Best Cheap Auto Insurance in Palermo, ND (2021)

The average Palermo, ND auto insurance rates are $367 per month. The minimum auto insurance in Palermo is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Palermo, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Palermo for teen drivers is Liberty Mutual
  • Average auto insurance rates in Palermo, ND for senior drivers are $2,382 per year
  • The average commute length in Palermo is 26.7 minutes

Palermo, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Palermo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Palermo, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Palermo to other North Dakota cities, including Grand Forks auto insurance rates, James auto insurance rates, and Bismarck auto insurance rates to see how Palermo, North Dakota auto insurance rates stack up.

Before you buy Palermo, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Palermo, North Dakota auto insurance quotes.

Minimum Auto Insurance in Palermo, North Dakota

Palermo, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Palermo, North Dakota.

Minimum Required Auto Insurance Coverage in Palermo, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Palermo, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Palermo, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palermo, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,531 $2,231 $2,368 $9,840 $11,641 $2,779 $3,011
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $2,046 $2,009 $1,829 $1,903 $7,281 $7,462 $2,328 $2,463
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,483 $2,367 $2,008 $2,085 $9,191 $10,287 $3,054 $3,101
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Palermo, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Palermo, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Palermo, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Palermo, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,840 $11,641
American Family $6,100 $8,820
Farmers $7,281 $7,462
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,255 $5,290
Progressive $9,191 $10,287
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheap Palermo, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Palermo, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Palermo, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,368
American Family $2,612 $2,612
Farmers $1,829 $1,903
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,729 $1,853
Progressive $2,008 $2,085
State Farm $1,575 $1,575
USAA $927 $930

Cheap Palermo, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Palermo, North Dakota compared to the annual auto insurance rates with a clean record in Palermo, North Dakota.

Annual Palermo, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,726 $4,103 $6,285 $4,345
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,878 $3,670 $3,624 $3,489
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,987 $4,914 $4,033 $4,354
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheap Palermo, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Palermo, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Palermo, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Palermo, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,285
American Family $5,597
Farmers $3,624
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,812
Progressive $4,033
State Farm $2,757
USAA $2,854

Cheap Palermo, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Palermo, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Palermo, North Dakota

Insurance Company Poor Fair Good
Allstate $5,820 $4,427 $3,597
American Family $5,292 $3,681 $3,115
Farmers $3,955 $3,226 $3,065
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,293 $2,555 $2,248
Progressive $4,990 $4,170 $3,806
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

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Cheap Palermo, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Palermo, North Dakota auto insurance. Find the cheapest annual Palermo, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Palermo, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,502 $4,728
American Family $3,979 $4,079
Farmers $3,415 $3,415
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,699 $2,699
Progressive $4,322 $4,322
State Farm $2,683 $2,831
USAA $2,008 $2,049

Cheap Palermo, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Palermo, North Dakota? Check out the comparison of annual Palermo, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palermo, North Dakota

Insurance Company Low Medium High
Allstate $4,529 $4,613 $4,702
American Family $4,159 $4,230 $3,699
Farmers $3,343 $3,402 $3,500
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,635 $2,684 $2,776
Progressive $4,206 $4,308 $4,452
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Best By Category: Cheapest Auto Insurance in Palermo, North Dakota

Compare the cheapest auto insurance companies in Palermo, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Palermo, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Palermo, North Dakota Auto Insurance Companies

What auto insurance companies in Palermo, North Dakota are the cheapest? Compare the top Palermo, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Palermo, North Dakota

Insurance Company Average Annual Rates
Allstate $4,615
American Family $4,029
Farmers $3,415
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,699
Progressive $4,322
State Farm $2,757
USAA $2,028

What affects auto insurance rates in Palermo, North Dakota?

There are a lot of reasons why auto insurance rates in Palermo, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Palermo, North Dakota. Many local factors may affect your Palermo auto insurance rates.

Palermo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Palermo, North Dakota commute length is 26.7 minutes according to City-Data.

Palermo Traffic

How does Palermo, North Dakota rank for traffic? According to Inrix Palermo, North Dakota is the 23rd most congested worldwide.

Compare Palermo, North Dakota Auto Insurance Quotes

Before you buy Palermo, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Palermo, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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