Best Cheap Auto Insurance in Parker, PA (2021)

The average Parker, PA auto insurance rates are $335 per month. The minimum auto insurance in Parker is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Parker, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Parker, Pennsylvania is 15/30/5
  • The most expensive auto insurance company in Parker for teen drivers is Travelers
  • Average auto insurance rates in Parker, PA for senior drivers are $2,095 per year

Parker, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Parker can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Parker, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Parker to other Pennsylvania cities, including Bethlehem auto insurance rates, York auto insurance rates, and Erie auto insurance rates to see how Parker, Pennsylvania auto insurance rates stack up.

Before you buy Parker, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Parker, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Parker, Pennsylvania

Parker, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Parker, Pennsylvania.

Minimum Required Auto Insurance Coverage in Parker, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Parker, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Parker, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Parker, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,513 $2,513 $2,289 $2,289 $8,054 $8,054 $2,798 $2,798
GEICO $2,134 $1,845 $1,965 $1,701 $5,339 $4,627 $2,171 $1,877
Liberty Mutual $4,166 $4,166 $3,814 $3,814 $12,225 $12,225 $5,297 $5,297
Nationwide $1,966 $1,966 $1,852 $1,852 $5,430 $5,430 $2,196 $2,196
Progressive $2,897 $2,897 $2,582 $2,582 $9,087 $9,087 $3,730 $3,730
State Farm $1,865 $1,865 $1,630 $1,630 $6,440 $6,440 $2,045 $2,045
Travelers $1,582 $1,582 $1,685 $1,685 $22,304 $22,304 $1,925 $1,925
USAA $1,189 $1,189 $1,073 $1,073 $3,570 $3,570 $1,583 $1,583

Cheap Parker, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Parker, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Parker, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Parker, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,054 $8,054
GEICO $5,339 $4,627
Liberty Mutual $12,225 $12,225
Nationwide $5,430 $5,430
Progressive $9,087 $9,087
State Farm $6,440 $6,440
Travelers $22,304 $22,304
USAA $3,570 $3,570

Cheap Parker, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Parker, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Parker, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,289 $2,289
GEICO $1,965 $1,701
Liberty Mutual $3,814 $3,814
Nationwide $1,852 $1,852
Progressive $2,582 $2,582
State Farm $1,630 $1,630
Travelers $1,685 $1,685
USAA $1,073 $1,073

Cheap Parker, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Parker, Pennsylvania compared to the annual auto insurance rates with a clean record in Parker, Pennsylvania.

Annual Parker, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,750 $4,404 $3,750 $3,750
GEICO $1,997 $3,382 $2,673 $2,777
Liberty Mutual $5,831 $6,649 $6,511 $6,511
Nationwide $2,052 $2,746 $3,868 $2,777
Progressive $4,159 $5,697 $4,270 $4,170
State Farm $2,765 $3,224 $2,995 $2,995
Travelers $4,920 $6,942 $8,692 $6,942
USAA $1,492 $2,058 $2,198 $1,668

Cheap Parker, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Parker, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Parker, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Parker, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,750
GEICO $2,673
Liberty Mutual $6,511
Nationwide $3,868
Progressive $4,270
State Farm $2,995
Travelers $8,692
USAA $2,198

Cheap Parker, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Parker, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Parker, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,009 $3,726 $3,006
GEICO $4,067 $2,288 $1,767
Liberty Mutual $8,142 $5,834 $5,151
Nationwide $3,365 $2,753 $2,464
Progressive $6,072 $4,243 $3,406
State Farm $4,264 $2,639 $2,082
Travelers $7,494 $6,754 $6,375
USAA $2,319 $1,720 $1,523

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Cheap Parker, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Parker, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Parker, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Parker, Pennsylvania

ZIP Code Average Annual Rates
16049 $4,884

Cheap Parker, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Parker, Pennsylvania auto insurance. Find the cheapest annual Parker, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Parker, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,840 $3,988
GEICO $2,662 $2,753
Liberty Mutual $6,212 $6,540
Nationwide $2,861 $2,861
Progressive $4,574 $4,574
State Farm $2,907 $3,083
Travelers $6,874 $6,874
USAA $1,801 $1,907

Cheap Parker, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Parker, Pennsylvania? Check out the comparison of annual Parker, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Parker, Pennsylvania

Insurance Company Low Medium High
Allstate $3,752 $3,937 $4,052
GEICO $2,535 $2,727 $2,861
Liberty Mutual $6,091 $6,419 $6,618
Nationwide $2,908 $2,890 $2,784
Progressive $4,259 $4,610 $4,853
State Farm $2,835 $3,027 $3,122
Travelers $7,027 $6,859 $6,736
USAA $1,726 $1,871 $1,964

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Best By Category: Cheapest Auto Insurance in Parker, Pennsylvania

Compare the cheapest auto insurance companies in Parker, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Parker, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Parker, Pennsylvania Auto Insurance Companies

What auto insurance companies in Parker, Pennsylvania are the cheapest? Compare the top Parker, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Parker, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,914
GEICO $2,707
Liberty Mutual $6,376
Nationwide $2,861
Progressive $4,574
State Farm $2,995
Travelers $6,874
USAA $1,854

What affects auto insurance rates in Parker, Pennsylvania?

There are a lot of reasons why auto insurance rates in Parker, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Parker, Pennsylvania. Many local factors may affect your Parker auto insurance rates.

Parker Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Parker, Pennsylvania commute length is 30.4 minutes according to City-Data.

Parker Traffic

How does Parker, Pennsylvania rank for traffic? According to Inrix Parker, Pennsylvania is the 952nd most congested worldwide.

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Compare Parker, Pennsylvania Auto Insurance Quotes

Before you buy Parker, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Parker, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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