Best Cheap Auto Insurance in Palisade, CO (2021)

The average Palisade, CO auto insurance rates are $282 per month. The minimum auto insurance in Palisade is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Palisade, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Palisade, Colorado is 25/50/15
  • The cheapest auto insurance company in Palisade is GEICO
  • Average auto insurance rates in Palisade, CO for senior drivers are $1,978 per year

Palisade, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Palisade can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Palisade, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Palisade to other Colorado cities, including Fort Collins auto insurance rates, Denver auto insurance rates, and Colorado Springs auto insurance rates to see how Palisade, Colorado auto insurance rates stack up.

Before you buy Palisade, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Palisade, Colorado auto insurance quotes.

Minimum Auto Insurance in Palisade, Colorado

Palisade, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Palisade, Colorado.

Minimum Required Auto Insurance Coverage in Palisade, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Palisade, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Palisade, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palisade, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,235 $2,235 $2,022 $2,022 $5,392 $7,258 $2,235 $2,730
Farmers $2,644 $2,617 $2,401 $2,597 $9,895 $9,914 $2,898 $2,919
GEICO $1,361 $1,491 $1,442 $1,636 $4,281 $4,536 $1,249 $1,271
Liberty Mutual $1,662 $1,623 $1,404 $1,544 $5,345 $5,843 $1,690 $1,720
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,211 $2,067 $1,935 $1,927 $7,584 $8,472 $2,488 $2,419
State Farm $1,801 $1,801 $1,634 $1,634 $5,392 $6,800 $2,024 $2,405
USAA $2,006 $2,006 $1,910 $1,917 $4,983 $5,703 $2,573 $2,799

Cheap Palisade, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Palisade, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Palisade, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Palisade, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $5,392 $7,258
Farmers $9,895 $9,914
GEICO $4,281 $4,536
Liberty Mutual $5,345 $5,843
Nationwide $4,935 $6,278
Progressive $7,584 $8,472
State Farm $5,392 $6,800
USAA $4,983 $5,703

Cheap Palisade, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Palisade, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Palisade, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,022 $2,022
Farmers $2,401 $2,597
GEICO $1,442 $1,636
Liberty Mutual $1,404 $1,544
Nationwide $1,754 $1,845
Progressive $1,935 $1,927
State Farm $1,634 $1,634
USAA $1,910 $1,917

Cheap Palisade, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Palisade, Colorado compared to the annual auto insurance rates with a clean record in Palisade, Colorado.

Annual Palisade, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,414 $3,444 $4,471 $2,736
Farmers $3,785 $4,868 $4,807 $4,482
GEICO $1,527 $2,370 $2,760 $1,977
Liberty Mutual $2,292 $2,669 $2,763 $2,692
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,153 $4,407 $3,325 $3,667
State Farm $2,686 $3,186 $2,936 $2,936
USAA $2,188 $2,662 $4,635 $2,464

Cheap Palisade, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Palisade, Colorado is not easy. Compare the annual rates for DUI auto insurance in Palisade, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Palisade, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,563
American Family $4,471
Farmers $4,807
GEICO $2,760
Liberty Mutual $2,763
Nationwide $3,877
Progressive $3,325
State Farm $2,936
USAA $4,635

Cheap Palisade, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Palisade, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Palisade, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,225 $3,029 $2,544
Farmers $5,226 $4,222 $4,009
GEICO $2,586 $2,158 $1,731
Liberty Mutual $3,716 $2,282 $1,814
Nationwide $3,525 $2,806 $2,447
Progressive $4,130 $3,534 $3,250
State Farm $4,078 $2,620 $2,111
USAA $4,418 $2,521 $2,022

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Cheap Palisade, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Palisade, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Palisade, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Palisade, Colorado

ZIP Code Average Annual Rates
81526 $3,121

Cheap Palisade, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Palisade, Colorado auto insurance. Find the cheapest annual Palisade, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Palisade, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,196 $3,336
Farmers $4,486 $4,486
GEICO $2,116 $2,201
Liberty Mutual $2,604 $2,604
Nationwide $2,926 $2,926
Progressive $3,638 $3,638
State Farm $2,863 $3,009
USAA $2,903 $3,071

Cheap Palisade, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Palisade, Colorado? Check out the comparison of annual Palisade, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palisade, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,084 $3,335 $3,379
Farmers $3,914 $4,419 $5,124
GEICO $1,955 $2,123 $2,397
Liberty Mutual $2,469 $2,595 $2,747
Nationwide $2,909 $2,928 $2,941
Progressive $3,361 $3,649 $3,903
State Farm $2,723 $2,939 $3,146
USAA $2,856 $2,986 $3,119

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Best By Category: Cheapest Auto Insurance in Palisade, Colorado

Compare the cheapest auto insurance companies in Palisade, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Palisade, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Palisade, Colorado Auto Insurance Companies

What auto insurance companies in Palisade, Colorado are the cheapest? Compare the top Palisade, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Palisade, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,266
Farmers $4,486
GEICO $2,158
Liberty Mutual $2,604
Nationwide $2,926
Progressive $3,638
State Farm $2,936
USAA $2,987

What affects auto insurance rates in Palisade, Colorado?

There are a lot of reasons why auto insurance rates in Palisade, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Palisade, Colorado. Many local factors may affect your Palisade auto insurance rates.

Palisade Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Palisade, Colorado commute length is 26.9 minutes according to City-Data.

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Compare Palisade, Colorado Auto Insurance Quotes

Before you buy Palisade, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Palisade, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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