Best Cheap Auto Insurance in Pandora, TX (2021)

The average Pandora, TX auto insurance rates are $312 per month. The minimum auto insurance in Pandora is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Pandora, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Pandora is USAA
  • The most expensive auto insurance company in Pandora for teen drivers is Progressive
  • The minimum auto insurance required in Pandora, Texas is 30/60/25

Pandora, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Pandora can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pandora, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Pandora to other Texas cities, including Austin auto insurance rates, Fort Worth auto insurance rates, and Houston auto insurance rates to see how Pandora, Texas auto insurance rates stack up.

Before you buy Pandora, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pandora, Texas auto insurance quotes.

Minimum Auto Insurance in Pandora, Texas

Pandora, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pandora, Texas.

Minimum Required Auto Insurance Coverage in Pandora, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Pandora, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pandora, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pandora, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,273 $3,300 $3,233 $3,233 $8,625 $10,401 $4,041 $4,205
American Family $2,614 $2,902 $2,417 $2,761 $6,723 $8,800 $3,715 $4,227
GEICO $2,352 $2,535 $2,269 $2,563 $5,082 $5,305 $2,540 $2,541
Nationwide $2,386 $2,428 $2,108 $2,232 $6,800 $8,727 $2,806 $3,035
Progressive $2,508 $2,378 $2,228 $2,271 $10,440 $11,663 $2,966 $3,006
State Farm $2,030 $2,030 $1,803 $1,803 $4,820 $6,136 $2,204 $2,274
USAA $1,491 $1,502 $1,422 $1,414 $4,161 $4,540 $1,987 $2,136

Cheap Pandora, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pandora, Texas is a challenge. Take a look at the annual teen auto insurance rates in Pandora, Texas.

Annual Auto Insurance Rates for Teen Drivers in Pandora, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,625 $10,401
American Family $6,723 $8,800
GEICO $5,082 $5,305
Nationwide $6,800 $8,727
Progressive $10,440 $11,663
State Farm $4,820 $6,136
USAA $4,161 $4,540

Cheap Pandora, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Pandora, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pandora, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,233 $3,233
American Family $2,417 $2,761
GEICO $2,269 $2,563
Nationwide $2,108 $2,232
Progressive $2,228 $2,271
State Farm $1,803 $1,803
USAA $1,422 $1,414

Cheap Pandora, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pandora, Texas compared to the annual auto insurance rates with a clean record in Pandora, Texas.

Annual Pandora, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,912 $6,039 $6,293 $3,912
American Family $3,900 $4,940 $4,339 $3,900
GEICO $2,674 $3,522 $2,954 $3,444
Nationwide $3,310 $3,310 $4,902 $3,738
Progressive $4,081 $5,281 $4,774 $4,594
State Farm $2,570 $2,942 $3,467 $2,570
USAA $1,742 $2,563 $3,023 $1,998

Cheap Pandora, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pandora, Texas is not easy. Compare the annual rates for DUI auto insurance in Pandora, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Pandora, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,293
American Family $4,339
GEICO $2,954
Nationwide $4,902
Progressive $4,774
State Farm $3,467
USAA $3,023

Cheap Pandora, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Pandora, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Pandora, Texas

Insurance Company Poor Fair Good
Allstate $6,413 $4,690 $4,013
American Family $5,887 $3,695 $3,227
GEICO $4,855 $2,752 $1,838
Nationwide $4,579 $3,675 $3,190
Progressive $5,281 $4,553 $4,214
State Farm $4,092 $2,544 $2,026
USAA $3,430 $1,976 $1,589

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Cheap Pandora, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pandora, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Pandora, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pandora, Texas

ZIP Code Average Annual Rates
78143 $5,559

Cheap Pandora, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Pandora, Texas auto insurance. Find the cheapest annual Pandora, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pandora, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,919 $5,159
American Family $4,270 $4,270
GEICO $3,089 $3,208
Nationwide $3,815 $3,815
Progressive $4,683 $4,683
State Farm $2,887 $2,887
USAA $2,302 $2,361

Cheap Pandora, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pandora, Texas? Check out the comparison of annual Pandora, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pandora, Texas

Insurance Company Low Medium High
Allstate $4,908 $4,990 $5,218
American Family $3,980 $4,116 $4,713
GEICO $2,983 $3,105 $3,357
Nationwide $4,120 $3,650 $3,676
Progressive $4,433 $4,659 $4,956
State Farm $2,741 $2,878 $3,043
USAA $2,257 $2,323 $2,415

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Best By Category: Cheapest Auto Insurance in Pandora, Texas

Compare the cheapest auto insurance companies in Pandora, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pandora, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Pandora, Texas Auto Insurance Companies

What auto insurance companies in Pandora, Texas are the cheapest? Compare the top Pandora, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pandora, Texas

Insurance Company Average Annual Rates
Allstate $5,039
American Family $4,270
GEICO $3,148
Nationwide $3,815
Progressive $4,683
State Farm $2,887
USAA $2,332

Compare Pandora, Texas Auto Insurance Quotes

Before you buy Pandora, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pandora, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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