Best Cheap Auto Insurance in Peabody, KS (2021)

The average Peabody, KS auto insurance rates are $265 per month. The minimum auto insurance in Peabody is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Peabody, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Peabody is American Family
  • Average auto insurance rates in Peabody, KS for senior drivers are $1,860 per year
  • The most expensive auto insurance company in Peabody for teen drivers is Liberty Mutual

Peabody, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Peabody can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Peabody, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Peabody to other Kansas cities, including Lawrence auto insurance rates, Olathe auto insurance rates, and Overland Park auto insurance rates to see how Peabody, Kansas auto insurance rates stack up.

Before you buy Peabody, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Peabody, Kansas auto insurance quotes.

Minimum Auto Insurance in Peabody, Kansas

Peabody, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Peabody, Kansas.

Minimum Required Auto Insurance Coverage in Peabody, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Peabody, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Peabody, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Peabody, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,593 $2,360 $2,425 $6,986 $7,746 $2,746 $2,849
American Family $1,522 $1,522 $1,375 $1,375 $2,944 $3,526 $1,522 $1,711
Farmers $2,261 $2,244 $2,017 $2,110 $6,233 $6,456 $2,539 $2,661
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,738 $1,795 $1,545 $1,669 $3,500 $4,295 $2,011 $2,144
Progressive $2,061 $1,952 $1,659 $1,736 $7,716 $8,681 $2,426 $2,597
State Farm $1,653 $1,653 $1,446 $1,446 $4,372 $5,577 $1,857 $2,096
Travelers $2,036 $2,073 $1,982 $2,006 $8,169 $12,720 $2,084 $2,467
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Peabody, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Peabody, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Peabody, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Peabody, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,986 $7,746
American Family $2,944 $3,526
Farmers $6,233 $6,456
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,500 $4,295
Progressive $7,716 $8,681
State Farm $4,372 $5,577
Travelers $8,169 $12,720
USAA $4,580 $4,837

Cheap Peabody, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Peabody, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Peabody, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,360 $2,425
American Family $1,375 $1,375
Farmers $2,017 $2,110
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,545 $1,669
Progressive $1,659 $1,736
State Farm $1,446 $1,446
Travelers $1,982 $2,006
USAA $1,272 $1,296

Cheap Peabody, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Peabody, Kansas compared to the annual auto insurance rates with a clean record in Peabody, Kansas.

Annual Peabody, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,300 $3,832 $4,372 $3,678
American Family $1,900 $2,050 $1,900 $1,900
Farmers $2,795 $3,598 $3,508 $3,358
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,752 $2,016 $3,573 $2,007
Progressive $3,327 $3,896 $3,480 $3,710
State Farm $2,333 $2,692 $2,513 $2,513
Travelers $3,059 $3,986 $5,491 $4,232
USAA $1,705 $2,284 $3,352 $1,950

Cheap Peabody, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Peabody, Kansas is not easy. Compare the annual rates for DUI auto insurance in Peabody, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Peabody, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,372
American Family $1,900
Farmers $3,508
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,573
Progressive $3,480
State Farm $2,513
Travelers $5,491
USAA $3,352

Cheap Peabody, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Peabody, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Peabody, Kansas

Insurance Company Poor Fair Good
Allstate $4,707 $3,567 $3,112
American Family $2,529 $1,790 $1,493
Farmers $3,902 $3,110 $2,933
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,597 $2,284 $2,131
Progressive $4,126 $3,474 $3,211
State Farm $3,658 $2,186 $1,694
Travelers $4,847 $3,943 $3,786
USAA $3,182 $2,079 $1,707

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Cheap Peabody, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Peabody, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Peabody, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Peabody, Kansas

ZIP Code Average Annual Rates
66866 $3,347

Cheap Peabody, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Peabody, Kansas auto insurance. Find the cheapest annual Peabody, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Peabody, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,795 $3,795
American Family $1,912 $1,962
Farmers $3,315 $3,315
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,337 $2,337
Progressive $3,603 $3,603
State Farm $2,450 $2,575
Travelers $4,192 $4,192
USAA $2,254 $2,392

Cheap Peabody, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Peabody, Kansas? Check out the comparison of annual Peabody, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Peabody, Kansas

Insurance Company Low Medium High
Allstate $3,694 $3,788 $3,904
American Family $1,957 $2,035 $1,820
Farmers $3,165 $3,294 $3,486
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,461 $2,311 $2,239
Progressive $3,408 $3,574 $3,828
State Farm $2,423 $2,519 $2,596
Travelers $3,990 $4,198 $4,388
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Peabody, Kansas

Compare the cheapest auto insurance companies in Peabody, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Peabody, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Peabody, Kansas Auto Insurance Companies

What auto insurance companies in Peabody, Kansas are the cheapest? Compare the top Peabody, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Peabody, Kansas

Insurance Company Average Annual Rates
Allstate $3,795
American Family $1,937
Farmers $3,315
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,337
Progressive $3,603
State Farm $2,513
Travelers $4,192
USAA $2,323

What affects auto insurance rates in Peabody, Kansas?

There are a lot of reasons why auto insurance rates in Peabody, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Peabody, Kansas. Many local factors may affect your Peabody auto insurance rates.

Peabody Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Peabody, Kansas auto theft statistics, there have been 3 auto thefts in the city.

Peabody Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Peabody, Kansas commute length is 20.5 minutes according to City-Data.

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Compare Peabody, Kansas Auto Insurance Quotes

Before you buy Peabody, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Peabody, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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