Best Cheap Auto Insurance in Palmdale, FL (2021)

The average Palmdale, FL auto insurance rates are $352 per month. The minimum auto insurance in Palmdale is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Palmdale, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Palmdale, FL for senior drivers are $2,569 per year
  • The cheapest auto insurance company in Palmdale is USAA
  • The minimum auto insurance required in Palmdale, Florida is 10/20/10

Palmdale, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Palmdale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Palmdale, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Palmdale to other Florida cities, including St. Petersburg auto insurance rates, Miami auto insurance rates, and Orlando auto insurance rates to see how Palmdale, Florida auto insurance rates stack up.

Before you buy Palmdale, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Palmdale, Florida auto insurance quotes.

Minimum Auto Insurance in Palmdale, Florida

Palmdale, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Palmdale, Florida.

Minimum Required Auto Insurance Coverage in Palmdale, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Palmdale, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Palmdale, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palmdale, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,878 $3,672 $3,351 $3,386 $13,047 $14,006 $3,837 $3,872
GEICO $2,729 $2,750 $2,548 $2,548 $4,791 $6,023 $3,007 $3,070
Liberty Mutual $3,936 $3,936 $3,598 $3,598 $8,427 $13,037 $3,936 $5,374
Nationwide $2,764 $2,729 $2,465 $2,553 $6,622 $8,156 $3,041 $3,163
Progressive $3,378 $3,195 $2,906 $3,108 $9,431 $10,294 $4,075 $3,909
State Farm $1,695 $1,695 $1,532 $1,532 $4,838 $6,165 $1,875 $2,015
USAA $1,530 $1,503 $1,426 $1,415 $5,263 $6,126 $1,912 $2,065

Cheap Palmdale, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Palmdale, Florida is a challenge. Take a look at the annual teen auto insurance rates in Palmdale, Florida.

Annual Auto Insurance Rates for Teen Drivers in Palmdale, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,047 $14,006
GEICO $4,791 $6,023
Liberty Mutual $8,427 $13,037
Nationwide $6,622 $8,156
Progressive $9,431 $10,294
State Farm $4,838 $6,165
USAA $5,263 $6,126

Cheap Palmdale, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Palmdale, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Palmdale, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,351 $3,386
GEICO $2,548 $2,548
Liberty Mutual $3,598 $3,598
Nationwide $2,465 $2,553
Progressive $2,906 $3,108
State Farm $1,532 $1,532
USAA $1,426 $1,415

Cheap Palmdale, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Palmdale, Florida compared to the annual auto insurance rates with a clean record in Palmdale, Florida.

Annual Palmdale, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,298 $6,344 $7,012 $5,870
GEICO $2,432 $3,071 $4,507 $3,724
Liberty Mutual $4,084 $5,353 $7,844 $5,639
Nationwide $3,366 $3,690 $4,955 $3,735
Progressive $3,995 $5,868 $4,954 $5,332
State Farm $2,447 $2,890 $2,668 $2,668
USAA $2,076 $2,565 $3,802 $2,177

Cheap Palmdale, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Palmdale, Florida is not easy. Compare the annual rates for DUI auto insurance in Palmdale, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Palmdale, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,012
GEICO $4,507
Liberty Mutual $7,844
Nationwide $4,955
Progressive $4,954
State Farm $2,668
USAA $3,802

Cheap Palmdale, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Palmdale, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Palmdale, Florida

Insurance Company Poor Fair Good
Allstate $8,574 $5,422 $4,397
GEICO $4,939 $3,042 $2,319
Liberty Mutual $7,413 $5,411 $4,366
Nationwide $4,936 $3,612 $3,262
Progressive $6,573 $4,659 $3,879
State Farm $3,618 $2,402 $1,985
USAA $4,318 $2,112 $1,535

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Cheap Palmdale, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Palmdale, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Palmdale, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Palmdale, Florida

ZIP Code Average Annual Rates
33944 $3,268

Cheap Palmdale, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Palmdale, Florida auto insurance. Find the cheapest annual Palmdale, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Palmdale, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,958 $6,304
GEICO $3,416 $3,451
Liberty Mutual $5,541 $5,919
Nationwide $3,937 $3,937
Progressive $5,037 $5,037
State Farm $2,578 $2,758
USAA $2,625 $2,685

Cheap Palmdale, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Palmdale, Florida? Check out the comparison of annual Palmdale, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palmdale, Florida

Insurance Company Low Medium High
Allstate $4,936 $6,403 $7,054
GEICO $2,831 $3,548 $3,921
Liberty Mutual $5,282 $5,820 $6,088
Nationwide $3,151 $4,084 $4,574
Progressive $4,234 $5,152 $5,725
State Farm $2,309 $2,727 $2,969
USAA $2,290 $2,750 $2,925

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Best By Category: Cheapest Auto Insurance in Palmdale, Florida

Compare the cheapest auto insurance companies in Palmdale, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Palmdale, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Palmdale, Florida Auto Insurance Companies

What auto insurance companies in Palmdale, Florida are the cheapest? Compare the top Palmdale, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Palmdale, Florida

Insurance Company Average Annual Rates
Allstate $6,131
GEICO $3,433
Liberty Mutual $5,730
Nationwide $3,937
Progressive $5,037
State Farm $2,668
USAA $2,655

Compare Palmdale, Florida Auto Insurance Quotes

Before you buy Palmdale, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Palmdale, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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