Best Cheap Auto Insurance in Pell City, AL (2021)

The average Pell City, AL auto insurance rates are $304 per month. The minimum auto insurance in Pell City is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Pell City, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Pell City for teen drivers is Liberty Mutual
  • The average commute length in Pell City is 25.3 minutes
  • Average auto insurance rates in Pell City, AL for senior drivers are $1,929 per year

Pell City, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Pell City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pell City, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Pell City to other Alabama cities, including Dothan auto insurance rates, Montgomery auto insurance rates, and Mobile auto insurance rates to see how Pell City, Alabama auto insurance rates stack up.

Before you buy Pell City, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pell City, Alabama auto insurance quotes.

Minimum Auto Insurance in Pell City, Alabama

Pell City, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pell City, Alabama.

Minimum Required Auto Insurance Coverage in Pell City, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pell City, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pell City, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pell City, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,042 $1,942 $1,851 $1,886 $7,216 $7,750 $2,276 $2,324
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,348 $2,194 $1,925 $2,063 $9,775 $10,889 $2,745 $2,914
State Farm $2,777 $2,777 $2,523 $2,523 $8,527 $10,659 $3,139 $3,626
Travelers $1,349 $1,369 $1,272 $1,265 $7,148 $11,164 $1,281 $1,461
USAA $1,302 $1,323 $1,214 $1,190 $3,863 $4,285 $1,696 $1,831

Cheap Pell City, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pell City, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Pell City, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Pell City, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,216 $7,750
Farmers $9,368 $9,638
GEICO $5,204 $5,101
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $9,775 $10,889
State Farm $8,527 $10,659
Travelers $7,148 $11,164
USAA $3,863 $4,285

Cheap Pell City, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Pell City, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pell City, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,851 $1,886
Farmers $2,164 $2,298
GEICO $1,878 $1,947
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $1,925 $2,063
State Farm $2,523 $2,523
Travelers $1,272 $1,265
USAA $1,214 $1,190

Cheap Pell City, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pell City, Alabama compared to the annual auto insurance rates with a clean record in Pell City, Alabama.

Annual Pell City, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,891 $3,415 $4,064 $3,274
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,933 $4,956 $4,225 $4,312
State Farm $4,115 $5,124 $4,518 $4,518
Travelers $2,738 $2,874 $4,206 $3,337
USAA $1,606 $2,014 $2,994 $1,737

Cheap Pell City, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pell City, Alabama is not easy. Compare the annual rates for DUI auto insurance in Pell City, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Pell City, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,064
Farmers $4,501
GEICO $3,711
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,225
State Farm $4,518
Travelers $4,206
USAA $2,994

Cheap Pell City, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pell City, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pell City, Alabama

Insurance Company Poor Fair Good
Allstate $4,207 $3,314 $2,711
Farmers $4,752 $4,089 $3,875
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $4,908 $4,218 $3,944
State Farm $7,400 $3,752 $2,554
Travelers $3,587 $3,111 $3,169
USAA $2,810 $1,825 $1,629

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Cheap Pell City, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pell City, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Pell City, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pell City, Alabama

ZIP Code Average Annual Rates
35125 $3,762
35128 $3,718

Cheap Pell City, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Pell City, Alabama auto insurance. Find the cheapest annual Pell City, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pell City, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,411 $3,411
Farmers $4,239 $4,239
GEICO $2,707 $2,804
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,357 $4,357
State Farm $4,458 $4,679
Travelers $3,289 $3,289
USAA $1,992 $2,183

Cheap Pell City, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pell City, Alabama? Check out the comparison of annual Pell City, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pell City, Alabama

Insurance Company Low Medium High
Allstate $3,285 $3,405 $3,542
Farmers $4,004 $4,184 $4,529
GEICO $2,531 $2,743 $2,993
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $3,908 $4,332 $4,830
State Farm $4,308 $4,562 $4,836
Travelers $3,133 $3,354 $3,379
USAA $2,015 $2,077 $2,171

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Best By Category: Cheapest Auto Insurance in Pell City, Alabama

Compare the cheapest auto insurance companies in Pell City, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pell City, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Pell City, Alabama Auto Insurance Companies

What auto insurance companies in Pell City, Alabama are the cheapest? Compare the top Pell City, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pell City, Alabama

Insurance Company Average Annual Rates
Allstate $3,411
Farmers $4,239
GEICO $2,755
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,357
State Farm $4,569
Travelers $3,289
USAA $2,088

What affects auto insurance rates in Pell City, Alabama?

There are a lot of reasons why auto insurance rates in Pell City, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pell City, Alabama. Many local factors may affect your Pell City auto insurance rates.

Pell City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pell City, Alabama commute length is 25.3 minutes according to City-Data.

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Compare Pell City, Alabama Auto Insurance Quotes

Before you buy Pell City, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pell City, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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