigan

Compare the cheapest auto insurance companies in Pellston, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pellston, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Pellston, Michigan Auto Insurance Companies

What auto insurance companies in Pellston, Michigan are the cheapest? Compare the top Pellston, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pellston, Michigan

Insurance Company Average Annual Rates
Allstate $24,444
Farmers $4,462
GEICO $5,328
Liberty Mutual $17,919
Nationwide $6,507
Progressive $4,939
State Farm $10,336
Travelers $7,971
USAA $3,219

What affects auto insurance rates in Pellston, Michigan?

There are a lot of reasons why auto insurance rates in Pellston, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pellston, Michigan. Many local factors may affect your Pellston auto insurance rates.

Pellston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pellston, Michigan commute length is 22.0 minutes according to City-Data.

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Compare Pellston, Michigan Auto Insurance Quotes

Before you buy Pellston, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pellston, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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