Best Cheap Auto Insurance in Palm, PA (2021)

The average Palm, PA auto insurance rates are $351 per month. The minimum auto insurance in Palm is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Palm, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Palm is 23.0 minutes
  • The minimum auto insurance required in Palm, Pennsylvania is 15/30/5
  • Average auto insurance rates in Palm, PA for senior drivers are $2,120 per year

Palm, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Palm can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Palm, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Palm to other Pennsylvania cities, including Lancaster auto insurance rates, York auto insurance rates, and Harrisburg auto insurance rates to see how Palm, Pennsylvania auto insurance rates stack up.

Before you buy Palm, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Palm, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Palm, Pennsylvania

Palm, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Palm, Pennsylvania.

Minimum Required Auto Insurance Coverage in Palm, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Palm, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Palm, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palm, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,587 $2,587 $2,398 $2,398 $8,957 $8,957 $2,837 $2,837
GEICO $2,007 $1,736 $1,922 $1,664 $5,098 $4,422 $2,006 $1,736
Liberty Mutual $3,823 $3,823 $3,503 $3,503 $11,150 $11,150 $4,851 $4,851
Nationwide $2,071 $2,071 $1,963 $1,963 $5,825 $5,825 $2,322 $2,322
Progressive $2,896 $2,896 $2,591 $2,591 $9,430 $9,430 $3,691 $3,691
State Farm $1,786 $1,786 $1,587 $1,587 $6,531 $6,531 $1,980 $1,980
Travelers $1,853 $1,853 $2,013 $2,013 $28,001 $28,001 $2,217 $2,217
USAA $1,226 $1,226 $1,111 $1,111 $3,766 $3,766 $1,629 $1,629

Cheap Palm, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Palm, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Palm, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Palm, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,957 $8,957
GEICO $5,098 $4,422
Liberty Mutual $11,150 $11,150
Nationwide $5,825 $5,825
Progressive $9,430 $9,430
State Farm $6,531 $6,531
Travelers $28,001 $28,001
USAA $3,766 $3,766

Cheap Palm, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Palm, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Palm, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,398 $2,398
GEICO $1,922 $1,664
Liberty Mutual $3,503 $3,503
Nationwide $1,963 $1,963
Progressive $2,591 $2,591
State Farm $1,587 $1,587
Travelers $2,013 $2,013
USAA $1,111 $1,111

Cheap Palm, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Palm, Pennsylvania compared to the annual auto insurance rates with a clean record in Palm, Pennsylvania.

Annual Palm, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,010 $4,750 $4,010 $4,010
GEICO $1,891 $3,267 $2,530 $2,607
Liberty Mutual $5,309 $6,105 $5,956 $5,956
Nationwide $2,204 $2,944 $4,093 $2,942
Progressive $4,211 $5,843 $4,331 $4,220
State Farm $2,703 $3,239 $2,971 $2,971
Travelers $6,009 $8,597 $10,883 $8,597
USAA $1,550 $2,151 $2,297 $1,733

Cheap Palm, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Palm, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Palm, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Palm, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,010
GEICO $2,530
Liberty Mutual $5,956
Nationwide $4,093
Progressive $4,331
State Farm $2,971
Travelers $10,883
USAA $2,297

Cheap Palm, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Palm, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Palm, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,355 $4,005 $3,225
GEICO $3,864 $2,176 $1,681
Liberty Mutual $7,445 $5,337 $4,713
Nationwide $3,573 $2,940 $2,624
Progressive $6,151 $4,326 $3,478
State Farm $4,230 $2,618 $2,065
Travelers $9,257 $8,382 $7,925
USAA $2,414 $1,795 $1,590

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Cheap Palm, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Palm, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Palm, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Palm, Pennsylvania

ZIP Code Average Annual Rates
18070 $5,284

Cheap Palm, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Palm, Pennsylvania auto insurance. Find the cheapest annual Palm, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Palm, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,108 $4,282
GEICO $2,535 $2,613
Liberty Mutual $5,683 $5,981
Nationwide $3,046 $3,046
Progressive $4,652 $4,652
State Farm $2,882 $3,060
Travelers $8,521 $8,521
USAA $1,878 $1,988

Cheap Palm, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Palm, Pennsylvania? Check out the comparison of annual Palm, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palm, Pennsylvania

Insurance Company Low Medium High
Allstate $3,984 $4,225 $4,375
GEICO $2,320 $2,603 $2,799
Liberty Mutual $5,532 $5,876 $6,087
Nationwide $3,045 $3,087 $3,005
Progressive $4,226 $4,696 $5,032
State Farm $2,744 $3,020 $3,149
Travelers $8,522 $8,542 $8,499
USAA $1,778 $1,954 $2,067

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Best By Category: Cheapest Auto Insurance in Palm, Pennsylvania

Compare the cheapest auto insurance companies in Palm, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Palm, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Palm, Pennsylvania Auto Insurance Companies

What auto insurance companies in Palm, Pennsylvania are the cheapest? Compare the top Palm, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Palm, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,195
GEICO $2,574
Liberty Mutual $5,832
Nationwide $3,046
Progressive $4,652
State Farm $2,971
Travelers $8,521
USAA $1,933

What affects auto insurance rates in Palm, Pennsylvania?

There are a lot of reasons why auto insurance rates in Palm, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Palm, Pennsylvania. Many local factors may affect your Palm auto insurance rates.

Palm Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Palm, Pennsylvania commute length is 23.0 minutes according to City-Data.

Palm Traffic

How does Palm, Pennsylvania rank for traffic? According to Inrix Palm, Pennsylvania is the 190th most congested worldwide.

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Compare Palm, Pennsylvania Auto Insurance Quotes

Before you buy Palm, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Palm, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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