Best Cheap Auto Insurance in Paxton, FL (2021)

The average Paxton, FL auto insurance rates are $311 per month. The minimum auto insurance in Paxton is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Paxton, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Paxton is USAA
  • The minimum auto insurance required in Paxton, Florida is 10/20/10
  • The average commute length in Paxton is 27.6 minutes

Paxton, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Paxton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Paxton, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Paxton to other Florida cities, including Jacksonville auto insurance rates, Orlando auto insurance rates, and Miami auto insurance rates to see how Paxton, Florida auto insurance rates stack up.

Before you buy Paxton, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Paxton, Florida auto insurance quotes.

Minimum Auto Insurance in Paxton, Florida

Paxton, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Paxton, Florida.

Minimum Required Auto Insurance Coverage in Paxton, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Paxton, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Paxton, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paxton, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,656 $3,526 $3,184 $3,256 $12,788 $13,919 $3,746 $3,832
GEICO $2,286 $2,299 $2,138 $2,138 $4,090 $5,166 $2,523 $2,571
Liberty Mutual $3,180 $3,180 $2,916 $2,916 $6,699 $10,304 $3,180 $4,300
Nationwide $2,269 $2,254 $2,028 $2,105 $5,349 $6,638 $2,497 $2,618
Progressive $2,894 $2,759 $2,506 $2,678 $8,013 $8,824 $3,501 $3,438
State Farm $1,624 $1,624 $1,472 $1,472 $4,615 $5,910 $1,791 $1,936
USAA $1,475 $1,457 $1,357 $1,360 $4,848 $5,699 $1,851 $2,013

Cheap Paxton, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Paxton, Florida is a challenge. Take a look at the annual teen auto insurance rates in Paxton, Florida.

Annual Auto Insurance Rates for Teen Drivers in Paxton, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,788 $13,919
GEICO $4,090 $5,166
Liberty Mutual $6,699 $10,304
Nationwide $5,349 $6,638
Progressive $8,013 $8,824
State Farm $4,615 $5,910
USAA $4,848 $5,699

Cheap Paxton, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Paxton, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Paxton, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,184 $3,256
GEICO $2,138 $2,138
Liberty Mutual $2,916 $2,916
Nationwide $2,028 $2,105
Progressive $2,506 $2,678
State Farm $1,472 $1,472
USAA $1,357 $1,360

Cheap Paxton, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Paxton, Florida compared to the annual auto insurance rates with a clean record in Paxton, Florida.

Annual Paxton, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,162 $6,155 $6,896 $5,740
GEICO $2,031 $2,587 $3,835 $3,154
Liberty Mutual $3,357 $4,308 $6,157 $4,517
Nationwide $2,778 $3,025 $4,011 $3,065
Progressive $3,451 $5,030 $4,246 $4,579
State Farm $2,347 $2,764 $2,556 $2,556
USAA $1,990 $2,425 $3,535 $2,079

Cheap Paxton, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Paxton, Florida is not easy. Compare the annual rates for DUI auto insurance in Paxton, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Paxton, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $3,835
Liberty Mutual $6,157
Nationwide $4,011
Progressive $4,246
State Farm $2,556
USAA $3,535

Cheap Paxton, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Paxton, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Paxton, Florida

Insurance Company Poor Fair Good
Allstate $8,290 $5,318 $4,358
GEICO $4,214 $2,561 $1,930
Liberty Mutual $5,900 $4,335 $3,519
Nationwide $4,015 $2,960 $2,684
Progressive $5,647 $3,997 $3,335
State Farm $3,449 $2,305 $1,913
USAA $4,114 $1,978 $1,431

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Cheap Paxton, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Paxton, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Paxton, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Paxton, Florida

ZIP Code Average Annual Rates
32538 $2,879

Cheap Paxton, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Paxton, Florida auto insurance. Find the cheapest annual Paxton, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Paxton, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,815 $6,161
GEICO $2,887 $2,916
Liberty Mutual $4,437 $4,732
Nationwide $3,220 $3,220
Progressive $4,326 $4,326
State Farm $2,473 $2,638
USAA $2,479 $2,536

Cheap Paxton, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Paxton, Florida? Check out the comparison of annual Paxton, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paxton, Florida

Insurance Company Low Medium High
Allstate $4,875 $6,240 $6,850
GEICO $2,482 $2,984 $3,238
Liberty Mutual $4,233 $4,653 $4,867
Nationwide $2,603 $3,337 $3,719
Progressive $3,788 $4,407 $4,785
State Farm $2,202 $2,610 $2,856
USAA $2,218 $2,581 $2,722

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Best By Category: Cheapest Auto Insurance in Paxton, Florida

Compare the cheapest auto insurance companies in Paxton, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Paxton, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Paxton, Florida Auto Insurance Companies

What auto insurance companies in Paxton, Florida are the cheapest? Compare the top Paxton, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Paxton, Florida

Insurance Company Average Annual Rates
Allstate $5,988
GEICO $2,902
Liberty Mutual $4,584
Nationwide $3,220
Progressive $4,326
State Farm $2,556
USAA $2,507

What affects auto insurance rates in Paxton, Florida?

There are a lot of reasons why auto insurance rates in Paxton, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Paxton, Florida. Many local factors may affect your Paxton auto insurance rates.

Paxton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Paxton, Florida commute length is 27.6 minutes according to City-Data.

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Compare Paxton, Florida Auto Insurance Quotes

Before you buy Paxton, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Paxton, Florida auto insurance quotes.

Free Auto Insurance Comparison

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