Best Cheap Auto Insurance in Park City, KY (2021)

The average Park City, KY auto insurance rates are $336 per month. The minimum auto insurance in Park City is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Park City, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Park City is USAA
  • Average auto insurance rates in Park City, KY for senior drivers are $2,250 per year
  • The average commute length in Park City is 20.8 minutes

Park City, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Park City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Park City, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Park City to other Kentucky cities, including George auto insurance rates, Independence auto insurance rates, and Bowling Green auto insurance rates to see how Park City, Kentucky auto insurance rates stack up.

Before you buy Park City, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Park City, Kentucky auto insurance quotes.

Minimum Auto Insurance in Park City, Kentucky

Park City, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Park City, Kentucky.

Minimum Required Auto Insurance Coverage in Park City, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Park City, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Park City, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Park City, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,940 $2,911 $2,656 $2,829 $10,742 $12,065 $3,262 $3,451
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,322 $2,512 $2,003 $2,228 $9,300 $10,244 $2,412 $2,481
Nationwide $2,635 $2,629 $2,392 $2,489 $5,759 $7,119 $2,971 $3,100
Progressive $1,933 $1,836 $1,740 $1,747 $9,452 $10,693 $2,394 $2,440
State Farm $2,006 $2,006 $1,791 $1,791 $5,926 $7,504 $2,237 $2,499
Travelers $2,259 $2,301 $2,208 $2,217 $10,751 $17,290 $2,356 $2,733
USAA $1,763 $1,764 $1,597 $1,621 $4,698 $4,941 $2,219 $2,425

Cheap Park City, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Park City, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Park City, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Park City, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,742 $12,065
GEICO $6,851 $8,131
Liberty Mutual $9,300 $10,244
Nationwide $5,759 $7,119
Progressive $9,452 $10,693
State Farm $5,926 $7,504
Travelers $10,751 $17,290
USAA $4,698 $4,941

Cheap Park City, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Park City, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Park City, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,656 $2,829
GEICO $3,510 $3,179
Liberty Mutual $2,003 $2,228
Nationwide $2,392 $2,489
Progressive $1,740 $1,747
State Farm $1,791 $1,791
Travelers $2,208 $2,217
USAA $1,597 $1,621

Cheap Park City, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Park City, Kentucky compared to the annual auto insurance rates with a clean record in Park City, Kentucky.

Annual Park City, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,245 $5,522 $5,882 $4,780
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,497 $5,361 $4,176 $3,717
Nationwide $2,913 $3,737 $4,699 $3,197
Progressive $3,333 $4,939 $3,799 $4,047
State Farm $2,947 $3,494 $3,220 $3,220
Travelers $4,595 $4,728 $6,812 $4,922
USAA $1,984 $2,800 $3,342 $2,388

Cheap Park City, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Park City, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Park City, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Park City, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,882
GEICO $6,731
Liberty Mutual $4,176
Nationwide $4,699
Progressive $3,799
State Farm $3,220
Travelers $6,812
USAA $3,342

Cheap Park City, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Park City, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Park City, Kentucky

Insurance Company Poor Fair Good
Allstate $6,753 $4,671 $3,898
GEICO $6,836 $3,413 $2,224
Liberty Mutual $5,967 $3,683 $2,913
Nationwide $4,414 $3,475 $3,021
Progressive $4,496 $3,928 $3,664
State Farm $4,653 $2,812 $2,196
Travelers $5,873 $4,970 $4,950
USAA $3,902 $2,194 $1,790

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Cheap Park City, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Park City, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Park City, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Park City, Kentucky

ZIP Code Average Annual Rates
42160 $3,614

Cheap Park City, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Park City, Kentucky auto insurance. Find the cheapest annual Park City, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Park City, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,107 $5,107
GEICO $4,119 $4,197
Liberty Mutual $4,188 $4,188
Nationwide $3,637 $3,637
Progressive $4,030 $4,030
State Farm $3,141 $3,299
Travelers $5,264 $5,264
USAA $2,531 $2,726

Cheap Park City, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Park City, Kentucky? Check out the comparison of annual Park City, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Park City, Kentucky

Insurance Company Low Medium High
Allstate $4,779 $5,088 $5,454
GEICO $3,895 $4,144 $4,435
Liberty Mutual $3,983 $4,159 $4,421
Nationwide $3,682 $3,594 $3,634
Progressive $3,696 $3,972 $4,420
State Farm $3,030 $3,216 $3,414
Travelers $4,998 $5,289 $5,506
USAA $2,499 $2,622 $2,765

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Best By Category: Cheapest Auto Insurance in Park City, Kentucky

Compare the cheapest auto insurance companies in Park City, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Park City, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Park City, Kentucky Auto Insurance Companies

What auto insurance companies in Park City, Kentucky are the cheapest? Compare the top Park City, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Park City, Kentucky

Insurance Company Average Annual Rates
Allstate $5,107
GEICO $4,158
Liberty Mutual $4,188
Nationwide $3,637
Progressive $4,030
State Farm $3,220
Travelers $5,264
USAA $2,629

What affects auto insurance rates in Park City, Kentucky?

There are a lot of reasons why auto insurance rates in Park City, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Park City, Kentucky. Many local factors may affect your Park City auto insurance rates.

Park City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Park City, Kentucky commute length is 20.8 minutes according to City-Data.

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Compare Park City, Kentucky Auto Insurance Quotes

Before you buy Park City, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Park City, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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