Best Cheap Auto Insurance in Paradise, MI (2021)

The average Paradise, MI auto insurance rates are $750 per month. The minimum auto insurance in Paradise is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Paradise, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Paradise for teen drivers is Allstate
  • Average auto insurance rates in Paradise, MI for senior drivers are $5,927 per year
  • The cheapest auto insurance company in Paradise is USAA

Paradise, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Paradise can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Paradise, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Paradise to other Michigan cities, including Livonia auto insurance rates, Troy auto insurance rates, and Flint auto insurance rates to see how Paradise, Michigan auto insurance rates stack up.

Before you buy Paradise, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Paradise, Michigan auto insurance quotes.

Minimum Auto Insurance in Paradise, Michigan

Paradise, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Paradise, Michigan.

Minimum Required Auto Insurance Coverage in Paradise, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Paradise, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Paradise, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paradise, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,828 $3,828 $3,575 $3,575 $8,572 $8,572 $4,293 $4,293
GEICO $3,580 $3,580 $3,635 $3,635 $10,199 $10,199 $3,431 $3,431
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $4,104 $4,104 $3,642 $3,642 $10,849 $10,849 $4,499 $4,499
Progressive $2,866 $2,672 $2,533 $2,820 $10,346 $11,029 $3,333 $3,093
State Farm $7,045 $7,045 $6,540 $6,540 $24,582 $24,582 $8,259 $8,259
Travelers $5,919 $5,919 $5,072 $5,072 $17,926 $17,926 $6,435 $6,435
USAA $2,292 $2,183 $2,155 $2,047 $5,457 $5,205 $2,786 $2,689

Cheap Paradise, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Paradise, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Paradise, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Paradise, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,572 $8,572
GEICO $10,199 $10,199
Liberty Mutual $30,473 $30,473
Nationwide $10,849 $10,849
Progressive $10,346 $11,029
State Farm $24,582 $24,582
Travelers $17,926 $17,926
USAA $5,457 $5,205

Cheap Paradise, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Paradise, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Paradise, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,575 $3,575
GEICO $3,635 $3,635
Liberty Mutual $12,673 $12,673
Nationwide $3,642 $3,642
Progressive $2,533 $2,820
State Farm $6,540 $6,540
Travelers $5,072 $5,072
USAA $2,155 $2,047

Cheap Paradise, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Paradise, Michigan compared to the annual auto insurance rates with a clean record in Paradise, Michigan.

Annual Paradise, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,266 $5,425 $5,356 $5,221
GEICO $1,853 $3,886 $11,701 $3,406
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,952 $6,568 $6,001 $5,572
Progressive $4,106 $5,378 $4,844 $5,018
State Farm $7,414 $8,872 $19,080 $11,060
Travelers $5,991 $8,543 $13,736 $7,082
USAA $2,505 $3,106 $4,067 $2,727

Cheap Paradise, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Paradise, Michigan is not easy. Compare the annual rates for DUI auto insurance in Paradise, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Paradise, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,356
GEICO $11,701
Liberty Mutual $26,480
Nationwide $6,001
Progressive $4,844
State Farm $19,080
Travelers $13,736
USAA $4,067

Cheap Paradise, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Paradise, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Paradise, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,665 $4,436 $4,100
GEICO $6,695 $4,927 $4,012
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $7,218 $5,453 $4,649
Progressive $5,580 $4,696 $4,234
State Farm $18,828 $9,525 $6,467
Travelers $9,058 $8,784 $8,673
USAA $4,621 $2,651 $2,032

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Paradise, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Paradise, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Paradise, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Paradise, Michigan

ZIP Code Average Annual Rates
49768 $6,385

Cheap Paradise, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Paradise, Michigan auto insurance. Find the cheapest annual Paradise, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Paradise, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,067 $5,067
GEICO $5,092 $5,331
Liberty Mutual $16,587 $17,788
Nationwide $5,773 $5,773
Progressive $4,837 $4,837
State Farm $11,286 $11,927
Travelers $8,787 $8,889
USAA $3,066 $3,137

Cheap Paradise, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Paradise, Michigan? Check out the comparison of annual Paradise, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paradise, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,917 $5,054 $5,230
GEICO $4,876 $5,166 $5,592
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $6,050 $5,673 $5,597
Progressive $4,679 $4,843 $4,987
State Farm $10,993 $11,682 $12,144
Travelers $8,742 $8,848 $8,925
USAA $3,010 $3,108 $3,185

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Paradise, Michigan

Compare the cheapest auto insurance companies in Paradise, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Paradise, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Paradise, Michigan Auto Insurance Companies

What auto insurance companies in Paradise, Michigan are the cheapest? Compare the top Paradise, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Paradise, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,067
GEICO $5,211
Liberty Mutual $17,188
Nationwide $5,773
Progressive $4,837
State Farm $11,606
Travelers $8,838
USAA $3,101

Compare Paradise, Michigan Auto Insurance Quotes

Before you buy Paradise, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Paradise, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption