Best Cheap Auto Insurance in Paloma, IL (2021)

The average Paloma, IL auto insurance rates are $260 per month. The minimum auto insurance in Paloma is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Paloma, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Paloma for teen drivers is Farmers
  • The minimum auto insurance required in Paloma, Illinois is 25/50/20
  • The cheapest auto insurance company in Paloma is Travelers

Paloma, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Paloma can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Paloma, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Paloma to other Illinois cities, including Joliet auto insurance rates, Peoria auto insurance rates, and Elgin auto insurance rates to see how Paloma, Illinois auto insurance rates stack up.

Before you buy Paloma, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Paloma, Illinois auto insurance quotes.

Minimum Auto Insurance in Paloma, Illinois

Paloma, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Paloma, Illinois.

Minimum Required Auto Insurance Coverage in Paloma, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Paloma, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Paloma, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paloma, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,318 $3,433 $3,433 $8,401 $10,972 $3,972 $4,295
American Family $2,439 $2,439 $2,228 $2,228 $6,812 $9,483 $2,439 $3,143
Farmers $2,430 $2,435 $2,165 $2,279 $9,863 $10,279 $2,763 $2,902
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,373 $1,484 $1,146 $1,279 $4,299 $4,779 $1,437 $1,519
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $2,063 $1,982 $1,703 $1,764 $6,860 $7,727 $2,474 $2,674
State Farm $1,329 $1,329 $1,176 $1,176 $3,644 $4,638 $1,498 $1,712
Travelers $1,331 $1,404 $1,207 $1,286 $3,680 $4,590 $1,409 $1,483
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Cheap Paloma, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Paloma, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Paloma, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Paloma, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,401 $10,972
American Family $6,812 $9,483
Farmers $9,863 $10,279
GEICO $4,847 $5,129
Liberty Mutual $4,299 $4,779
Nationwide $4,886 $6,291
Progressive $6,860 $7,727
State Farm $3,644 $4,638
Travelers $3,680 $4,590
USAA $5,289 $5,831

Cheap Paloma, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Paloma, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Paloma, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,433 $3,433
American Family $2,228 $2,228
Farmers $2,165 $2,279
GEICO $1,521 $1,797
Liberty Mutual $1,146 $1,279
Nationwide $1,604 $1,704
Progressive $1,703 $1,764
State Farm $1,176 $1,176
Travelers $1,207 $1,286
USAA $1,527 $1,507

Cheap Paloma, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Paloma, Illinois compared to the annual auto insurance rates with a clean record in Paloma, Illinois.

Annual Paloma, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,746 $6,196 $5,777 $4,846
American Family $2,867 $4,068 $5,415 $3,254
Farmers $3,717 $4,766 $4,648 $4,426
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,810 $2,548 $2,250 $2,050
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,822 $4,120 $3,116 $3,566
State Farm $1,896 $2,229 $2,063 $2,063
Travelers $1,639 $2,134 $2,376 $2,047
USAA $1,960 $2,818 $3,858 $2,364

Cheap Paloma, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Paloma, Illinois is not easy. Compare the annual rates for DUI auto insurance in Paloma, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Paloma, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,777
American Family $5,415
Farmers $4,648
GEICO $3,482
Liberty Mutual $2,250
Nationwide $3,453
Progressive $3,116
State Farm $2,063
Travelers $2,376
USAA $3,858

Cheap Paloma, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Paloma, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Paloma, Illinois

Insurance Company Poor Fair Good
Allstate $6,575 $4,725 $4,123
American Family $5,201 $3,526 $2,977
Farmers $5,006 $4,181 $3,981
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,064 $1,907 $1,523
Nationwide $3,360 $2,706 $2,371
Progressive $3,896 $3,290 $3,032
State Farm $2,999 $1,796 $1,393
Travelers $2,506 $2,005 $1,636
USAA $3,661 $2,516 $2,074

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Cheap Paloma, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Paloma, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Paloma, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Paloma, Illinois

ZIP Code Average Annual Rates
62359 $3,067

Cheap Paloma, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Paloma, Illinois auto insurance. Find the cheapest annual Paloma, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Paloma, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,141 $5,141
American Family $3,851 $3,952
Farmers $4,389 $4,389
GEICO $2,519 $2,617
Liberty Mutual $2,164 $2,164
Nationwide $2,812 $2,812
Progressive $3,406 $3,406
State Farm $2,011 $2,115
Travelers $1,970 $2,128
USAA $2,673 $2,827

Cheap Paloma, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Paloma, Illinois? Check out the comparison of annual Paloma, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paloma, Illinois

Insurance Company Low Medium High
Allstate $5,013 $5,137 $5,273
American Family $3,775 $4,043 $3,885
Farmers $4,196 $4,297 $4,675
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,050 $2,160 $2,283
Nationwide $2,817 $2,831 $2,789
Progressive $3,186 $3,399 $3,632
State Farm $1,960 $2,066 $2,162
Travelers $1,926 $2,047 $2,174
USAA $2,561 $2,747 $2,942

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Best By Category: Cheapest Auto Insurance in Paloma, Illinois

Compare the cheapest auto insurance companies in Paloma, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Paloma, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Travelers

The Cheapest Paloma, Illinois Auto Insurance Companies

What auto insurance companies in Paloma, Illinois are the cheapest? Compare the top Paloma, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Paloma, Illinois

Insurance Company Average Annual Rates
Allstate $5,141
American Family $3,901
Farmers $4,389
GEICO $2,568
Liberty Mutual $2,164
Nationwide $2,812
Progressive $3,406
State Farm $2,063
Travelers $2,049
USAA $2,750

Compare Paloma, Illinois Auto Insurance Quotes

Before you buy Paloma, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Paloma, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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