Best Cheap Auto Insurance in Palo Pinto, TX (2021)

The average Palo Pinto, TX auto insurance rates are $299 per month. The minimum auto insurance in Palo Pinto is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Palo Pinto, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Palo Pinto for teen drivers is Progressive
  • Average auto insurance rates in Palo Pinto, TX for senior drivers are $2,181 per year
  • The cheapest auto insurance company in Palo Pinto is USAA

Palo Pinto, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Palo Pinto can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Palo Pinto, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Palo Pinto to other Texas cities, including Austin auto insurance rates, Corpus Christi auto insurance rates, and Dallas auto insurance rates to see how Palo Pinto, Texas auto insurance rates stack up.

Before you buy Palo Pinto, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Palo Pinto, Texas auto insurance quotes.

Minimum Auto Insurance in Palo Pinto, Texas

Palo Pinto, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Palo Pinto, Texas.

Minimum Required Auto Insurance Coverage in Palo Pinto, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Palo Pinto, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Palo Pinto, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palo Pinto, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,335 $3,259 $3,259 $8,590 $10,383 $4,079 $4,262
American Family $2,433 $2,690 $2,233 $2,540 $6,083 $7,978 $3,420 $3,890
GEICO $2,266 $2,431 $2,162 $2,424 $4,849 $5,077 $2,450 $2,464
Nationwide $2,475 $2,522 $2,181 $2,316 $7,023 $9,050 $2,907 $3,153
Progressive $2,343 $2,235 $2,085 $2,125 $9,785 $10,920 $2,785 $2,838
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

Cheap Palo Pinto, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Palo Pinto, Texas is a challenge. Take a look at the annual teen auto insurance rates in Palo Pinto, Texas.

Annual Auto Insurance Rates for Teen Drivers in Palo Pinto, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,590 $10,383
American Family $6,083 $7,978
GEICO $4,849 $5,077
Nationwide $7,023 $9,050
Progressive $9,785 $10,920
State Farm $4,319 $5,493
USAA $3,911 $4,274

Cheap Palo Pinto, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Palo Pinto, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Palo Pinto, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,259 $3,259
American Family $2,233 $2,540
GEICO $2,162 $2,424
Nationwide $2,181 $2,316
Progressive $2,085 $2,125
State Farm $1,629 $1,629
USAA $1,350 $1,345

Cheap Palo Pinto, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Palo Pinto, Texas compared to the annual auto insurance rates with a clean record in Palo Pinto, Texas.

Annual Palo Pinto, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,960 $6,024 $6,290 $3,960
American Family $3,576 $4,512 $3,969 $3,576
GEICO $2,563 $3,358 $2,840 $3,301
Nationwide $3,421 $3,421 $5,100 $3,872
Progressive $3,830 $4,944 $4,470 $4,314
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,651 $2,423 $2,856 $1,894

Cheap Palo Pinto, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Palo Pinto, Texas is not easy. Compare the annual rates for DUI auto insurance in Palo Pinto, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Palo Pinto, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,290
American Family $3,969
GEICO $2,840
Nationwide $5,100
Progressive $4,470
State Farm $3,111
USAA $2,856

Cheap Palo Pinto, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Palo Pinto, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Palo Pinto, Texas

Insurance Company Poor Fair Good
Allstate $6,429 $4,713 $4,032
American Family $5,417 $3,366 $2,943
GEICO $4,644 $2,637 $1,765
Nationwide $4,749 $3,805 $3,307
Progressive $4,941 $4,270 $3,957
State Farm $3,680 $2,290 $1,825
USAA $3,249 $1,868 $1,500

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Cheap Palo Pinto, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Palo Pinto, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Palo Pinto, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Palo Pinto, Texas

ZIP Code Average Annual Rates
76484 $5,321

Cheap Palo Pinto, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Palo Pinto, Texas auto insurance. Find the cheapest annual Palo Pinto, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Palo Pinto, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,942 $5,174
American Family $3,908 $3,908
GEICO $2,956 $3,074
Nationwide $3,953 $3,953
Progressive $4,389 $4,389
State Farm $2,598 $2,598
USAA $2,178 $2,234

Cheap Palo Pinto, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Palo Pinto, Texas? Check out the comparison of annual Palo Pinto, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palo Pinto, Texas

Insurance Company Low Medium High
Allstate $4,943 $5,015 $5,216
American Family $3,655 $3,774 $4,295
GEICO $2,872 $2,979 $3,196
Nationwide $4,283 $3,782 $3,795
Progressive $4,204 $4,371 $4,592
State Farm $2,476 $2,592 $2,727
USAA $2,138 $2,198 $2,281

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Best By Category: Cheapest Auto Insurance in Palo Pinto, Texas

Compare the cheapest auto insurance companies in Palo Pinto, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Palo Pinto, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Palo Pinto, Texas Auto Insurance Companies

What auto insurance companies in Palo Pinto, Texas are the cheapest? Compare the top Palo Pinto, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Palo Pinto, Texas

Insurance Company Average Annual Rates
Allstate $5,058
American Family $3,908
GEICO $3,015
Nationwide $3,953
Progressive $4,389
State Farm $2,598
USAA $2,206

Compare Palo Pinto, Texas Auto Insurance Quotes

Before you buy Palo Pinto, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Palo Pinto, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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