Best Cheap Auto Insurance in Pearl River, LA (2021)

The average Pearl River, LA auto insurance rates are $473 per month. The minimum auto insurance in Pearl River is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Pearl River, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Pearl River is USAA
  • Average auto insurance rates in Pearl River, LA for senior drivers are $3,520 per year
  • The most expensive auto insurance company in Pearl River for teen drivers is Progressive

Pearl River, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Pearl River can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pearl River, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Pearl River to other Louisiana cities, including Alexandria auto insurance rates, Baton Rouge auto insurance rates, and New Orleans auto insurance rates to see how Pearl River, Louisiana auto insurance rates stack up.

Before you buy Pearl River, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pearl River, Louisiana auto insurance quotes.

Minimum Auto Insurance in Pearl River, Louisiana

Pearl River, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pearl River, Louisiana.

Minimum Required Auto Insurance Coverage in Pearl River, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pearl River, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pearl River, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pearl River, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,930 $3,930 $4,056 $4,056 $8,696 $11,002 $4,349 $4,719
GEICO $3,309 $3,802 $3,973 $4,854 $12,114 $12,726 $3,179 $3,065
Progressive $4,613 $4,309 $3,859 $4,177 $17,953 $19,952 $5,243 $5,297
State Farm $2,756 $2,756 $2,539 $2,539 $8,101 $10,149 $3,071 $3,440
USAA $2,648 $2,605 $2,586 $2,564 $7,956 $9,322 $3,254 $3,565

Cheap Pearl River, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pearl River, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Pearl River, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Pearl River, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,696 $11,002
GEICO $12,114 $12,726
Progressive $17,953 $19,952
State Farm $8,101 $10,149
USAA $7,956 $9,322

Cheap Pearl River, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Pearl River, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pearl River, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,056 $4,056
GEICO $3,973 $4,854
Progressive $3,859 $4,177
State Farm $2,539 $2,539
USAA $2,586 $2,564

Cheap Pearl River, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pearl River, Louisiana compared to the annual auto insurance rates with a clean record in Pearl River, Louisiana.

Annual Pearl River, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,426 $6,743 $6,005 $5,194
GEICO $4,000 $6,448 $7,923 $5,140
Progressive $6,816 $9,117 $8,793 $7,976
State Farm $4,052 $4,786 $4,419 $4,419
USAA $3,290 $4,571 $5,458 $3,930

Cheap Pearl River, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pearl River, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Pearl River, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Pearl River, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,005
GEICO $7,923
Progressive $8,793
State Farm $4,419
USAA $5,458

Cheap Pearl River, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pearl River, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pearl River, Louisiana

Insurance Company Poor Fair Good
Allstate $7,345 $5,047 $4,384
GEICO $6,992 $6,067 $4,574
Progressive $9,258 $7,915 $7,353
State Farm $6,110 $3,949 $3,198
USAA $5,951 $3,806 $3,180

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Cheap Pearl River, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pearl River, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Pearl River, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pearl River, Louisiana

ZIP Code Average Annual Rates
70452 $5,329

Cheap Pearl River, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Pearl River, Louisiana auto insurance. Find the cheapest annual Pearl River, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pearl River, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,592 $5,592
GEICO $5,761 $5,995
Progressive $8,175 $8,175
State Farm $4,306 $4,531
USAA $4,179 $4,445

Cheap Pearl River, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pearl River, Louisiana? Check out the comparison of annual Pearl River, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pearl River, Louisiana

Insurance Company Low Medium High
Allstate $4,902 $5,687 $6,187
GEICO $4,794 $5,899 $6,940
Progressive $6,661 $8,098 $9,767
State Farm $3,801 $4,407 $5,049
USAA $3,739 $4,379 $4,819

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Best By Category: Cheapest Auto Insurance in Pearl River, Louisiana

Compare the cheapest auto insurance companies in Pearl River, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pearl River, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Pearl River, Louisiana Auto Insurance Companies

What auto insurance companies in Pearl River, Louisiana are the cheapest? Compare the top Pearl River, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pearl River, Louisiana

Insurance Company Average Annual Rates
Allstate $5,592
GEICO $5,878
Progressive $8,175
State Farm $4,419
USAA $4,312

What affects auto insurance rates in Pearl River, Louisiana?

There are a lot of reasons why auto insurance rates in Pearl River, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pearl River, Louisiana. Many local factors may affect your Pearl River auto insurance rates.

Pearl River Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pearl River, Louisiana auto theft statistics, there have been 6 auto thefts in the city.

Pearl River Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pearl River, Louisiana commute length is 32.9 minutes according to City-Data.

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Compare Pearl River, Louisiana Auto Insurance Quotes

Before you buy Pearl River, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pearl River, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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