Best Cheap Auto Insurance in Pawnee City, NE (2021)

The average Pawnee City, NE auto insurance rates are $278 per month. The minimum auto insurance in Pawnee City is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Pawnee City, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Pawnee City, Nebraska is 25/50/25
  • The average commute length in Pawnee City is 16.3 minutes
  • The cheapest auto insurance company in Pawnee City is American Family

Pawnee City, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Pawnee City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pawnee City, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Pawnee City to other Nebraska cities, including North Platte auto insurance rates, Columbus auto insurance rates, and Hastings auto insurance rates to see how Pawnee City, Nebraska auto insurance rates stack up.

Before you buy Pawnee City, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pawnee City, Nebraska auto insurance quotes.

Minimum Auto Insurance in Pawnee City, Nebraska

Pawnee City, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pawnee City, Nebraska.

Minimum Required Auto Insurance Coverage in Pawnee City, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pawnee City, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pawnee City, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pawnee City, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,730 $1,730 $1,575 $1,575 $2,899 $4,264 $1,692 $1,830
Farmers $2,373 $2,362 $2,131 $2,244 $8,933 $9,196 $2,682 $2,807
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,178 $3,451 $2,510 $3,056 $13,515 $15,190 $3,338 $3,700
Nationwide $1,831 $1,891 $1,639 $1,755 $4,226 $5,274 $2,109 $2,283
Progressive $2,142 $2,070 $1,759 $1,828 $8,054 $9,086 $2,556 $2,717
State Farm $1,687 $1,687 $1,463 $1,463 $4,360 $5,598 $1,858 $2,103
USAA $1,304 $1,300 $1,188 $1,221 $4,120 $4,927 $1,682 $1,874

Cheap Pawnee City, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pawnee City, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Pawnee City, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Pawnee City, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,899 $4,264
Farmers $8,933 $9,196
GEICO $5,684 $7,440
Liberty Mutual $13,515 $15,190
Nationwide $4,226 $5,274
Progressive $8,054 $9,086
State Farm $4,360 $5,598
USAA $4,120 $4,927

Cheap Pawnee City, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Pawnee City, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pawnee City, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,575 $1,575
Farmers $2,131 $2,244
GEICO $2,692 $2,591
Liberty Mutual $2,510 $3,056
Nationwide $1,639 $1,755
Progressive $1,759 $1,828
State Farm $1,463 $1,463
USAA $1,188 $1,221

Cheap Pawnee City, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pawnee City, Nebraska compared to the annual auto insurance rates with a clean record in Pawnee City, Nebraska.

Annual Pawnee City, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,116 $2,300 $2,116 $2,116
Farmers $3,464 $4,434 $4,325 $4,141
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,142 $6,051 $6,567 $6,208
Nationwide $1,863 $2,691 $3,838 $2,111
Progressive $3,214 $4,699 $3,595 $3,598
State Farm $2,364 $2,690 $2,527 $2,527
USAA $1,670 $2,105 $3,141 $1,892

Cheap Pawnee City, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pawnee City, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Pawnee City, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Pawnee City, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,630
American Family $2,116
Farmers $4,325
GEICO $4,992
Liberty Mutual $6,567
Nationwide $3,838
Progressive $3,595
State Farm $2,527
USAA $3,141

Cheap Pawnee City, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pawnee City, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pawnee City, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,897 $1,980 $1,610
Farmers $4,696 $3,882 $3,695
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,655 $5,218 $4,103
Nationwide $3,157 $2,512 $2,208
Progressive $4,339 $3,637 $3,352
State Farm $3,672 $2,201 $1,708
USAA $2,931 $1,987 $1,688

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Cheap Pawnee City, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Pawnee City, Nebraska auto insurance. Find the cheapest annual Pawnee City, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pawnee City, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,145 $2,180
Farmers $4,091 $4,091
GEICO $3,535 $3,646
Liberty Mutual $5,992 $5,992
Nationwide $2,626 $2,626
Progressive $3,776 $3,776
State Farm $2,462 $2,592
USAA $2,177 $2,227

Cheap Pawnee City, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pawnee City, Nebraska? Check out the comparison of annual Pawnee City, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pawnee City, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,147 $2,226 $2,112
Farmers $3,923 $4,035 $4,315
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,827 $5,960 $6,190
Nationwide $2,673 $2,615 $2,589
Progressive $3,574 $3,765 $3,990
State Farm $2,439 $2,523 $2,619
USAA $2,129 $2,199 $2,279

Best By Category: Cheapest Auto Insurance in Pawnee City, Nebraska

Compare the cheapest auto insurance companies in Pawnee City, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pawnee City, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest Pawnee City, Nebraska Auto Insurance Companies

What auto insurance companies in Pawnee City, Nebraska are the cheapest? Compare the top Pawnee City, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pawnee City, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,162
Farmers $4,091
GEICO $3,591
Liberty Mutual $5,992
Nationwide $2,626
Progressive $3,776
State Farm $2,527
USAA $2,202

What affects auto insurance rates in Pawnee City, Nebraska?

There are a lot of reasons why auto insurance rates in Pawnee City, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pawnee City, Nebraska. Many local factors may affect your Pawnee City auto insurance rates.

Pawnee City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pawnee City, Nebraska commute length is 16.3 minutes according to City-Data.

Compare Pawnee City, Nebraska Auto Insurance Quotes

Before you buy Pawnee City, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pawnee City, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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