Best Cheap Auto Insurance in Panacea, FL (2021)

The average Panacea, FL auto insurance rates are $317 per month. The minimum auto insurance in Panacea is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Panacea, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The average commute length in Panacea is 22.2 minutes
  • The cheapest auto insurance company in Panacea is USAA
  • The minimum auto insurance required in Panacea, Florida is 10/20/10

Panacea, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Panacea can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Panacea, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Panacea to other Florida cities, including Miami auto insurance rates, Cape Coral auto insurance rates, and Fort Lauderdale auto insurance rates to see how Panacea, Florida auto insurance rates stack up.

Before you buy Panacea, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Panacea, Florida auto insurance quotes.

Minimum Auto Insurance in Panacea, Florida

Panacea, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Panacea, Florida.

Minimum Required Auto Insurance Coverage in Panacea, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Panacea, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Panacea, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Panacea, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,527 $2,543 $2,359 $2,359 $4,492 $5,650 $2,788 $2,840
Liberty Mutual $3,165 $3,165 $2,902 $2,902 $6,663 $10,248 $3,165 $4,276
Nationwide $2,260 $2,243 $2,021 $2,096 $5,367 $6,652 $2,488 $2,605
Progressive $3,052 $2,899 $2,633 $2,823 $8,423 $9,284 $3,690 $3,596
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Cheap Panacea, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Panacea, Florida is a challenge. Take a look at the annual teen auto insurance rates in Panacea, Florida.

Annual Auto Insurance Rates for Teen Drivers in Panacea, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,492 $5,650
Liberty Mutual $6,663 $10,248
Nationwide $5,367 $6,652
Progressive $8,423 $9,284
State Farm $4,900 $6,272
USAA $4,617 $5,403

Cheap Panacea, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Panacea, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Panacea, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,359 $2,359
Liberty Mutual $2,902 $2,902
Nationwide $2,021 $2,096
Progressive $2,633 $2,823
State Farm $1,546 $1,546
USAA $1,282 $1,281

Cheap Panacea, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Panacea, Florida compared to the annual auto insurance rates with a clean record in Panacea, Florida.

Annual Panacea, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,238 $2,849 $4,220 $3,472
Liberty Mutual $3,350 $4,288 $6,111 $4,494
Nationwide $2,770 $3,020 $4,016 $3,060
Progressive $3,610 $5,303 $4,467 $4,820
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Cheap Panacea, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Panacea, Florida is not easy. Compare the annual rates for DUI auto insurance in Panacea, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Panacea, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $4,220
Liberty Mutual $6,111
Nationwide $4,016
Progressive $4,467
State Farm $2,707
USAA $3,354

Cheap Panacea, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Panacea, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Panacea, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,633 $2,822 $2,130
Liberty Mutual $5,871 $4,311 $3,500
Nationwide $4,010 $2,957 $2,682
Progressive $5,946 $4,203 $3,501
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

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Cheap Panacea, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Panacea, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Panacea, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Panacea, Florida

ZIP Code Average Annual Rates
32346 $2,936

Cheap Panacea, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Panacea, Florida auto insurance. Find the cheapest annual Panacea, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Panacea, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,179 $3,211
Liberty Mutual $4,414 $4,707
Nationwide $3,216 $3,216
Progressive $4,550 $4,550
State Farm $2,617 $2,797
USAA $2,344 $2,398

Cheap Panacea, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Panacea, Florida? Check out the comparison of annual Panacea, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Panacea, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,753 $3,284 $3,548
Liberty Mutual $4,269 $4,620 $4,793
Nationwide $2,613 $3,331 $3,706
Progressive $3,947 $4,636 $5,067
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

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Best By Category: Cheapest Auto Insurance in Panacea, Florida

Compare the cheapest auto insurance companies in Panacea, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Panacea, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Panacea, Florida Auto Insurance Companies

What auto insurance companies in Panacea, Florida are the cheapest? Compare the top Panacea, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Panacea, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,195
Liberty Mutual $4,561
Nationwide $3,216
Progressive $4,550
State Farm $2,707
USAA $2,371

What affects auto insurance rates in Panacea, Florida?

There are a lot of reasons why auto insurance rates in Panacea, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Panacea, Florida. Many local factors may affect your Panacea auto insurance rates.

Panacea Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Panacea, Florida commute length is 22.2 minutes according to City-Data.

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Compare Panacea, Florida Auto Insurance Quotes

Before you buy Panacea, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Panacea, Florida auto insurance quotes.

Free Auto Insurance Comparison

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