Best Cheap Auto Insurance in Panola, TX (2021)

The average Panola, TX auto insurance rates are $330 per month. The minimum auto insurance in Panola is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Panola, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Panola for teen drivers is Progressive
  • Average auto insurance rates in Panola, TX for senior drivers are $2,397 per year
  • The cheapest auto insurance company in Panola is USAA

Panola, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Panola can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Panola, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Panola to other Texas cities, including Laredo auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates to see how Panola, Texas auto insurance rates stack up.

Before you buy Panola, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Panola, Texas auto insurance quotes.

Minimum Auto Insurance in Panola, Texas

Panola, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Panola, Texas.

Minimum Required Auto Insurance Coverage in Panola, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Panola, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Panola, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Panola, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,713 $3,746 $3,664 $3,664 $9,750 $11,778 $4,591 $4,786
American Family $2,759 $3,077 $2,582 $2,964 $7,369 $9,621 $3,976 $4,527
GEICO $2,436 $2,625 $2,354 $2,652 $5,265 $5,522 $2,629 $2,637
Nationwide $2,466 $2,507 $2,177 $2,305 $7,052 $9,052 $2,903 $3,140
Progressive $2,577 $2,438 $2,298 $2,335 $10,996 $12,316 $3,054 $3,099
State Farm $2,021 $2,021 $1,790 $1,790 $4,722 $5,998 $2,189 $2,261
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

Cheap Panola, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Panola, Texas is a challenge. Take a look at the annual teen auto insurance rates in Panola, Texas.

Annual Auto Insurance Rates for Teen Drivers in Panola, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,750 $11,778
American Family $7,369 $9,621
GEICO $5,265 $5,522
Nationwide $7,052 $9,052
Progressive $10,996 $12,316
State Farm $4,722 $5,998
USAA $4,400 $4,800

Cheap Panola, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Panola, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Panola, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,664 $3,664
American Family $2,582 $2,964
GEICO $2,354 $2,652
Nationwide $2,177 $2,305
Progressive $2,298 $2,335
State Farm $1,790 $1,790
USAA $1,496 $1,487

Cheap Panola, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Panola, Texas compared to the annual auto insurance rates with a clean record in Panola, Texas.

Annual Panola, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,440 $6,843 $7,123 $4,440
American Family $4,225 $5,306 $4,683 $4,225
GEICO $2,773 $3,658 $3,061 $3,568
Nationwide $3,425 $3,425 $5,080 $3,870
Progressive $4,257 $5,533 $4,980 $4,787
State Farm $2,545 $2,902 $3,406 $2,545
USAA $1,835 $2,704 $3,192 $2,106

Cheap Panola, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Panola, Texas is not easy. Compare the annual rates for DUI auto insurance in Panola, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Panola, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,123
American Family $4,683
GEICO $3,061
Nationwide $5,080
Progressive $4,980
State Farm $3,406
USAA $3,192

Cheap Panola, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Panola, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Panola, Texas

Insurance Company Poor Fair Good
Allstate $7,263 $5,318 $4,553
American Family $6,302 $4,006 $3,521
GEICO $5,039 $2,853 $1,903
Nationwide $4,741 $3,806 $3,304
Progressive $5,500 $4,758 $4,409
State Farm $4,039 $2,510 $1,998
USAA $3,619 $2,084 $1,674

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Cheap Panola, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Panola, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Panola, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Panola, Texas

ZIP Code Average Annual Rates
75685 $5,924

Cheap Panola, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Panola, Texas auto insurance. Find the cheapest annual Panola, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Panola, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,571 $5,852
American Family $4,610 $4,610
GEICO $3,204 $3,326
Nationwide $3,950 $3,950
Progressive $4,889 $4,889
State Farm $2,849 $2,849
USAA $2,428 $2,490

Cheap Panola, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Panola, Texas? Check out the comparison of annual Panola, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Panola, Texas

Insurance Company Low Medium High
Allstate $5,585 $5,664 $5,886
American Family $4,227 $4,415 $5,187
GEICO $3,102 $3,223 $3,471
Nationwide $4,253 $3,780 $3,818
Progressive $4,623 $4,866 $5,179
State Farm $2,709 $2,838 $3,000
USAA $2,380 $2,450 $2,547

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Best By Category: Cheapest Auto Insurance in Panola, Texas

Compare the cheapest auto insurance companies in Panola, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Panola, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Panola, Texas Auto Insurance Companies

What auto insurance companies in Panola, Texas are the cheapest? Compare the top Panola, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Panola, Texas

Insurance Company Average Annual Rates
Allstate $5,711
American Family $4,610
GEICO $3,265
Nationwide $3,950
Progressive $4,889
State Farm $2,849
USAA $2,459

Compare Panola, Texas Auto Insurance Quotes

Before you buy Panola, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Panola, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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