Best Cheap Auto Insurance in Palmer Lake, CO (2021)

The average Palmer Lake, CO auto insurance rates are $331 per month. The minimum auto insurance in Palmer Lake is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Palmer Lake, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Palmer Lake, Colorado is 25/50/15
  • The most expensive auto insurance company in Palmer Lake for teen drivers is Farmers
  • Average auto insurance rates in Palmer Lake, CO for senior drivers are $2,332 per year

Palmer Lake, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Palmer Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Palmer Lake, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Palmer Lake to other Colorado cities, including Fort Collins auto insurance rates, Lakewood auto insurance rates, and Aurora auto insurance rates to see how Palmer Lake, Colorado auto insurance rates stack up.

Before you buy Palmer Lake, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Palmer Lake, Colorado auto insurance quotes.

Minimum Auto Insurance in Palmer Lake, Colorado

Palmer Lake, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Palmer Lake, Colorado.

Minimum Required Auto Insurance Coverage in Palmer Lake, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Palmer Lake, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Palmer Lake, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palmer Lake, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,339 $3,119 $3,010 $3,040 $11,770 $12,382 $3,669 $3,683
American Family $2,584 $2,584 $2,330 $2,330 $6,276 $8,436 $2,584 $3,165
Farmers $3,267 $3,229 $2,964 $3,212 $12,374 $12,390 $3,573 $3,582
GEICO $2,065 $2,258 $2,201 $2,508 $6,507 $6,865 $1,888 $1,911
Liberty Mutual $1,765 $1,699 $1,489 $1,643 $5,707 $6,250 $1,792 $1,819
Nationwide $2,511 $2,553 $2,250 $2,374 $6,371 $8,136 $2,892 $3,120
Progressive $2,539 $2,377 $2,221 $2,213 $8,630 $9,640 $2,857 $2,777
State Farm $2,208 $2,208 $2,008 $2,008 $6,558 $8,277 $2,478 $2,932
USAA $2,187 $2,183 $2,087 $2,090 $5,504 $6,298 $2,812 $3,055

Cheap Palmer Lake, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Palmer Lake, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Palmer Lake, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Palmer Lake, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,770 $12,382
American Family $6,276 $8,436
Farmers $12,374 $12,390
GEICO $6,507 $6,865
Liberty Mutual $5,707 $6,250
Nationwide $6,371 $8,136
Progressive $8,630 $9,640
State Farm $6,558 $8,277
USAA $5,504 $6,298

Cheap Palmer Lake, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Palmer Lake, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Palmer Lake, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,010 $3,040
American Family $2,330 $2,330
Farmers $2,964 $3,212
GEICO $2,201 $2,508
Liberty Mutual $1,489 $1,643
Nationwide $2,250 $2,374
Progressive $2,221 $2,213
State Farm $2,008 $2,008
USAA $2,087 $2,090

Cheap Palmer Lake, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Palmer Lake, Colorado compared to the annual auto insurance rates with a clean record in Palmer Lake, Colorado.

Annual Palmer Lake, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,678 $5,394 $6,620 $5,313
American Family $2,799 $3,969 $5,201 $3,175
Farmers $4,704 $6,058 $5,978 $5,557
GEICO $2,301 $3,602 $4,193 $3,005
Liberty Mutual $2,438 $2,844 $2,940 $2,860
Nationwide $2,909 $3,968 $5,028 $3,199
Progressive $3,595 $5,045 $3,794 $4,193
State Farm $3,282 $3,888 $3,585 $3,585
USAA $2,393 $2,921 $5,097 $2,698

Cheap Palmer Lake, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Palmer Lake, Colorado is not easy. Compare the annual rates for DUI auto insurance in Palmer Lake, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Palmer Lake, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,620
American Family $5,201
Farmers $5,978
GEICO $4,193
Liberty Mutual $2,940
Nationwide $5,028
Progressive $3,794
State Farm $3,585
USAA $5,097

Cheap Palmer Lake, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Palmer Lake, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Palmer Lake, Colorado

Insurance Company Poor Fair Good
Allstate $7,012 $5,410 $4,082
American Family $4,918 $3,502 $2,938
Farmers $6,486 $5,250 $4,986
GEICO $3,940 $3,275 $2,611
Liberty Mutual $3,946 $2,431 $1,934
Nationwide $4,562 $3,616 $3,149
Progressive $4,734 $4,036 $3,700
State Farm $4,969 $3,201 $2,584
USAA $4,845 $2,767 $2,219

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Cheap Palmer Lake, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Palmer Lake, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Palmer Lake, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Palmer Lake, Colorado

ZIP Code Average Annual Rates
80133 $3,665

Cheap Palmer Lake, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Palmer Lake, Colorado auto insurance. Find the cheapest annual Palmer Lake, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Palmer Lake, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,501 $5,501
American Family $3,704 $3,868
Farmers $5,574 $5,574
GEICO $3,207 $3,344
Liberty Mutual $2,770 $2,770
Nationwide $3,776 $3,776
Progressive $4,157 $4,157
State Farm $3,494 $3,675
USAA $3,184 $3,370

Cheap Palmer Lake, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Palmer Lake, Colorado? Check out the comparison of annual Palmer Lake, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palmer Lake, Colorado

Insurance Company Low Medium High
Allstate $5,204 $5,483 $5,817
American Family $3,585 $3,864 $3,908
Farmers $4,851 $5,492 $6,380
GEICO $2,923 $3,212 $3,690
Liberty Mutual $2,612 $2,762 $2,937
Nationwide $3,753 $3,778 $3,796
Progressive $3,806 $4,170 $4,494
State Farm $3,303 $3,587 $3,864
USAA $3,129 $3,277 $3,425

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Best By Category: Cheapest Auto Insurance in Palmer Lake, Colorado

Compare the cheapest auto insurance companies in Palmer Lake, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Palmer Lake, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Palmer Lake, Colorado Auto Insurance Companies

What auto insurance companies in Palmer Lake, Colorado are the cheapest? Compare the top Palmer Lake, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Palmer Lake, Colorado

Insurance Company Average Annual Rates
Allstate $5,501
American Family $3,786
Farmers $5,574
GEICO $3,275
Liberty Mutual $2,770
Nationwide $3,776
Progressive $4,157
State Farm $3,585
USAA $3,277

What affects auto insurance rates in Palmer Lake, Colorado?

There are a lot of reasons why auto insurance rates in Palmer Lake, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Palmer Lake, Colorado. Many local factors may affect your Palmer Lake auto insurance rates.

Palmer Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Palmer Lake, Colorado commute length is 26.7 minutes according to City-Data.

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Compare Palmer Lake, Colorado Auto Insurance Quotes

Before you buy Palmer Lake, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Palmer Lake, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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