Best Cheap Auto Insurance in Palouse, WA (2021)

The average Palouse, WA auto insurance rates are $217 per month. The minimum auto insurance in Palouse is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Palouse, Washington, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Palouse is Nationwide
  • The minimum auto insurance required in Palouse, Washington is 25/50/10
  • The most expensive auto insurance company in Palouse for teen drivers is Liberty Mutual

Palouse, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Palouse can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Palouse, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in Palouse to other Washington cities, including Federal Way auto insurance rates, Spokane auto insurance rates, and Everett auto insurance rates to see how Palouse, Washington auto insurance rates stack up.

Before you buy Palouse, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Palouse, Washington auto insurance quotes.

Minimum Auto Insurance in Palouse, Washington

Palouse, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Palouse, Washington.

Minimum Required Auto Insurance Coverage in Palouse, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Palouse, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Palouse, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palouse, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,837 $1,713 $1,793 $6,273 $7,236 $1,971 $2,045
American Family $1,813 $1,813 $1,653 $1,653 $6,852 $9,417 $1,813 $2,461
Farmers $1,800 $1,844 $1,649 $1,850 $4,031 $4,314 $2,261 $2,374
GEICO $1,520 $1,548 $1,429 $1,429 $3,271 $4,294 $2,552 $1,873
Liberty Mutual $1,658 $1,815 $1,488 $1,743 $9,072 $10,008 $1,780 $1,944
Nationwide $1,177 $1,204 $1,094 $1,139 $3,078 $3,768 $1,391 $1,505
Progressive $1,328 $1,244 $1,191 $1,207 $6,587 $7,389 $1,594 $1,597
State Farm $1,238 $1,238 $1,107 $1,107 $3,488 $4,426 $1,402 $1,615
USAA $1,011 $1,000 $967 $971 $4,172 $4,952 $1,275 $1,398

Cheap Palouse, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Palouse, Washington is a challenge. Take a look at the annual teen auto insurance rates in Palouse, Washington.

Annual Auto Insurance Rates for Teen Drivers in Palouse, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,273 $7,236
American Family $6,852 $9,417
Farmers $4,031 $4,314
GEICO $3,271 $4,294
Liberty Mutual $9,072 $10,008
Nationwide $3,078 $3,768
Progressive $6,587 $7,389
State Farm $3,488 $4,426
USAA $4,172 $4,952

Cheap Palouse, Washington Auto Insurance for Seniors

What are senior auto insurance rates in Palouse, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Palouse, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,713 $1,793
American Family $1,653 $1,653
Farmers $1,649 $1,850
GEICO $1,429 $1,429
Liberty Mutual $1,488 $1,743
Nationwide $1,094 $1,139
Progressive $1,191 $1,207
State Farm $1,107 $1,107
USAA $967 $971

Cheap Palouse, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Palouse, Washington compared to the annual auto insurance rates with a clean record in Palouse, Washington.

Annual Palouse, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,617 $3,249 $3,582 $2,914
American Family $2,762 $3,522 $4,079 $3,375
Farmers $2,082 $2,582 $2,816 $2,582
GEICO $1,723 $2,210 $3,301 $1,723
Liberty Mutual $3,151 $3,959 $4,044 $3,601
Nationwide $1,398 $1,887 $2,366 $1,527
Progressive $2,246 $3,488 $2,623 $2,710
State Farm $1,782 $2,124 $1,953 $1,953
USAA $1,455 $2,095 $2,607 $1,717

Cheap Palouse, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Palouse, Washington is not easy. Compare the annual rates for DUI auto insurance in Palouse, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in Palouse, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,582
American Family $4,079
Farmers $2,816
GEICO $3,301
Liberty Mutual $4,044
Nationwide $2,366
Progressive $2,623
State Farm $1,953
USAA $2,607

Cheap Palouse, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Palouse, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Palouse, Washington

Insurance Company Poor Fair Good
Allstate $3,846 $2,920 $2,506
American Family $4,058 $3,308 $2,937
Farmers $3,084 $2,310 $2,153
GEICO $2,665 $2,133 $1,920
Liberty Mutual $5,270 $3,246 $2,550
Nationwide $2,128 $1,683 $1,572
Progressive $3,058 $2,718 $2,526
State Farm $2,837 $1,700 $1,320
USAA $2,486 $1,821 $1,598

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Cheap Palouse, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Palouse, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Palouse, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Palouse, Washington

ZIP Code Average Annual Rates
99161 $2,600

Cheap Palouse, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect Palouse, Washington auto insurance. Find the cheapest annual Palouse, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Palouse, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,091 $3,091
American Family $3,363 $3,506
Farmers $2,516 $2,516
GEICO $2,211 $2,267
Liberty Mutual $3,689 $3,689
Nationwide $1,795 $1,795
Progressive $2,767 $2,767
State Farm $1,900 $2,005
USAA $1,949 $1,988

Cheap Palouse, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Palouse, Washington? Check out the comparison of annual Palouse, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palouse, Washington

Insurance Company Low Medium High
Allstate $2,906 $3,080 $3,286
American Family $3,267 $3,430 $3,606
Farmers $2,358 $2,518 $2,670
GEICO $2,119 $2,241 $2,358
Liberty Mutual $3,469 $3,694 $3,902
Nationwide $1,708 $1,794 $1,882
Progressive $2,542 $2,705 $3,054
State Farm $1,841 $1,959 $2,058
USAA $1,852 $1,966 $2,087

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Best By Category: Cheapest Auto Insurance in Palouse, Washington

Compare the cheapest auto insurance companies in Palouse, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Palouse, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Palouse, Washington Auto Insurance Companies

What auto insurance companies in Palouse, Washington are the cheapest? Compare the top Palouse, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Palouse, Washington

Insurance Company Average Annual Rates
Allstate $3,091
American Family $3,434
Farmers $2,516
GEICO $2,239
Liberty Mutual $3,689
Nationwide $1,795
Progressive $2,767
State Farm $1,953
USAA $1,968

What affects auto insurance rates in Palouse, Washington?

There are a lot of reasons why auto insurance rates in Palouse, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Palouse, Washington. Many local factors may affect your Palouse auto insurance rates.

Palouse Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Palouse, Washington commute length is 19.7 minutes according to City-Data.

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Compare Palouse, Washington Auto Insurance Quotes

Before you buy Palouse, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Palouse, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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