Best Cheap Auto Insurance in Paradise, TX (2021)

The average Paradise, TX auto insurance rates are $313 per month. The minimum auto insurance in Paradise is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Paradise, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Paradise, TX for senior drivers are $2,289 per year
  • The minimum auto insurance required in Paradise, Texas is 30/60/25
  • The most expensive auto insurance company in Paradise for teen drivers is Allstate

Paradise, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Paradise can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Paradise, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Paradise to other Texas cities, including Fort Worth auto insurance rates, Laredo auto insurance rates, and Plano auto insurance rates to see how Paradise, Texas auto insurance rates stack up.

Before you buy Paradise, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Paradise, Texas auto insurance quotes.

Minimum Auto Insurance in Paradise, Texas

Paradise, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Paradise, Texas.

Minimum Required Auto Insurance Coverage in Paradise, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Paradise, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Paradise, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paradise, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,551 $3,580 $3,509 $3,509 $9,331 $11,248 $4,380 $4,553
American Family $2,336 $2,588 $2,168 $2,469 $5,982 $7,846 $3,308 $3,768
GEICO $2,662 $2,853 $2,526 $2,830 $5,789 $6,044 $2,884 $2,906
Nationwide $2,433 $2,475 $2,150 $2,277 $6,875 $8,832 $2,856 $3,091
Progressive $2,276 $2,157 $2,028 $2,070 $9,519 $10,574 $2,685 $2,711
State Farm $1,956 $1,956 $1,742 $1,742 $4,702 $5,998 $2,128 $2,198
USAA $1,593 $1,603 $1,519 $1,508 $4,474 $4,878 $2,123 $2,279

Cheap Paradise, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Paradise, Texas is a challenge. Take a look at the annual teen auto insurance rates in Paradise, Texas.

Annual Auto Insurance Rates for Teen Drivers in Paradise, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,331 $11,248
American Family $5,982 $7,846
GEICO $5,789 $6,044
Nationwide $6,875 $8,832
Progressive $9,519 $10,574
State Farm $4,702 $5,998
USAA $4,474 $4,878

Cheap Paradise, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Paradise, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Paradise, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,509 $3,509
American Family $2,168 $2,469
GEICO $2,526 $2,830
Nationwide $2,150 $2,277
Progressive $2,028 $2,070
State Farm $1,742 $1,742
USAA $1,519 $1,508

Cheap Paradise, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Paradise, Texas compared to the annual auto insurance rates with a clean record in Paradise, Texas.

Annual Paradise, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,235 $6,549 $6,811 $4,235
American Family $3,481 $4,402 $3,869 $3,481
GEICO $3,020 $3,975 $3,354 $3,898
Nationwide $3,359 $3,359 $4,980 $3,795
Progressive $3,712 $4,795 $4,326 $4,177
State Farm $2,490 $2,857 $3,374 $2,490
USAA $1,862 $2,747 $3,241 $2,138

Cheap Paradise, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Paradise, Texas is not easy. Compare the annual rates for DUI auto insurance in Paradise, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Paradise, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,811
American Family $3,869
GEICO $3,354
Nationwide $4,980
Progressive $4,326
State Farm $3,374
USAA $3,241

Cheap Paradise, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Paradise, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Paradise, Texas

Insurance Company Poor Fair Good
Allstate $6,954 $5,077 $4,342
American Family $5,263 $3,285 $2,877
GEICO $5,508 $3,110 $2,068
Nationwide $4,651 $3,730 $3,240
Progressive $4,779 $4,139 $3,839
State Farm $3,969 $2,470 $1,968
USAA $3,676 $2,116 $1,700

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Cheap Paradise, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Paradise, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Paradise, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Paradise, Texas

ZIP Code Average Annual Rates
76073 $5,503

Cheap Paradise, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Paradise, Texas auto insurance. Find the cheapest annual Paradise, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Paradise, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,326 $5,589
American Family $3,808 $3,808
GEICO $3,494 $3,630
Nationwide $3,873 $3,873
Progressive $4,252 $4,252
State Farm $2,803 $2,803
USAA $2,466 $2,529

Cheap Paradise, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Paradise, Texas? Check out the comparison of annual Paradise, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paradise, Texas

Insurance Company Low Medium High
Allstate $5,307 $5,401 $5,665
American Family $3,558 $3,676 $4,191
GEICO $3,405 $3,530 $3,751
Nationwide $4,173 $3,708 $3,739
Progressive $4,051 $4,231 $4,476
State Farm $2,668 $2,796 $2,945
USAA $2,417 $2,488 $2,586

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Best By Category: Cheapest Auto Insurance in Paradise, Texas

Compare the cheapest auto insurance companies in Paradise, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Paradise, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Paradise, Texas Auto Insurance Companies

What auto insurance companies in Paradise, Texas are the cheapest? Compare the top Paradise, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Paradise, Texas

Insurance Company Average Annual Rates
Allstate $5,458
American Family $3,808
GEICO $3,562
Nationwide $3,873
Progressive $4,252
State Farm $2,803
USAA $2,497

What affects auto insurance rates in Paradise, Texas?

There are a lot of reasons why auto insurance rates in Paradise, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Paradise, Texas. Many local factors may affect your Paradise auto insurance rates.

Paradise Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Paradise, Texas commute length is 36.8 minutes according to City-Data.

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Compare Paradise, Texas Auto Insurance Quotes

Before you buy Paradise, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Paradise, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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