Best Cheap Auto Insurance in Palm Beach Gardens, FL (2021)

The average Palm Beach Gardens, FL auto insurance rates are $429 per month. The minimum auto insurance in Palm Beach Gardens is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Palm Beach Gardens, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Palm Beach Gardens is USAA
  • The average commute length in Palm Beach Gardens is 23.0 minutes
  • Average auto insurance rates in Palm Beach Gardens, FL for senior drivers are $3,118 per year

Palm Beach Gardens, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Palm Beach Gardens can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Palm Beach Gardens, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Palm Beach Gardens to other Florida cities, including Jacksonville auto insurance rates, Fort Lauderdale auto insurance rates, and Cape Coral auto insurance rates to see how Palm Beach Gardens, Florida auto insurance rates stack up.

Before you buy Palm Beach Gardens, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Palm Beach Gardens, Florida auto insurance quotes.

Minimum Auto Insurance in Palm Beach Gardens, Florida

Palm Beach Gardens, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Palm Beach Gardens, Florida.

Minimum Required Auto Insurance Coverage in Palm Beach Gardens, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Palm Beach Gardens, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Palm Beach Gardens, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palm Beach Gardens, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,850 $4,625 $4,247 $4,301 $16,612 $18,056 $4,757 $4,795
GEICO $3,173 $3,184 $2,973 $2,973 $5,720 $7,194 $3,497 $3,546
Liberty Mutual $4,468 $4,468 $4,075 $4,075 $9,684 $15,038 $4,468 $6,140
Nationwide $3,474 $3,428 $3,100 $3,207 $8,336 $10,261 $3,825 $3,978
Progressive $3,949 $3,680 $3,369 $3,620 $11,100 $12,046 $4,707 $4,441
State Farm $2,308 $2,308 $2,103 $2,103 $6,411 $8,221 $2,566 $2,719
USAA $1,881 $1,845 $1,767 $1,746 $6,586 $7,614 $2,348 $2,529

Cheap Palm Beach Gardens, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Palm Beach Gardens, Florida is a challenge. Take a look at the annual teen auto insurance rates in Palm Beach Gardens, Florida.

Annual Auto Insurance Rates for Teen Drivers in Palm Beach Gardens, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,612 $18,056
GEICO $5,720 $7,194
Liberty Mutual $9,684 $15,038
Nationwide $8,336 $10,261
Progressive $11,100 $12,046
State Farm $6,411 $8,221
USAA $6,586 $7,614

Cheap Palm Beach Gardens, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Palm Beach Gardens, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Palm Beach Gardens, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,247 $4,301
GEICO $2,973 $2,973
Liberty Mutual $4,075 $4,075
Nationwide $3,100 $3,207
Progressive $3,369 $3,620
State Farm $2,103 $2,103
USAA $1,767 $1,746

Cheap Palm Beach Gardens, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Palm Beach Gardens, Florida compared to the annual auto insurance rates with a clean record in Palm Beach Gardens, Florida.

Annual Palm Beach Gardens, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,710 $8,051 $8,916 $7,445
GEICO $2,795 $3,585 $5,358 $4,391
Liberty Mutual $4,631 $6,111 $9,020 $6,446
Nationwide $4,224 $4,638 $6,249 $4,693
Progressive $4,666 $6,820 $5,772 $6,199
State Farm $3,281 $3,903 $3,592 $3,592
USAA $2,561 $3,178 $4,731 $2,688

Cheap Palm Beach Gardens, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Palm Beach Gardens, Florida is not easy. Compare the annual rates for DUI auto insurance in Palm Beach Gardens, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Palm Beach Gardens, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,916
GEICO $5,358
Liberty Mutual $9,020
Nationwide $6,249
Progressive $5,772
State Farm $3,592
USAA $4,731

Cheap Palm Beach Gardens, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Palm Beach Gardens, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Palm Beach Gardens, Florida

Insurance Company Poor Fair Good
Allstate $10,933 $6,871 $5,538
GEICO $5,896 $3,549 $2,652
Liberty Mutual $8,505 $6,182 $4,969
Nationwide $6,212 $4,542 $4,099
Progressive $7,630 $5,441 $4,521
State Farm $4,925 $3,218 $2,634
USAA $5,329 $2,628 $1,912

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Cheap Palm Beach Gardens, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Palm Beach Gardens, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Palm Beach Gardens, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Palm Beach Gardens, Florida

ZIP Code Average Annual Rates
33418 $3,958

Cheap Palm Beach Gardens, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Palm Beach Gardens, Florida auto insurance. Find the cheapest annual Palm Beach Gardens, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Palm Beach Gardens, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,557 $8,004
GEICO $4,013 $4,052
Liberty Mutual $6,333 $6,771
Nationwide $4,951 $4,951
Progressive $5,864 $5,864
State Farm $3,466 $3,719
USAA $3,252 $3,327

Cheap Palm Beach Gardens, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Palm Beach Gardens, Florida? Check out the comparison of annual Palm Beach Gardens, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palm Beach Gardens, Florida

Insurance Company Low Medium High
Allstate $5,812 $8,222 $9,307
GEICO $3,176 $4,193 $4,727
Liberty Mutual $6,003 $6,667 $6,987
Nationwide $3,815 $5,165 $5,873
Progressive $4,692 $6,028 $6,872
State Farm $3,013 $3,686 $4,078
USAA $2,768 $3,426 $3,675

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Best By Category: Cheapest Auto Insurance in Palm Beach Gardens, Florida

Compare the cheapest auto insurance companies in Palm Beach Gardens, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Palm Beach Gardens, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Palm Beach Gardens, Florida Auto Insurance Companies

What auto insurance companies in Palm Beach Gardens, Florida are the cheapest? Compare the top Palm Beach Gardens, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Palm Beach Gardens, Florida

Insurance Company Average Annual Rates
Allstate $7,780
GEICO $4,032
Liberty Mutual $6,552
Nationwide $4,951
Progressive $5,864
State Farm $3,592
USAA $3,290

What affects auto insurance rates in Palm Beach Gardens, Florida?

There are a lot of reasons why auto insurance rates in Palm Beach Gardens, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Palm Beach Gardens, Florida. Many local factors may affect your Palm Beach Gardens auto insurance rates.

Palm Beach Gardens Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Palm Beach Gardens, Florida auto theft statistics, there have been 74 auto thefts in the city.

Palm Beach Gardens Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Palm Beach Gardens, Florida commute length is 23.0 minutes according to City-Data.

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Compare Palm Beach Gardens, Florida Auto Insurance Quotes

Before you buy Palm Beach Gardens, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Palm Beach Gardens, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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