Best Cheap Auto Insurance in Painesdale, MI (2021)

The average Painesdale, MI auto insurance rates are $763 per month. The minimum auto insurance in Painesdale is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Painesdale, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The minimum auto insurance required in Painesdale, Michigan is 20/40/10
  • The cheapest auto insurance company in Painesdale is USAA
  • The most expensive auto insurance company in Painesdale for teen drivers is Liberty Mutual

Painesdale, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Painesdale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Painesdale, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Painesdale to other Michigan cities, including Detroit auto insurance rates, Sterling Heights auto insurance rates, and Warren auto insurance rates to see how Painesdale, Michigan auto insurance rates stack up.

Before you buy Painesdale, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Painesdale, Michigan auto insurance quotes.

Minimum Auto Insurance in Painesdale, Michigan

Painesdale, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Painesdale, Michigan.

Minimum Required Auto Insurance Coverage in Painesdale, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Painesdale, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Painesdale, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Painesdale, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,743 $3,743 $3,481 $3,481 $8,657 $8,657 $4,214 $4,214
GEICO $3,545 $3,545 $3,595 $3,595 $10,055 $10,055 $3,397 $3,397
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,277 $4,277 $3,788 $3,788 $11,415 $11,415 $4,694 $4,694
Progressive $3,146 $2,940 $2,776 $3,082 $11,736 $12,597 $3,677 $3,441
State Farm $6,561 $6,561 $6,073 $6,073 $22,822 $22,822 $7,699 $7,699
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,543 $2,430 $2,386 $2,269 $6,190 $5,934 $3,116 $3,019

Cheap Painesdale, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Painesdale, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Painesdale, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Painesdale, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,657 $8,657
GEICO $10,055 $10,055
Liberty Mutual $34,830 $34,830
Nationwide $11,415 $11,415
Progressive $11,736 $12,597
State Farm $22,822 $22,822
Travelers $15,616 $15,616
USAA $6,190 $5,934

Cheap Painesdale, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Painesdale, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Painesdale, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,481 $3,481
GEICO $3,595 $3,595
Liberty Mutual $14,122 $14,122
Nationwide $3,788 $3,788
Progressive $2,776 $3,082
State Farm $6,073 $6,073
Travelers $4,461 $4,461
USAA $2,386 $2,269

Cheap Painesdale, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Painesdale, Michigan compared to the annual auto insurance rates with a clean record in Painesdale, Michigan.

Annual Painesdale, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,220 $5,385 $5,302 $5,189
GEICO $1,836 $3,838 $11,549 $3,368
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $5,183 $6,875 $6,283 $5,833
Progressive $4,607 $6,040 $5,420 $5,631
State Farm $6,895 $8,249 $17,729 $10,281
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,808 $3,490 $4,584 $3,061

Cheap Painesdale, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Painesdale, Michigan is not easy. Compare the annual rates for DUI auto insurance in Painesdale, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Painesdale, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,302
GEICO $11,549
Liberty Mutual $28,910
Nationwide $6,283
Progressive $5,420
State Farm $17,729
Travelers $12,018
USAA $4,584

Cheap Painesdale, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Painesdale, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Painesdale, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,511 $4,440 $4,120
GEICO $6,613 $4,867 $3,964
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,557 $5,708 $4,865
Progressive $6,244 $5,268 $4,761
State Farm $17,490 $8,857 $6,019
Travelers $7,919 $7,680 $7,583
USAA $5,218 $2,969 $2,271

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Cheap Painesdale, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Painesdale, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Painesdale, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Painesdale, Michigan

ZIP Code Average Annual Rates
49955 $6,444

Cheap Painesdale, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Painesdale, Michigan auto insurance. Find the cheapest annual Painesdale, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Painesdale, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,024 $5,024
GEICO $5,030 $5,266
Liberty Mutual $18,676 $20,073
Nationwide $6,043 $6,043
Progressive $5,424 $5,424
State Farm $10,501 $11,077
Travelers $7,683 $7,771
USAA $3,446 $3,526

Cheap Painesdale, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Painesdale, Michigan? Check out the comparison of annual Painesdale, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Painesdale, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,904 $5,014 $5,153
GEICO $4,834 $5,106 $5,504
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $6,342 $5,936 $5,852
Progressive $5,277 $5,430 $5,565
State Farm $10,268 $10,853 $11,246
Travelers $7,640 $7,737 $7,805
USAA $3,391 $3,494 $3,573

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Best By Category: Cheapest Auto Insurance in Painesdale, Michigan

Compare the cheapest auto insurance companies in Painesdale, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Painesdale, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Painesdale, Michigan Auto Insurance Companies

What auto insurance companies in Painesdale, Michigan are the cheapest? Compare the top Painesdale, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Painesdale, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,024
GEICO $5,148
Liberty Mutual $19,375
Nationwide $6,043
Progressive $5,424
State Farm $10,789
Travelers $7,727
USAA $3,486

Compare Painesdale, Michigan Auto Insurance Quotes

Before you buy Painesdale, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Painesdale, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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