Best Cheap Auto Insurance in Park Ridge, WI (2021)

The average Park Ridge, WI auto insurance rates are $239 per month. The minimum auto insurance in Park Ridge is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Park Ridge, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Park Ridge, Wisconsin is 25/50/10
  • Average auto insurance rates in Park Ridge, WI for senior drivers are $1,611 per year
  • The most expensive auto insurance company in Park Ridge for teen drivers is Nationwide

Park Ridge, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Park Ridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Park Ridge, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Park Ridge to other Wisconsin cities, including Madison auto insurance rates, Oshkosh auto insurance rates, and Racine auto insurance rates to see how Park Ridge, Wisconsin auto insurance rates stack up.

Before you buy Park Ridge, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Park Ridge, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Park Ridge, Wisconsin

Park Ridge, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Park Ridge, Wisconsin.

Minimum Required Auto Insurance Coverage in Park Ridge, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Park Ridge, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Park Ridge, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Park Ridge, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,265 $2,405 $2,071 $2,300 $6,742 $8,681 $2,324 $2,528
American Family $952 $996 $902 $909 $2,828 $3,116 $1,127 $1,200
Farmers $1,860 $1,863 $1,651 $1,746 $8,700 $9,018 $2,110 $2,215
GEICO $1,363 $1,487 $1,381 $1,556 $4,381 $4,721 $1,265 $1,313
Liberty Mutual $1,968 $2,153 $1,591 $1,810 $6,361 $7,137 $2,098 $2,284
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,528 $1,459 $1,251 $1,302 $5,699 $6,434 $1,831 $1,980
State Farm $1,207 $1,207 $1,074 $1,074 $3,436 $4,344 $1,361 $1,553
USAA $1,305 $1,306 $1,179 $1,205 $3,267 $3,801 $1,698 $1,870

Cheap Park Ridge, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Park Ridge, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Park Ridge, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Park Ridge, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $8,681
American Family $2,828 $3,116
Farmers $8,700 $9,018
GEICO $4,381 $4,721
Liberty Mutual $6,361 $7,137
Nationwide $7,089 $10,840
Progressive $5,699 $6,434
State Farm $3,436 $4,344
USAA $3,267 $3,801

Cheap Park Ridge, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Park Ridge, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Park Ridge, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,071 $2,300
American Family $902 $909
Farmers $1,651 $1,746
GEICO $1,381 $1,556
Liberty Mutual $1,591 $1,810
Nationwide $2,913 $3,076
Progressive $1,251 $1,302
State Farm $1,074 $1,074
USAA $1,179 $1,205

Cheap Park Ridge, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Park Ridge, Wisconsin compared to the annual auto insurance rates with a clean record in Park Ridge, Wisconsin.

Annual Park Ridge, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,041 $4,119 $3,811 $3,688
American Family $1,439 $1,525 $1,525 $1,525
Farmers $3,178 $4,007 $3,797 $3,599
GEICO $1,533 $2,449 $2,742 $2,010
Liberty Mutual $2,433 $3,438 $3,584 $3,246
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,462 $2,973 $2,554 $2,754
State Farm $1,754 $2,060 $1,907 $1,907
USAA $1,535 $1,927 $2,606 $1,748

Cheap Park Ridge, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Park Ridge, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Park Ridge, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Park Ridge, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,811
American Family $1,525
Farmers $3,797
GEICO $2,742
Liberty Mutual $3,584
Nationwide $6,078
Progressive $2,554
State Farm $1,907
USAA $2,606

Cheap Park Ridge, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Park Ridge, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Park Ridge, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,816 $3,310 $2,867
American Family $2,014 $1,326 $1,171
Farmers $4,125 $3,481 $3,330
GEICO $2,867 $2,044 $1,640
Liberty Mutual $4,596 $2,757 $2,173
Nationwide $5,701 $4,756 $4,756
Progressive $3,062 $2,590 $2,404
State Farm $2,844 $1,633 $1,244
USAA $3,015 $1,584 $1,263

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Cheap Park Ridge, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Park Ridge, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Park Ridge, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Park Ridge, Wisconsin

ZIP Code Average Annual Rates
54481 $2,770

Cheap Park Ridge, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Park Ridge, Wisconsin auto insurance. Find the cheapest annual Park Ridge, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Park Ridge, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,577 $3,753
American Family $1,478 $1,529
Farmers $3,645 $3,645
GEICO $2,135 $2,231
Liberty Mutual $3,175 $3,175
Nationwide $5,071 $5,071
Progressive $2,686 $2,686
State Farm $1,860 $1,954
USAA $1,928 $1,980

Cheap Park Ridge, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Park Ridge, Wisconsin? Check out the comparison of annual Park Ridge, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Park Ridge, Wisconsin

Insurance Company Low Medium High
Allstate $3,510 $3,656 $3,828
American Family $1,483 $1,517 $1,510
Farmers $3,368 $3,616 $3,951
GEICO $2,066 $2,182 $2,302
Liberty Mutual $2,960 $3,199 $3,366
Nationwide $4,927 $5,071 $5,215
Progressive $2,522 $2,707 $2,829
State Farm $1,800 $1,913 $2,008
USAA $1,885 $1,955 $2,021

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Best By Category: Cheapest Auto Insurance in Park Ridge, Wisconsin

Compare the cheapest auto insurance companies in Park Ridge, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Park Ridge, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Park Ridge, Wisconsin Auto Insurance Companies

What auto insurance companies in Park Ridge, Wisconsin are the cheapest? Compare the top Park Ridge, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Park Ridge, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,665
American Family $1,504
Farmers $3,645
GEICO $2,183
Liberty Mutual $3,175
Nationwide $5,071
Progressive $2,686
State Farm $1,907
USAA $1,954

What affects auto insurance rates in Park Ridge, Wisconsin?

There are a lot of reasons why auto insurance rates in Park Ridge, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Park Ridge, Wisconsin. Many local factors may affect your Park Ridge auto insurance rates.

Park Ridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Park Ridge, Wisconsin commute length is 16.2 minutes according to City-Data.

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Compare Park Ridge, Wisconsin Auto Insurance Quotes

Before you buy Park Ridge, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Park Ridge, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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