Best Cheap Auto Insurance in Parksville, KY (2021)

The average Parksville, KY auto insurance rates are $354 per month. The minimum auto insurance in Parksville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Parksville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Parksville for teen drivers is Travelers
  • The minimum auto insurance required in Parksville, Kentucky is 25/50/25
  • Average auto insurance rates in Parksville, KY for senior drivers are $2,339 per year

Parksville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Parksville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Parksville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Parksville to other Kentucky cities, including Owensboro auto insurance rates, Nicholasville auto insurance rates, and George auto insurance rates to see how Parksville, Kentucky auto insurance rates stack up.

Before you buy Parksville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Parksville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Parksville, Kentucky

Parksville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Parksville, Kentucky.

Minimum Required Auto Insurance Coverage in Parksville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Parksville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Parksville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Parksville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,162 $3,121 $2,867 $3,055 $11,831 $13,282 $3,482 $3,670
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,678 $2,899 $2,281 $2,547 $11,392 $12,598 $2,791 $2,888
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,131 $2,009 $1,930 $1,929 $10,786 $12,214 $2,641 $2,684
State Farm $1,717 $1,717 $1,534 $1,534 $4,915 $6,249 $1,912 $2,111
Travelers $2,071 $2,105 $2,050 $2,051 $10,203 $16,422 $2,172 $2,472
USAA $1,882 $1,882 $1,701 $1,725 $5,037 $5,301 $2,370 $2,588

Cheap Parksville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Parksville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Parksville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Parksville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,831 $13,282
GEICO $6,749 $7,991
Liberty Mutual $11,392 $12,598
Nationwide $7,042 $8,761
Progressive $10,786 $12,214
State Farm $4,915 $6,249
Travelers $10,203 $16,422
USAA $5,037 $5,301

Cheap Parksville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Parksville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Parksville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,867 $3,055
GEICO $3,436 $3,112
Liberty Mutual $2,281 $2,547
Nationwide $2,775 $2,893
Progressive $1,930 $1,929
State Farm $1,534 $1,534
Travelers $2,050 $2,051
USAA $1,701 $1,725

Cheap Parksville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Parksville, Kentucky compared to the annual auto insurance rates with a clean record in Parksville, Kentucky.

Annual Parksville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,598 $6,012 $6,428 $5,197
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,172 $6,431 $4,996 $4,438
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,750 $5,585 $4,276 $4,552
State Farm $2,490 $2,933 $2,711 $2,711
Travelers $4,310 $4,430 $6,418 $4,616
USAA $2,120 $2,994 $3,577 $2,553

Cheap Parksville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Parksville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Parksville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Parksville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,428
GEICO $6,581
Liberty Mutual $4,996
Nationwide $5,633
Progressive $4,276
State Farm $2,711
Travelers $6,418
USAA $3,577

Cheap Parksville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Parksville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Parksville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,361 $5,084 $4,231
GEICO $6,702 $3,346 $2,180
Liberty Mutual $7,150 $4,405 $3,472
Nationwide $5,260 $4,162 $3,616
Progressive $5,049 $4,432 $4,140
State Farm $3,904 $2,372 $1,858
Travelers $5,500 $4,673 $4,657
USAA $4,181 $2,343 $1,909

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Cheap Parksville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Parksville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Parksville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Parksville, Kentucky

ZIP Code Average Annual Rates
40464 $3,832

Cheap Parksville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Parksville, Kentucky auto insurance. Find the cheapest annual Parksville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Parksville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,559 $5,559
GEICO $4,038 $4,114
Liberty Mutual $5,009 $5,009
Nationwide $4,346 $4,346
Progressive $4,541 $4,541
State Farm $2,643 $2,780
Travelers $4,943 $4,943
USAA $2,707 $2,914

Cheap Parksville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Parksville, Kentucky? Check out the comparison of annual Parksville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Parksville, Kentucky

Insurance Company Low Medium High
Allstate $5,154 $5,536 $5,986
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,751 $4,975 $5,301
Nationwide $4,367 $4,301 $4,370
Progressive $4,161 $4,475 $4,986
State Farm $2,521 $2,707 $2,906
Travelers $4,665 $4,966 $5,199
USAA $2,683 $2,804 $2,946

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Best By Category: Cheapest Auto Insurance in Parksville, Kentucky

Compare the cheapest auto insurance companies in Parksville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Parksville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Parksville, Kentucky Auto Insurance Companies

What auto insurance companies in Parksville, Kentucky are the cheapest? Compare the top Parksville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Parksville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,559
GEICO $4,076
Liberty Mutual $5,009
Nationwide $4,346
Progressive $4,541
State Farm $2,711
Travelers $4,943
USAA $2,811

Compare Parksville, Kentucky Auto Insurance Quotes

Before you buy Parksville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Parksville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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