Best Cheap Auto Insurance in Paris, TX (2021)

The average Paris, TX auto insurance rates are $298 per month. The minimum auto insurance in Paris is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Paris, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Paris is USAA
  • The most expensive auto insurance company in Paris for teen drivers is Allstate
  • The minimum auto insurance required in Paris, Texas is 30/60/25

Paris, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Paris can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Paris, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Paris to other Texas cities, including Austin auto insurance rates, San Antonio auto insurance rates, and Arlington auto insurance rates to see how Paris, Texas auto insurance rates stack up.

Before you buy Paris, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Paris, Texas auto insurance quotes.

Minimum Auto Insurance in Paris, Texas

Paris, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Paris, Texas.

Minimum Required Auto Insurance Coverage in Paris, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Paris, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Paris, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paris, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,402 $3,438 $3,362 $3,362 $8,853 $10,703 $4,207 $4,391
American Family $2,408 $2,676 $2,256 $2,578 $6,346 $8,309 $3,446 $3,927
GEICO $2,396 $2,573 $2,287 $2,576 $5,166 $5,372 $2,592 $2,595
Nationwide $2,166 $2,208 $1,915 $2,031 $6,025 $7,753 $2,533 $2,743
Progressive $2,155 $2,064 $1,919 $1,955 $8,870 $9,915 $2,563 $2,619
State Farm $2,029 $2,029 $1,802 $1,802 $4,816 $6,128 $2,203 $2,271
USAA $1,479 $1,491 $1,410 $1,403 $4,103 $4,480 $1,969 $2,119

Cheap Paris, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Paris, Texas is a challenge. Take a look at the annual teen auto insurance rates in Paris, Texas.

Annual Auto Insurance Rates for Teen Drivers in Paris, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,853 $10,703
American Family $6,346 $8,309
GEICO $5,166 $5,372
Nationwide $6,025 $7,753
Progressive $8,870 $9,915
State Farm $4,816 $6,128
USAA $4,103 $4,480

Cheap Paris, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Paris, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Paris, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,362 $3,362
American Family $2,256 $2,578
GEICO $2,287 $2,576
Nationwide $1,915 $2,031
Progressive $1,919 $1,955
State Farm $1,802 $1,802
USAA $1,410 $1,403

Cheap Paris, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Paris, Texas compared to the annual auto insurance rates with a clean record in Paris, Texas.

Annual Paris, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,077 $6,225 $6,480 $4,077
American Family $3,647 $4,619 $4,060 $3,647
GEICO $2,712 $3,559 $3,007 $3,500
Nationwide $2,967 $2,967 $4,399 $3,353
Progressive $3,500 $4,505 $4,085 $3,940
State Farm $2,568 $2,940 $3,465 $2,568
USAA $1,725 $2,536 $2,988 $1,979

Cheap Paris, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Paris, Texas is not easy. Compare the annual rates for DUI auto insurance in Paris, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Paris, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,480
American Family $4,060
GEICO $3,007
Nationwide $4,399
Progressive $4,085
State Farm $3,465
USAA $2,988

Cheap Paris, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Paris, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Paris, Texas

Insurance Company Poor Fair Good
Allstate $6,640 $4,854 $4,150
American Family $5,490 $3,459 $3,032
GEICO $4,928 $2,792 $1,864
Nationwide $4,106 $3,293 $2,866
Progressive $4,517 $3,897 $3,609
State Farm $4,088 $2,542 $2,025
USAA $3,396 $1,954 $1,570

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Paris, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Paris, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Paris, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Paris, Texas

ZIP Code Average Annual Rates
75460 $5,266
75462 $5,141

Cheap Paris, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Paris, Texas auto insurance. Find the cheapest annual Paris, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Paris, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,093 $5,337
American Family $3,993 $3,993
GEICO $3,132 $3,257
Nationwide $3,422 $3,422
Progressive $4,007 $4,007
State Farm $2,885 $2,885
USAA $2,277 $2,336

Cheap Paris, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Paris, Texas? Check out the comparison of annual Paris, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paris, Texas

Insurance Company Low Medium High
Allstate $5,090 $5,168 $5,386
American Family $3,708 $3,842 $4,430
GEICO $3,033 $3,156 $3,395
Nationwide $3,698 $3,274 $3,293
Progressive $3,835 $3,992 $4,195
State Farm $2,738 $2,877 $3,040
USAA $2,234 $2,298 $2,388

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Paris, Texas

Compare the cheapest auto insurance companies in Paris, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Paris, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Paris, Texas Auto Insurance Companies

What auto insurance companies in Paris, Texas are the cheapest? Compare the top Paris, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Paris, Texas

Insurance Company Average Annual Rates
Allstate $5,215
American Family $3,993
GEICO $3,195
Nationwide $3,422
Progressive $4,007
State Farm $2,885
USAA $2,307

What affects auto insurance rates in Paris, Texas?

There are a lot of reasons why auto insurance rates in Paris, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Paris, Texas. Many local factors may affect your Paris auto insurance rates.

Paris Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Paris, Texas auto theft statistics, there have been 45 auto thefts in the city.

Paris Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Paris, Texas commute length is 17.0 minutes according to City-Data.

Paris Traffic

How does Paris, Texas rank for traffic? According to Inrix Paris, Texas is the 6th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Paris, Texas Auto Insurance Quotes

Before you buy Paris, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Paris, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption