Best Cheap Auto Insurance in Parker, KS (2021)

The average Parker, KS auto insurance rates are $281 per month. The minimum auto insurance in Parker is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Parker, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Parker for teen drivers is Liberty Mutual
  • Average auto insurance rates in Parker, KS for senior drivers are $1,969 per year
  • The minimum auto insurance required in Parker, Kansas is 25/50/25

Parker, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Parker can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Parker, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Parker to other Kansas cities, including Manhattan auto insurance rates, Lenexa auto insurance rates, and Salina auto insurance rates to see how Parker, Kansas auto insurance rates stack up.

Before you buy Parker, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Parker, Kansas auto insurance quotes.

Minimum Auto Insurance in Parker, Kansas

Parker, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Parker, Kansas.

Minimum Required Auto Insurance Coverage in Parker, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Parker, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Parker, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Parker, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,743 $1,743 $1,574 $1,574 $3,368 $4,042 $1,743 $1,959
Farmers $2,526 $2,508 $2,257 $2,355 $6,815 $7,056 $2,851 $3,006
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,807 $1,864 $1,609 $1,734 $3,759 $4,613 $2,108 $2,246
Progressive $2,476 $2,359 $1,995 $2,082 $9,104 $10,270 $2,924 $3,135
State Farm $1,793 $1,793 $1,560 $1,560 $4,619 $5,908 $2,012 $2,264
Travelers $2,007 $2,042 $1,961 $1,983 $8,147 $12,720 $2,056 $2,423
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Parker, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Parker, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Parker, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Parker, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,368 $4,042
Farmers $6,815 $7,056
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,759 $4,613
Progressive $9,104 $10,270
State Farm $4,619 $5,908
Travelers $8,147 $12,720
USAA $4,807 $5,062

Cheap Parker, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Parker, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Parker, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,574 $1,574
Farmers $2,257 $2,355
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,609 $1,734
Progressive $1,995 $2,082
State Farm $1,560 $1,560
Travelers $1,961 $1,983
USAA $1,313 $1,333

Cheap Parker, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Parker, Kansas compared to the annual auto insurance rates with a clean record in Parker, Kansas.

Annual Parker, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,181 $2,331 $2,181 $2,181
Farmers $3,094 $3,979 $3,878 $3,735
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,857 $2,134 $3,756 $2,123
Progressive $3,966 $4,638 $4,143 $4,425
State Farm $2,505 $2,872 $2,689 $2,689
Travelers $3,033 $3,962 $5,466 $4,210
USAA $1,765 $2,373 $3,494 $2,020

Cheap Parker, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Parker, Kansas is not easy. Compare the annual rates for DUI auto insurance in Parker, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Parker, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,181
Farmers $3,878
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,756
Progressive $4,143
State Farm $2,689
Travelers $5,466
USAA $3,494

Cheap Parker, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Parker, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Parker, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,896 $2,050 $1,709
Farmers $4,328 $3,441 $3,246
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,736 $2,416 $2,251
Progressive $4,926 $4,135 $3,818
State Farm $3,915 $2,339 $1,812
Travelers $4,813 $3,922 $3,767
USAA $3,299 $2,163 $1,778

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Cheap Parker, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Parker, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Parker, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Parker, Kansas

ZIP Code Average Annual Rates
66072 $3,559

Cheap Parker, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Parker, Kansas auto insurance. Find the cheapest annual Parker, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Parker, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,190 $2,247
Farmers $3,672 $3,672
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,468 $2,468
Progressive $4,293 $4,293
State Farm $2,622 $2,755
Travelers $4,168 $4,168
USAA $2,341 $2,485

Cheap Parker, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Parker, Kansas? Check out the comparison of annual Parker, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Parker, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,241 $2,330 $2,084
Farmers $3,528 $3,652 $3,835
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,596 $2,440 $2,367
Progressive $4,067 $4,261 $4,551
State Farm $2,598 $2,696 $2,773
Travelers $3,953 $4,174 $4,376
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Parker, Kansas

Compare the cheapest auto insurance companies in Parker, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Parker, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Parker, Kansas Auto Insurance Companies

What auto insurance companies in Parker, Kansas are the cheapest? Compare the top Parker, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Parker, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,218
Farmers $3,672
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,468
Progressive $4,293
State Farm $2,689
Travelers $4,168
USAA $2,413

What affects auto insurance rates in Parker, Kansas?

There are a lot of reasons why auto insurance rates in Parker, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Parker, Kansas. Many local factors may affect your Parker auto insurance rates.

Parker Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Parker, Kansas commute length is 18.5 minutes according to City-Data.

Parker Traffic

How does Parker, Kansas rank for traffic? According to Inrix Parker, Kansas is the 952nd most congested worldwide.

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Compare Parker, Kansas Auto Insurance Quotes

Before you buy Parker, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Parker, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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