Best Cheap Auto Insurance in Palestine, TX (2021)

The average Palestine, TX auto insurance rates are $302 per month. The minimum auto insurance in Palestine is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Palestine, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Palestine, Texas is 30/60/25
  • Average auto insurance rates in Palestine, TX for senior drivers are $2,205 per year
  • The most expensive auto insurance company in Palestine for teen drivers is Progressive

Palestine, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Palestine can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Palestine, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Palestine to other Texas cities, including El Paso auto insurance rates, Corpus Christi auto insurance rates, and Houston auto insurance rates to see how Palestine, Texas auto insurance rates stack up.

Before you buy Palestine, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Palestine, Texas auto insurance quotes.

Minimum Auto Insurance in Palestine, Texas

Palestine, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Palestine, Texas.

Minimum Required Auto Insurance Coverage in Palestine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Palestine, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Palestine, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palestine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,284 $3,312 $3,244 $3,244 $8,642 $10,424 $4,054 $4,220
American Family $2,439 $2,704 $2,271 $2,590 $6,343 $8,338 $3,473 $3,964
GEICO $2,167 $2,330 $2,096 $2,365 $4,620 $4,790 $2,331 $2,318
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,412 $2,298 $2,141 $2,185 $10,009 $11,166 $2,863 $2,916
State Farm $2,039 $2,039 $1,807 $1,807 $4,783 $6,080 $2,209 $2,282
USAA $1,616 $1,631 $1,539 $1,535 $4,501 $4,919 $2,160 $2,328

Cheap Palestine, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Palestine, Texas is a challenge. Take a look at the annual teen auto insurance rates in Palestine, Texas.

Annual Auto Insurance Rates for Teen Drivers in Palestine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,642 $10,424
American Family $6,343 $8,338
GEICO $4,620 $4,790
Nationwide $6,237 $8,009
Progressive $10,009 $11,166
State Farm $4,783 $6,080
USAA $4,501 $4,919

Cheap Palestine, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Palestine, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Palestine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,244 $3,244
American Family $2,271 $2,590
GEICO $2,096 $2,365
Nationwide $1,965 $2,080
Progressive $2,141 $2,185
State Farm $1,807 $1,807
USAA $1,539 $1,535

Cheap Palestine, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Palestine, Texas compared to the annual auto insurance rates with a clean record in Palestine, Texas.

Annual Palestine, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,925 $6,054 $6,307 $3,925
American Family $3,670 $4,641 $4,080 $3,670
GEICO $2,446 $3,209 $2,704 $3,149
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $3,925 $5,063 $4,586 $4,422
State Farm $2,571 $2,934 $3,447 $2,571
USAA $1,888 $2,779 $3,280 $2,168

Cheap Palestine, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Palestine, Texas is not easy. Compare the annual rates for DUI auto insurance in Palestine, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Palestine, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,307
American Family $4,080
GEICO $2,704
Nationwide $4,526
Progressive $4,586
State Farm $3,447
USAA $3,280

Cheap Palestine, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Palestine, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Palestine, Texas

Insurance Company Poor Fair Good
Allstate $6,432 $4,703 $4,024
American Family $5,544 $3,463 $3,040
GEICO $4,426 $2,517 $1,688
Nationwide $4,227 $3,394 $2,952
Progressive $5,072 $4,374 $4,050
State Farm $4,084 $2,538 $2,020
USAA $3,727 $2,141 $1,718

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Cheap Palestine, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Palestine, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Palestine, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Palestine, Texas

ZIP Code Average Annual Rates
75801 $5,408
75803 $5,343

Cheap Palestine, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Palestine, Texas auto insurance. Find the cheapest annual Palestine, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Palestine, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,933 $5,173
American Family $4,015 $4,015
GEICO $2,823 $2,931
Nationwide $3,524 $3,524
Progressive $4,499 $4,499
State Farm $2,881 $2,881
USAA $2,496 $2,561

Cheap Palestine, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Palestine, Texas? Check out the comparison of annual Palestine, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palestine, Texas

Insurance Company Low Medium High
Allstate $4,923 $5,004 $5,232
American Family $3,740 $3,869 $4,437
GEICO $2,718 $2,836 $3,077
Nationwide $3,795 $3,373 $3,404
Progressive $4,310 $4,478 $4,708
State Farm $2,742 $2,872 $3,029
USAA $2,449 $2,519 $2,618

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Best By Category: Cheapest Auto Insurance in Palestine, Texas

Compare the cheapest auto insurance companies in Palestine, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Palestine, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Palestine, Texas Auto Insurance Companies

What auto insurance companies in Palestine, Texas are the cheapest? Compare the top Palestine, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Palestine, Texas

Insurance Company Average Annual Rates
Allstate $5,053
American Family $4,015
GEICO $2,877
Nationwide $3,524
Progressive $4,499
State Farm $2,881
USAA $2,529

What affects auto insurance rates in Palestine, Texas?

There are a lot of reasons why auto insurance rates in Palestine, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Palestine, Texas. Many local factors may affect your Palestine auto insurance rates.

Palestine Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Palestine, Texas commute length is 16.5 minutes according to City-Data.

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Compare Palestine, Texas Auto Insurance Quotes

Before you buy Palestine, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Palestine, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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