Best Cheap Auto Insurance in Pearland, TX (2021)

The average Pearland, TX auto insurance rates are $333 per month. The minimum auto insurance in Pearland is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Pearland, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Pearland, Texas is 30/60/25
  • The most expensive auto insurance company in Pearland for teen drivers is Progressive
  • The cheapest auto insurance company in Pearland is USAA

Pearland, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Pearland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pearland, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Pearland to other Texas cities, including Arlington auto insurance rates, Plano auto insurance rates, and El Paso auto insurance rates to see how Pearland, Texas auto insurance rates stack up.

Before you buy Pearland, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pearland, Texas auto insurance quotes.

Minimum Auto Insurance in Pearland, Texas

Pearland, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pearland, Texas.

Minimum Required Auto Insurance Coverage in Pearland, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Pearland, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pearland, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pearland, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,520 $3,452 $3,452 $9,413 $11,330 $4,323 $4,487
American Family $2,966 $3,342 $2,876 $3,332 $8,705 $11,344 $4,426 $5,059
GEICO $2,495 $2,709 $2,429 $2,783 $5,607 $5,782 $2,705 $2,682
Nationwide $2,266 $2,300 $2,007 $2,120 $6,448 $8,257 $2,666 $2,880
Progressive $2,382 $2,254 $2,123 $2,163 $10,001 $11,136 $2,811 $2,838
State Farm $2,015 $2,015 $1,798 $1,798 $4,900 $6,254 $2,196 $2,257
USAA $1,800 $1,799 $1,732 $1,705 $5,261 $5,688 $2,407 $2,553

Cheap Pearland, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pearland, Texas is a challenge. Take a look at the annual teen auto insurance rates in Pearland, Texas.

Annual Auto Insurance Rates for Teen Drivers in Pearland, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,413 $11,330
American Family $8,705 $11,344
GEICO $5,607 $5,782
Nationwide $6,448 $8,257
Progressive $10,001 $11,136
State Farm $4,900 $6,254
USAA $5,261 $5,688

Cheap Pearland, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Pearland, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pearland, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,452 $3,452
American Family $2,876 $3,332
GEICO $2,429 $2,783
Nationwide $2,007 $2,120
Progressive $2,123 $2,163
State Farm $1,798 $1,798
USAA $1,732 $1,705

Cheap Pearland, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pearland, Texas compared to the annual auto insurance rates with a clean record in Pearland, Texas.

Annual Pearland, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,176 $6,547 $6,839 $4,176
American Family $4,753 $6,154 $5,364 $4,753
GEICO $2,882 $3,843 $3,166 $3,705
Nationwide $3,143 $3,143 $4,640 $3,545
Progressive $3,892 $5,039 $4,543 $4,379
State Farm $2,571 $2,961 $3,512 $2,571
USAA $2,121 $3,165 $3,750 $2,436

Cheap Pearland, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pearland, Texas is not easy. Compare the annual rates for DUI auto insurance in Pearland, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Pearland, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,839
American Family $5,364
GEICO $3,166
Nationwide $4,640
Progressive $4,543
State Farm $3,512
USAA $3,750

Cheap Pearland, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pearland, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pearland, Texas

Insurance Company Poor Fair Good
Allstate $6,897 $5,065 $4,343
American Family $7,105 $4,628 $4,035
GEICO $5,251 $2,969 $1,977
Nationwide $4,334 $3,488 $3,032
Progressive $5,020 $4,343 $4,026
State Farm $4,111 $2,560 $2,041
USAA $4,181 $2,447 $1,977

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Pearland, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pearland, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Pearland, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pearland, Texas

ZIP Code Average Annual Rates
77584 $5,951

Cheap Pearland, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Pearland, Texas auto insurance. Find the cheapest annual Pearland, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pearland, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,298 $5,571
American Family $5,256 $5,256
GEICO $3,339 $3,458
Nationwide $3,618 $3,618
Progressive $4,463 $4,463
State Farm $2,904 $2,904
USAA $2,832 $2,904

Cheap Pearland, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pearland, Texas? Check out the comparison of annual Pearland, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pearland, Texas

Insurance Company Low Medium High
Allstate $5,308 $5,387 $5,609
American Family $4,859 $5,039 $5,870
GEICO $3,208 $3,359 $3,629
Nationwide $3,882 $3,467 $3,506
Progressive $4,232 $4,440 $4,718
State Farm $2,740 $2,895 $3,077
USAA $2,754 $2,853 $2,997

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Pearland, Texas

Compare the cheapest auto insurance companies in Pearland, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pearland, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Pearland, Texas Auto Insurance Companies

What auto insurance companies in Pearland, Texas are the cheapest? Compare the top Pearland, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pearland, Texas

Insurance Company Average Annual Rates
Allstate $5,435
American Family $5,256
GEICO $3,399
Nationwide $3,618
Progressive $4,463
State Farm $2,904
USAA $2,868

What affects auto insurance rates in Pearland, Texas?

There are a lot of reasons why auto insurance rates in Pearland, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pearland, Texas. Many local factors may affect your Pearland auto insurance rates.

Pearland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pearland, Texas auto theft statistics, there have been 94 auto thefts in the city.

Pearland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pearland, Texas commute length is 33.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Pearland, Texas Auto Insurance Quotes

Before you buy Pearland, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pearland, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption