Best Cheap Auto Insurance in Papaaloa, HI (2021)

The average Papaaloa, HI auto insurance rates are $238 per month. The minimum auto insurance in Papaaloa is at least 20/40/10 in coverage to comply with Hawaii auto insurance laws. To find the best cheap auto insurance in Papaaloa, Hawaii, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Papaaloa, HI for senior drivers are $2,806 per year
  • The minimum auto insurance required in Papaaloa, Hawaii is 20/40/10
  • The most expensive auto insurance company in Papaaloa for teen drivers is Farmers

Papaaloa, Hawaii auto insurance requirements are 20/40/10 according to Hawaii auto insurance laws. Finding cheap auto insurance in Papaaloa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Papaaloa, Hawaii, including driving record, credit, commute time, and more.

Compare auto insurance in Papaaloa to other Hawaii cities, including Keauhou auto insurance rates, Naalehu auto insurance rates, and Waimanalo auto insurance rates to see how Papaaloa, Hawaii auto insurance rates stack up.

Before you buy Papaaloa, Hawaii auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Papaaloa, Hawaii auto insurance quotes.

Minimum Auto Insurance in Papaaloa, Hawaii

Papaaloa, Hawaii auto insurance laws require that you have at least the Hawaii minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Papaaloa, Hawaii.

Minimum Required Auto Insurance Coverage in Papaaloa, Hawaii

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Papaaloa, Hawaii Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Papaaloa, Hawaii are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Papaaloa, Hawaii

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,452 $2,452 $2,452 $2,452 $2,452 $2,452 $2,452 $2,452
Farmers $5,366 $5,366 $5,366 $5,366 $5,850 $5,850 $5,366 $5,366
GEICO $3,709 $3,709 $3,709 $3,709 $3,709 $3,709 $3,709 $3,709
Liberty Mutual $3,634 $3,634 $3,634 $3,634 $3,677 $3,677 $3,634 $3,634
Progressive $2,192 $2,192 $2,192 $2,192 $3,087 $3,087 $2,192 $2,192
State Farm $1,083 $1,083 $1,083 $1,083 $1,083 $1,083 $1,083 $1,083
USAA $1,210 $1,210 $1,210 $1,210 $1,262 $1,262 $1,210 $1,210

Cheap Papaaloa, Hawaii Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Papaaloa, Hawaii is a challenge. Take a look at the annual teen auto insurance rates in Papaaloa, Hawaii.

Annual Auto Insurance Rates for Teen Drivers in Papaaloa, Hawaii

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $2,452 $2,452
Farmers $5,850 $5,850
GEICO $3,709 $3,709
Liberty Mutual $3,677 $3,677
Progressive $3,087 $3,087
State Farm $1,083 $1,083
USAA $1,262 $1,262

Cheap Papaaloa, Hawaii Auto Insurance for Seniors

What are senior auto insurance rates in Papaaloa, Hawaii? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Papaaloa, Hawaii

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,452 $2,452
Farmers $5,366 $5,366
GEICO $3,709 $3,709
Liberty Mutual $3,634 $3,634
Progressive $2,192 $2,192
State Farm $1,083 $1,083
USAA $1,210 $1,210

Cheap Papaaloa, Hawaii Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Papaaloa, Hawaii compared to the annual auto insurance rates with a clean record in Papaaloa, Hawaii.

Annual Papaaloa, Hawaii Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,460 $2,162 $4,175 $2,009
Farmers $2,625 $3,935 $12,762 $2,625
GEICO $1,552 $2,018 $9,713 $1,552
Liberty Mutual $1,926 $2,417 $7,820 $2,417
Progressive $1,825 $2,575 $2,892 $2,371
State Farm $989 $1,178 $1,083 $1,083
USAA $926 $1,147 $1,849 $968

Cheap Papaaloa, Hawaii Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Papaaloa, Hawaii is not easy. Compare the annual rates for DUI auto insurance in Papaaloa, Hawaii to find the best deal.

Annual Auto Insurance Rates After a DUI in Papaaloa, Hawaii

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,175
Farmers $12,762
GEICO $9,713
Liberty Mutual $7,820
Progressive $2,892
State Farm $1,083
USAA $1,849

Cheap Papaaloa, Hawaii Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Papaaloa, Hawaii can vary. Compare the annual cost of auto insurance by ZIP code in Papaaloa, Hawaii to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Papaaloa, Hawaii

ZIP Code Average Annual Rates
96780 $2,859

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Cheap Papaaloa, Hawaii Auto Insurance Rates By Commute

Commute length and annual mileage affect Papaaloa, Hawaii auto insurance. Find the cheapest annual Papaaloa, Hawaii auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Papaaloa, Hawaii

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,292 $2,611
Farmers $5,487 $5,487
GEICO $3,709 $3,709
Liberty Mutual $3,645 $3,645
Progressive $2,416 $2,416
State Farm $1,083 $1,083
USAA $1,223 $1,223

Cheap Papaaloa, Hawaii Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Papaaloa, Hawaii? Check out the comparison of annual Papaaloa, Hawaii auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Papaaloa, Hawaii

Insurance Company Low Medium High
Allstate $2,280 $2,458 $2,616
Farmers $5,285 $5,524 $5,652
GEICO $3,544 $3,733 $3,849
Liberty Mutual $3,673 $3,445 $3,817
Progressive $2,214 $2,413 $2,620
State Farm $1,013 $1,086 $1,151
USAA $1,151 $1,222 $1,294

Best By Category: Cheapest Auto Insurance in Papaaloa, Hawaii

Compare the cheapest auto insurance companies in Papaaloa, Hawaii in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Papaaloa, Hawaii

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Papaaloa, Hawaii Auto Insurance Companies

What auto insurance companies in Papaaloa, Hawaii are the cheapest? Compare the top Papaaloa, Hawaii auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Papaaloa, Hawaii

Insurance Company Average Annual Rates
Allstate $2,452
Farmers $5,487
GEICO $3,709
Liberty Mutual $3,645
Progressive $2,416
State Farm $1,083
USAA $1,223

Compare Papaaloa, Hawaii Auto Insurance Quotes

Before you buy Papaaloa, Hawaii auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Papaaloa, Hawaii auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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